820 Morningside Dr, Folsom, CA 95630 Property Records

Sacramento County property record for 820 Morningside Dr, Folsom, CA 95630

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,753 sqft · built 2002
Lot Size	0.141 acres (6,128 sqft)
Owner	Individual Name on File
Last Sale	$410,000 (Oct 2014)
Tax Bill	$6,846 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Mar 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`072-1940-003-0000`

Property Details

APN / Parcel Number

Primary APN	`072-1940-003-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,753 sqft Living Area
1st Floor Area	1,753 sqft
Bonus Room	Bonus Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Custom Design
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	6,128 sqft (0.141 acres)
Garage Area	445 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	820 MORNINGSIDE DR
City	FOLSOM
State	CA
Zip	95630-6146
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SP-SFHD (S
Legal Description	EMPIRE RANCH VILLAGE 47, LOT 14
Legal Subdivision	EMPIRE RANCH VILLAGE 47
Legal Lot Number	14
Jurisdiction	SACRAMENTO CA
Township / Civil Division	FOLSOM
Census Block Group	2
Census Block	2002
Census Tract	8510

Owner

820 Morningside Dr is owned and occupied by an individual who bought it in October 2014.

Source: Sacramento County records, as of September 3, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	820 MORNINGSIDE DR, FOLSOM, CA 95630-6146
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 7, 2022	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Mar 24, 2022	Intrafamily Transfer, Transfer TITLE 365, TITLE365
Jan 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage MILLENNIAL HM LNDG INC
Nov 27, 2017	Deed of Trust, Mortgage · Line of Credit US BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 24, 2014 · Amount on File
Deed Sale	Oct 24, 2014 · Amount on File
Prior Sale	Oct 15, 2002 · Amount on File
Deed Book / Page	20141024 / 551
Prior Transfer Date	Sep 29, 2014
Prior Transfer Doc	0000000550
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	820 MORNINGSIDE DR, FOLSOM, CA 95630-6146
Transaction Type	Mortgage
Record Updated	Jan 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	820 MORNINGSIDE DR, FOLSOM, CA 95630-6146

Mortgage

Document Number	0000000403
Date	Jan 7, 2022
Instrument	2022010700403

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Mar 24, 2022
Property Address	820 MORNINGSIDE DR, FOLSOM, CA 95630-6146
Document Number	0000001236
Map Reference	MB 283 MAP 5
Instrument Date	Dec 23, 2021
Instrument	2022032401236
Transaction Type	Transfer
Record Updated	Apr 4, 2022
Title Company	TITLE 365, TITLE365

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	820 MORNINGSIDE DR, 820, FOLSOM, CA 95630-6146

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	820 MORNINGSIDE DR, FOLSOM, CA 95630-6146

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	820 MORNINGSIDE DR, FOLSOM, CA 95630-6146
Document Number	2101220086
Instrument Date	Jan 11, 2021
Transaction Type	Mortgage
Record Updated	Feb 9, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	820 MORNINGSIDE DR FOLSOM CA 956306146, FOLSOM, CA 95630-6146

Mortgage

Document Number	2101220086
Date	Jan 22, 2021
Instrument	2101220086

Lender

Name	MILLENNIAL HM LNDG INC
Address	CHATSWORTH, CA 91311

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 21, 2051

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	820 MORNINGSIDE DR, FOLSOM, CA 95630-6146
Document Number	1712181374
Instrument Date	Nov 27, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	SOLIDIFI US INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	820 MORNINGSIDE DR FOLSOM CA 956306146, FOLSOM, CA 95630-6146

Mortgage

Document Number	1712181374
Date	Dec 18, 2017
Instrument	1712181374

Lender

Name	US BK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Dec 17, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 820 Morningside Dr was $6,846, up 1.6% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Folsom City
Unified School District	Folsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$502,602 (+2%) Land $183,876 Building $318,726
2025	$6,846.00 (+1.6%)	$492,748 Land $180,271 Building $312,477
2024	$6,738.00 (+3.38%)
2023	$6,518.00 (+0.99%)	$473,616 Land $173,272 Building $300,344
2022	$6,454.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 820 Morningside Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 820 Morningside Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOLSOM, CITY OF - MAIN serves 80,969 people · EPA ID CA3410014
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Succeed.Net.

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