Madison County property record for 820 Miller Rd, Gurley, AL 35748
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,271 sqft · built 2018 |
| Lot Size | 7.8 acres (339,768 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $189,200 (Sep 2016) |
| Tax Bill | $1,887 (2023) |
| Deeds & Mortgages | Jun 2019 Mortgage May 2018 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 19-05-15-0-000-023.000 |
| Primary APN | 19-05-15-0-000-023.000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,271 sqft Living Area |
| Interior Walls | Wallboard/Drywall |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Exterior Material | Fiber Cement Siding |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 339,768 sqft (7.8 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 436372 |
|---|---|
| Street Address | 820 MILLER RD |
| City | GURLEY |
| State | AL |
| Zip | 35748-8724 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEC 15 T4 R2E PART OF THE SE 1/4 OF THE NW 1/4 OF SEC 15 DESC AS COM AT THE SW COR OF THE NW 1/4 OF SD SEC 15 TH E 1310.47 FT |
| Legal Range | 02E |
| Legal Township | 04S |
| Legal Section | 15 |
| Jurisdiction | MADISON AL |
| Township / Civil Division | GURLEY |
| Census Block Group | 1 |
| Census Block | 1121 |
| Census Tract | 10902 |
Source: Madison County records, as of November 14, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 820 MILLER RD, GURLEY, AL 35748-8724 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 11, 2019 | Deed of Trust, Mortgage · Conventional Mortgage CENTERSTATE BANK OF FLORIDA NA |
| May 2, 2018 | Deed of Trust, Mortgage NATIONAL BK/COMMERCE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 1, 2016 · Amount on Record |
| Deed Sale | Sep 1, 2016 · Amount on Record |
| Deed Document Number | 2016505430 |
| Deed Book / Page | 2016 / 505430 |
| Last Transfer Date | Sep 2, 2016 |
| Transfer Doc | 0000505430 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON AL |
| Property Address | 820 MILLER RD, GURLEY, AL 35748-8724 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000035996 |
|---|---|
| Date | Jun 11, 2019 |
| Instrument | 20190611000035996 |
| Name | CENTERSTATE BANK OF FLORIDA NA |
|---|---|
| Type | Bank |
| Address | WINTER HAVEN, FL 33881 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Jul 1, 2029 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON AL |
| Property Address | 820 MILLER RD, GURLEY, AL 35748-8724 |
| Document Number | 0000027022 |
| Instrument Date | May 2, 2018 |
| Transaction Type | Mortgage |
| Record Updated | May 22, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 820 MILLER RD GURLEY AL 35748, GURLEY, AL 35748 |
| Document Number | 0000027022 |
|---|---|
| Date | May 2, 2018 |
| Instrument | 27022 |
| Name | NATIONAL BK/COMMERCE |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35223 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | May 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.7% |
Source: Madison County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | Homeowner's exemption | $60,280 (+13.18%) Land $2,800 Building $57,480 | $693,300 (+11.59%) Land $116,800 Building $576,500 |
| 2023 | $1,887.00 (+9.71%) Homeowner's exemption | $53,260 (+9.63%) Land $2,800 Building $50,460 | $621,300 (+27.89%) Land $116,800 Building $504,500 |
| 2022 | $1,720.00 Homeowner's exemption | $48,580 Land $1,600 Building $46,980 | $485,812 Land $16,012 Building $469,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 31 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 31 in force |
| Nearby Flood Claims | 3 (1990–2020) |
| Most Recent Claim | Oct 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Alabama |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| NHTC Fiber | 8,000 / 8,000 |
| Verizon Fixed Wireless | 300 / 20 |
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