820 Mill River Rd, Jacksonville, NC 28540 Property Records

Onslow County property record for 820 Mill River Rd, Jacksonville, NC 28540

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,312 sqft · built 1985
Lot Size0.66 acres (28,750 sqft)
Owner2 Individual Names on Record
Last Sale$163,000 (Apr 2021)
Tax Bill$1,237 (2026)
Deeds & MortgagesApr 2021 Sale & Mortgage
Nov 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN325C-42

Property Details

APN / Parcel Number

Primary APN325C-42
Alternative APNs
  • 471715000
  • 042656

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,312 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 2019
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area28,750 sqft (0.66 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric
SewerSeptic
Water SourceCommercial

Location & Zoning

Account Number471715000
Street Address820 MILL RIVER RD
CityJACKSONVILLE
StateNC
Zip28540-9564
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-15
Legal DescriptionL11 S1 WEST RIVER S/F 325 38
Legal SubdivisionWEST RIVER SEC 1 (R)
Legal Lot Number11
JurisdictionONSLOW NC
Township / Civil DivisionJACKSONVILLE
Census Block Group3
Census Block3004
Census Tract306

Owner

Source: Onslow County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address820 MILL RIVER RD, JACKSONVILLE, NC 28540-9564
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 21, 2021Warranty Deed, Transfer · VA Mortgage
MOVEMENT MORTGAGE
Nov 30, 2018Warranty Deed, Transfer
BBT SERIES XVI LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 21, 2021 · Amount on Record
Deed SaleApr 21, 2021 · Amount on Record
Prior SaleMar 6, 2019 · Amount on Record
Deed Book / Page5441 / 662
Record UpdatedOct 29, 2026

April 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionONSLOW NC
Recording DateApr 21, 2021
Property Address820 MILL RIVER RD, JACKSONVILLE, NC 28540-9564
Document Number0054410662
Book / Page5441 / 662
Map ReferenceMB22PF94SLB-362
Instrument DateApr 8, 2021
Transaction TypeTransfer
Record UpdatedAug 23, 2022

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$326.00
Amount AccuracyRounded by County
Additional
  • Notice of Default
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address820 MILL RIVER RD, JACKSONVILLE, NC 28540-9564

Mortgage

Document Number0005441665
DateApr 21, 2021
Instrument5441/665
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2051

November 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionONSLOW NC
Recording DateNov 30, 2018
Property Address820 MILL RIVER RD, JACKSONVILLE, NC 28540-9564
Document Number0048670306
Book / Page004867 / 000306
Instrument DateNov 29, 2018
Transaction TypeTransfer
Record UpdatedDec 20, 2018
Title CompanyOTHER

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$140.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2037 DERBY RUN RD JACKSONVILLE NC 285466961, JACKSONVILLE, NC 28546-6961

Mortgage

Document Number48670310
DateNov 30, 2018
Book Page004867/000310
Lender
NameBBT SERIES XVI LLC
AddressHOUSTON, TX 77002
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Onslow County assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyOnslow County
Unified School DistrictOnslow County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,237.00$274,886 (+45.52%) Land $58,500 Building $216,386$274,886 (+45.52%) Land $58,500 Building $216,386
2023$1,237.00$188,900 Land $35,000 Building $153,900$188,900 Land $35,000 Building $153,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 15 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies15 in force
Nearby Flood Claims3 (2018)
Claims Outside the SFHA3 of 3
Most Recent ClaimSep 2018 · Hurricane Florence
Claims by Event
  • Hurricane Florence, Sep 2018 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · above 67% of North Carolina
Wildfire Likelihood0.09% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemONSLOW WTR AND SEWER AUTHORITY
serves 156,755 people · EPA ID NC0467035
Water SourceGroundwater
Last State InspectionFeb 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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