820 Mildred Ave, Temperance, MI 48182 Property Records

Monroe County property record for 820 Mildred Ave, Temperance, MI 48182

Property Summary

Property TypeSingle Family Home
Lot Size0.41 acres (17,860 sqft)
Owner2 Individual Names on Record
Last Sale$119,500 (Feb 2015)
Tax Bill$3,013 (2025)
Deeds & MortgagesOct 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN02-495-014-00

Property Details

APN / Parcel Number

Primary APN02-495-014-00

Exterior

Lot Area17,860 sqft (0.41 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address820 MILDRED AVE
CityTEMPERANCE
StateMI
Zip48182-9282
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRAYMOND PLACE LOTS 14 & 15
Legal SubdivisionRAYMOND PLACE
Legal Lot Number14-15
JurisdictionMONROE MI
Township / Civil DivisionBEDFORD
Census Block Group1
Census Block1010
Census Tract833500

Owner

Source: Monroe County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address820 MILDRED AVE, TEMPERANCE, MI 48182-9282
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 17, 2015 · Amount on Record
Deed SaleFeb 17, 2015 · Amount on Record
Deed Document Number20152993
Record UpdatedOct 29, 2026

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE MI
Property Address820 MILDRED AVE, TEMPERANCE, MI 48182-9282
Transaction TypeMortgage
Record UpdatedNov 7, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address820 MILDRED AVE, TEMPERANCE, MI 48182-9282

Mortgage

Document Number0000019586
DateOct 7, 2022
Instrument2022R19586
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2052

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyMonroe County
County SubdivisionBedford Township
Unified School DistrictBedford Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$83,000 (+41.88%) Land $83,000$166,000 (+41.88%) Land $166,000
2025$3,013.00 (+7.26%)
2023$2,809.00$58,500$117,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies9 in force
Nearby Flood Claims5 (1987–2017)
Most Recent ClaimMar 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 91% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMONROE SOUTH COUNTY
serves 33,816 people · EPA ID MI0004455
Water SourcePurchased surface water from CITY OF TOLEDO
Last State InspectionAug 2025
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Buckeye Cablesystem
Cable
1,000 / 20
Verizon
Fixed Wireless
300 / 20
Mercury Fiber
Fixed Wireless
150 / 20
T-Mobile
Fixed Wireless
100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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