820 Middle Fork Pl, Chula Vista, CA 91914 Property Records

San Diego County property record for 820 Middle Fork Pl, Chula Vista, CA 91914

Property Summary

Property TypeSingle Family Home
Details5 bd · 4.5 ba · 3,856 sqft · built 2005
Lot Size0.21 acres (9,136 sqft)
Owner2 Company Names on File
Last Sale$1,180,000 (Sep 2022)
Tax Bill$14,341 (2025)
Deeds & MortgagesOct 2026 Line of Credit
Sep 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN595-734-18-00

Property Details

APN / Parcel Number

Primary APN595-734-18-00

Interior

Bedrooms5 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Building Area3,856 sqft Living Area

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Lot Area9,136 sqft (0.21 acres)
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address820 MIDDLE FORK PL
CityCHULA VISTA
StateCA
Zip91914-2623
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePC6SF1
Legal DescriptionLOT 20 TR 014478
Legal SubdivisionCHULA VISTA TERRACE
Legal Tract014478
Legal Block1
Legal Lot Number20
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group1
Census Block1010
Census Tract13425

Owner

820 Middle Fork Pl is owned by a company that bought it in September 2022.

Source: San Diego County records, as of October 12, 2026

Owner of Record2 Company Names on File
Mailing Address820 MIDDLE FORK PL, CHULA VISTA, CA 91914-2623
Owner TypeCompany
VestingLife Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 1, 2026Deed of Trust, Mortgage · Line of Credit
US BANK
Sep 2, 2022Grant Deed, Transfer · Conventional Mortgage
US BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 2, 2022 · Amount on File
Deed SaleSep 2, 2022 · Amount on File
Prior SaleDec 8, 2008
Deed Document Number2022352650
Prior Transfer DateSep 4, 2008
Prior Transfer Doc0000481407
Record UpdatedOct 29, 2026

October 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Recording DateOct 1, 2026
Property Address820 MIDDLE FORK PL, CHULA VISTA, CA 91914-2623
Document Number0000285757
Instrument DateSep 24, 2026
Instrument2026285757
Transaction TypeMortgage
Record UpdatedOct 12, 2026
Title CompanyRADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Tenant, 269
Address820 MIDDLE FORK PL, CHULA VISTA, CA 91914-2623

Mortgage

Document Number0000285757,
DateOct 1, 2026
Instrument2026285757
Lender
NameUS BANK
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueOct 3, 2056
Interest
Max Rate-1%

September 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateSep 2, 2022
Property Address820 MIDDLE FORK PL, CHULA VISTA, CA 91914-2623
Document Number0000352650
Map ReferenceMAP 14478
Instrument DateAug 24, 2022
Instrument2022-0352650
Transaction TypeTransfer
Record UpdatedSep 14, 2022
Title CompanyFIRST AMERICAN TITLE COMPANY RESID', FIRST AMER TTL CO RES DIV

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Notice of Trustee Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address820 MIDDLE FORK PL, CHULA VISTA, CA 91914-2623

Mortgage

Document Number0000352651
DateSep 2, 2022
Instrument2022-0352651
Lender
NameUS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueSep 1, 2052
Interest
Rate TypeAdjustable Rate
Rate4%
Type Change DateSep 1, 2032
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change9%
Index1-Year CMT
Max Rate9%

Tax Assessment & Valuation

The 2025 property tax bill for 820 Middle Fork Pl was $14,341.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityChula Vista City
Elementary School DistrictChula Vista Elementary School District (KG - 06)
Secondary School DistrictSweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,252,224 (+2%) Land $636,724 Building $615,500
2025$14,341.00 Homeowner's exemption$1,227,672 Land $624,240 Building $603,432
2023$13,191.00 (+52.18%) Homeowner's exemption$1,144,000 Land $581,000 Building $563,000
2022$8,668.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 820 Middle Fork Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 820 Middle Fork Pl is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 79% of California
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBarona North
tribal government · serves 1,171 people · EPA ID 090600118
Water SourceGroundwater
Last State InspectionAug 2023
Also Mapped HereOTAY WATER DISTRICT, SAN DIEGO COUNTY WATER AUTHORITY
Lead4 ppb (2023–2025)
action level 15 ppb
Copper2.34 mg/L (2020–2022)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wyyerd Connect
Fiber
8,000 / 8,000
Cox Communications
Fiber · Cable in parts of the area
1,000 / 35
San Diego Broadband
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

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