820 Memorial Dr, Sebring, FL 33870 Property Records

Highlands County property record for 820 Memorial Dr, Sebring, FL 33870

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,454 sqft · built 2022
Lot Size	0.229 acres (10,000 sqft)
Owner	Individual Name on File
Last Sale	$224,000 (Oct 2022)
Tax Bill	$1,848 (2024)
Deeds & Mortgages	Oct 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C104804000007880`

Property Details

APN / Parcel Number

Primary APN	`C104804000007880`
Alternative APN	`C-10-34-28-040-0000-7880`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,454 sqft Living Area
Flooring	Slate
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2022
Exterior Material	Metal
Roof Type	Gable/Hip
Roof Material	Slate
Lot Area	10,000 sqft (0.229 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Driveway	Driveway
Driveway Area	900 sqft
Porch	Open Porch
Patio Area	216 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Old Parcel Number	C104804000007880
Street Address	820 MEMORIAL DR
City	SEBRING
State	FL
Zip	33870-1497
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SEBRING RIDGE SEC D PB 8-PG 14 LOT 788
Legal Range	28E
Legal Township	34S
Legal Section	10
Legal Subdivision	SEBRING RIDGE SEC D
Legal Lot Number	788
Jurisdiction	HIGHLANDS FL
Township / Civil Division	AVON PARK
Census Block Group	1
Census Block	1024
Census Tract	960105

Owner

820 Memorial Dr is owned and occupied by an individual who bought it in October 2022.

Source: Highlands County records, as of December 12, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	PO BOX 1364, SEBRING, FL 33871-1364
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 27, 2022 · Amount on File
Deed Sale	Oct 27, 2022 · Amount on File
Prior Sale	Jul 16, 2008 · Amount on File
Deed Document Number	2121492
Deed Book / Page	2938 / 1141
Record Updated	Jun 8, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Oct 27, 2022
Property Address	820 MEMORIAL DR, SEBRING, FL 33870-1497
Document Number	0002121492
Book / Page	2938 / 1141
Map Reference	MB 8 PG 14
Instrument Date	Oct 25, 2022
Instrument	2121492
Transaction Type	Transfer
Record Updated	Jan 30, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,568.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5124 SHAD DR, SEBRING, FL 33870-8479

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	820 MEMORIAL DR, SEBRING, FL 33870-1497

Mortgage

Document Number	0029381143
Date	Oct 27, 2022
Instrument	2938/1143

Lender

Name	CLARENCE LYONS
Type	Seller

Agreement

Type	Seller Carry-Back
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$160,125	$177,370 Land $12,000 Building $165,370
2024	$1,848.00 (+2.38%)
2023	$1,805.00 Homeowner's exemption	$151,080 (+1,788.5%) Land $10,500 Building $140,580	$151,080 (+1,788.5%) Land $10,500 Building $140,580
2022		$8,000 Land $8,000	$8,000 Land $8,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 820 Memorial Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 820 Memorial Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF AVON PARK serves 19,361 people · EPA ID FL6280049
Water Source	Groundwater
Last State Inspection	May 2025
Lead	10 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20