Cowley County property record for 820 Main St, Winfield, KS 67156
| Property Type | Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Details | 7,374 sqft · built 1886 |
| Lot Size | 0.086 acres (3,750 sqft) |
| Owner | Company Name on File |
| Last Sale | $140,000 (Jan 2017) |
| Tax Bill | $5,811 (2025) |
| Deeds & Mortgages | Sep 2017 Mortgage Jan 2017 Line of Credit |
| Flood Zone | Zone X (reduced by levee) |
| APN | 10-03632 |
| Primary APN | 10-03632 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 7,374 sqft Total Area |
| 1st Floor Area | 3,624 sqft |
| Upper Floors Area | 3,750 sqft |
| Basement Area | 3,750 sqft |
| Unfinished Basement | 3,750 sqft |
| Year Built | Built 1886 |
|---|---|
| Effective Year Built | Effective 1886 |
| Exterior Material | Stone |
| Construction Type | Frame |
| Lot Area | 3,750 sqft (0.086 acres) |
| Lot Dimensions | 75 ft deep x 50 ft wide |
| View / Lot | Major Street/Thoroughfare |
| Porch | Slab |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | R7768 |
|---|---|
| Street Address | 820 MAIN ST |
| City | WINFIELD |
| State | KS |
| Zip | 67156-2835 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Local Zoning Code | C3 |
| Legal Description | WINFIELD, TOWNSITE OF, BLOCK 128, W75 LT 11 & 12 |
| Legal Subdivision | WINFIELD, TOWNSITE OF |
| Legal Block | 128 |
| Legal Lot Number | 11,12 |
| Jurisdiction | COWLEY KS |
| Township / Civil Division | WINFIELD |
| Census Block Group | 2 |
| Census Block | 2055 |
| Census Tract | 493500 |
820 Main St, a commercial property, is owned by a company that bought it in January 2017.
Source: Cowley County records, as of September 8, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 481, WINFIELD, KS 67156-0481 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 7, 2017 | Deed of Trust, Mortgage UNION STATE BANK |
| Jan 9, 2017 | Warranty Deed, Transfer · Line of Credit CITIZENS BANK OF KANSAS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 9, 2017 · Amount on File |
| Deed Sale | Jan 9, 2017 · Amount on File |
| Deed Document Number | 2017104 |
| Deed Book / Page | 992 / 27 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COWLEY KS |
| Property Address | 820 MAIN ST, WINFIELD, KS 67156-2835 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | WEST VIRGINIA BANKERS TITLE |
| Name | Verified Name |
|---|
| Document Number | 1005/0094 |
|---|---|
| Date | Sep 7, 2017 |
| Book Page | 1005/0094 |
| Instrument | 003347 |
| Name | UNION STATE BANK |
|---|---|
| Type | Bank |
| Address | WINFIELD, KS 67156 |
| Amount | Amount on Record |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COWLEY KS |
| Recording Date | Jan 9, 2017 |
| Property Address | 820 MAIN ST, WINFIELD, KS 67156-2835 |
| Document Number | 0992/0027 |
| Book / Page | 0992 / 0027 |
| Instrument Date | Jan 5, 2017 |
| Instrument | 000104 |
| Transaction Type | Transfer |
| Record Updated | Sep 7, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 481, WINFIELD, KS 67156-0481 |
| Document Number | 000105 |
|---|---|
| Date | Jan 9, 2017 |
| Instrument | 000105 |
| Name | CITIZENS BANK OF KANSAS |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jan 6, 2037 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 820 Main St was $5,811.
Source: Cowley County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | Kansas |
| County | Cowley County |
| Municipality | Winfield City |
| Unified School District | Winfield Unified School District 465 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $36,476 (-) Land $2,383 Building $34,093 | $145,900 (-) Land $9,530 Building $136,370 | |
| 2025 | $5,811.00 | $36,476 Land $2,383 Building $34,093 | $145,900 Land $9,530 Building $136,370 |
| 2023 | $35,113 Land $2,215 Building $32,898 | $140,450 Land $8,860 Building $131,590 | |
| 2021 | $5,931.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 820 Main St in Zone X, where a levee reduces flood risk, though there have been 2 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective October 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1979–1986) |
| Most Recent Claim | Oct 1986 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 820 Main St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WINFIELD serves 11,726 people · EPA ID KS2003513 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 461 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| IdeaTek Fiber | 2,500 / 2,500 |
| Cox Communications Cable | 2,000 / 100 |
| Nextlink Fixed Wireless | 400 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Chisholm Broadband Fixed Wireless | 100 / 40 |
| KanOkla Communications Fixed Wireless | 100 / 20 |
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