820 Loggerhead Ln, Summerland Key, FL 33042 Property Records

Monroe County property record for 820 Loggerhead Ln, Summerland Key, FL 33042

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,490 sqft · built 1993
Lot Size	0.142 acres (6,194 sqft)
Owner	Individual Name on Record
Last Sale	$100 (Feb 1998)
Tax Bill	$2,699 (2024)
Deeds & Mortgages	Jul 2017 Mortgage May 2020 Mortgage
Flood Zone	Zone AE (high risk)
APN	`00172061-002700`

Property Details

APN / Parcel Number

Primary APN	`00172061-002700`
Alternative APNs	`25662700172061002700` `1221309`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	3 Stories
Building Area	1,490 sqft Living Area
1st Floor Area	1,490 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1993
Effective Year Built	Effective 2011
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Pile
Roof Type	Cathedral/Clerestory
Roof Material	Shingle
Lot Area	6,194 sqft (0.142 acres)

Exterior Amenities

Porch	Open Porch
Porch Area	440 sqft
Fence	Fence
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	1221309
Old Parcel Number	25662700172061002700
Street Address	820 LOGGERHEAD LN
City	SUMMERLAND KEY
State	FL
Zip	33042-3155
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 27 VACATION HARBOUR SUGARLOAF KEY PB6-47 OR958-2228/29 OR958-2230 OR1208-2284C OR1208-2285 OR1354-1981/82 OR1496-1148/49
Legal Range	27E
Legal Township	66S
Legal Section	25
Legal Subdivision	VACATION HARBOR
Legal Lot Number	27
Jurisdiction	MONROE FL
Township / Civil Division	LOWER KEYS
Census Block Group	2
Census Block	2013
Census Tract	971600

Owner

Source: Monroe County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	820 LOGGERHEAD LN, SUMMERLAND KEY, FL 33042-3155
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2017	Deed of Trust, Mortgage · Commercial Mortgage CAPITAL BANK CORPORATION
May 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 2, 1998 · Amount on Record
Deed Sale	Feb 2, 1998 · Amount on Record
Prior Sale	May 24, 1995 · Amount on Record
Deed Document Number	0149601148
Deed Book / Page	01354 / 01981
Record Updated	Jun 8, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	820 LOGGERHEAD LN, SUMMERLAND KEY, FL 33042-3155
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0028641642
Date	Jul 14, 2017
Book Page	2864/1642
Instrument	2131354

Lender

Name	CAPITAL BANK CORPORATION
Type	Bank
Address	KEY WEST, FL 33040

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	820 LOGGERHEAD LN, SUMMERLAND KEY, FL 33042-3155
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0030241420
Date	May 29, 2020
Book Page	3024/1420
Instrument	2267582

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$268,371 (+5.99%)	$798,222 (+1.87%) Land $496,697 Building $301,525
2024	$2,699.00 (+5.8%)
2023	$2,551.00 (+2.7%) Homeowner's exemption	$253,212 (+3%)	$783,607 (+3.2%) Land $496,697 Building $286,910
2022	$2,484.00 Homeowner's exemption	$245,837	$759,322 Land $466,037 Building $293,285

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 165 policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	165 in force
Nearby Flood Claims	42 (1998–2023)
Most Recent Claim	Aug 2023 · rainfall accumulation
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims Hurricane Irma, Sep 2017 · 28 claims Hurricane Wilma, Oct 2005 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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