820 Littlestown Pike, Westminster, MD 21157 Property Records

Carroll County property record for 820 Littlestown Pike, Westminster, MD 21157

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,211 sqft · built 1979
Lot Size	0.352 acres (15,332 sqft)
Owner	2 Company Names on Record
Tax Bill	$4,041 (2026)
Deeds & Mortgages	May 2026 Mortgage Jun 2026 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`07-015569`

Property Details

APN / Parcel Number

Primary APN	`07-015569`
Alternative APNs	`7015569` `015569`

Interior

Full Baths	4 Baths
Stories	1 Story
Building Area	2,211 sqft Total Area
Basement Area	1,000 sqft
Finished Basement	1,000 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	15,332 sqft (0.352 acres)
Garage Type	Mixed
Garage Area	789 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	496 sqft
Porch	Slab
Porch Area	212 sqft
Deck Area	180 sqft
Shed	1 Shed
Shed Area	300 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	015569
Street Address	820 LITTLESTOWN PIKE
City	WESTMINSTER
State	MD
Zip	21157-4301
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-100
Legal Description	LT4 + PT 5 -15332 SF 820 LITTLESTOWN RD 3-4 N OF WESTMINSTER
Legal Subdivision	JOHN J JAY & SONS
Legal Lot Number	4
Jurisdiction	CARROLL MD
Township / Civil Division	7, WESTMINSTER
Census Block Group	2
Census Block	2019
Census Tract	507500

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	820 LITTLESTOWN PIKE, WESTMINSTER, MD 21157-4301
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
May 12, 2026	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Jun 3, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Oct 26, 2020	Deed of Trust, Mortgage NWSB BK
Jan 5, 2018	Deed of Trust, Mortgage · Line of Credit NWSB BANK
Sep 12, 2017	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 23, 2008
Deed Sale	Dec 23, 2008
Prior Sale	Dec 2, 1999 · Amount on Record
Deed Document Number	200881571
Deed Book / Page	5657 / 1
Last Transfer Date	Apr 8, 2026
Transfer Doc	1178000186
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Recording Date	May 12, 2026
Property Address	820 LITTLESTOWN PIKE, WESTMINSTER, MD 21157-4301
Document Number	1176000417
Book / Page	11760 / 417
Instrument Date	Apr 24, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	WESCOR LAND TITLE INSURANCE, WESTCOR LAND TITLE INSURANCE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1176000417,
Date	May 12, 2026
Book Page	11760/417

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Jun 3, 2026
Property Address	820 LITTLESTOWN PIKE, WESTMINSTER, MD 21157-4301
Document Number	1178000186
Book / Page	11780 / 186
Instrument Date	Apr 8, 2026
Transaction Type	Transfer
Record Updated	Aug 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	820 LITTLESTOWN PIKE, WESTMINSTER, MD 21157-4301

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	820 LITTLESTOWN PIKE, WESTMINSTER, MD 21157-4301
Document Number	0099270103
Instrument Date	Oct 26, 2020
Transaction Type	Mortgage
Record Updated	Nov 17, 2020
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 LITTLESTOWN PIKE WESTMINSTER MD 21157, WESTMINSTER, MD 21157

Mortgage

Document Number	0099270103
Date	Oct 30, 2020
Book Page	009927/000103

Lender

Name	NWSB BK
Address	GETTYSBURG, PA 17325

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Oct 29, 2035

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	820 LITTLESTOWN PIKE, WESTMINSTER, MD 21157-4301
Document Number	0089220463
Book / Page	008922 / 000463
Instrument Date	Jan 5, 2018
Transaction Type	Mortgage
Record Updated	Jan 31, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	820 LITTLESTOWN PIKE WESTMINSTER MD 211574301, WESTMINSTER, MD 21157-4301

Mortgage

Document Number	0089220463
Date	Jan 23, 2018
Book Page	008922/000463

Lender

Name	NWSB BANK
Address	16 LINCOLN SQ, GETTYSBURG, PA 17325-2205

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CARROLL MD
Recording Date	Sep 12, 2017
Property Address	820 LITTLESTOWN PIKE, WESTMINSTER, MD 21157-4301
Document Number	0088020064
Book / Page	008802 / 000064
Instrument Date	Sep 12, 2017
Transaction Type	Transfer
Record Updated	Nov 21, 2017

Transaction

Amount	Amount Recorded
Tax	$245.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	123 SONNYDROOK LN WESTMINSTER MD 21157, WESTMINSTER, MD 21157

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,041.00 (+5.56%) Homeowner's exemption	$420,100 (+9.85%) Land $90,000 Building $330,100	$420,100 (-) Land $90,000 Building $330,100
2025	$3,828.00 (+10.32%) Homeowner's exemption	$382,433 (+24.53%)	$420,100 (+36.8%) Land $90,000 Building $330,100
2023	$3,470.00 Homeowner's exemption	$307,100 Land $86,000 Building $221,100	$307,100 Land $86,000 Building $221,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Feb 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WESTMINSTER serves 35,256 people · EPA ID MD0060015
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Ting Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Quantum Internet & Telephone.

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