820 Liberty St, Ripon, WI 54971 Property Records

Fond Du Lac County property record for 820 Liberty St, Ripon, WI 54971

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 792 sqft · built 1948
Lot Size	0.211 acres (9,191 sqft)
Owner	Individual Name on File
Last Sale	$43,500 (Oct 2013)
Tax Bill	$896 (2025)
Deeds & Mortgages	Jan 2014 Line of Credit Oct 2013 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`RIP-16-14-99-CE-160-00`

Property Details

APN / Parcel Number

Primary APN	`RIP-16-14-99-CE-160-00`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	792 sqft Living Area
1st Floor Area	792 sqft
Game Room	Game Room

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	9,191 sqft (0.211 acres)
Lot Dimensions	13.2 ft deep x 7 ft wide
Garage Type	Detached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Shed	1 Shed
Shed Area	48 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	820 LIBERTY ST
City	RIPON
State	WI
Zip	54971-1201
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	8
Legal Description	S20 T16N R14E CERESCO PLAT PT OF LOT 2 BLK 5 COM ON N LI LIBERTY ST 201.52' W OF SE LOT 3 BLK 5 TH W ALG N LI 69.52' TH N
Legal Range	14E
Legal Township	16N
Legal Section	20
Legal Subdivision	CERESCO PLAT
Legal Block	5
Legal Lot Number	2-3
Jurisdiction	FOND DU LAC WI
Township / Civil Division	RIPON
Census Block Group	5
Census Block	5034
Census Tract	41600

Owner

820 Liberty St is owned and occupied by an individual who bought it in October 2013.

Source: Fond Du Lac County records, as of March 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	820 LIBERTY ST, RIPON, WI 54971-1201
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2014	Deed of Trust, Mortgage · Line of Credit US BANK NA
Oct 22, 2013	Trustee's Deed, Foreclosure · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 22, 2013 · Amount on File
Deed Sale	Oct 22, 2013 · Amount on File
Deed Document Number	20131029928
Prior Transfer Date	Oct 18, 2013
Prior Transfer Doc	0001029928
Record Updated	Oct 29, 2026

January 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FOND DU LAC WI
Property Address	820 LIBERTY ST, RIPON, WI 54971-1201
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001033863
Date	Jan 31, 2014
Instrument	1033863

Lender

Name	US BANK NA
Type	Bank
Address	OSHKOSH, WI 54902

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 6, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2013: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	FOND DU LAC WI
Recording Date	Oct 22, 2013
Property Address	820 LIBERTY ST, RIPON, WI 54971-1201
Document Number	0001029928
Instrument Date	Oct 18, 2013
Instrument	1029928
Transaction Type	Foreclosure
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$130.50
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	820 LIBERTY ST, RIPON, WI 54971-1201

Mortgage

Document Number	0001029929
Date	Oct 22, 2013
Instrument	1029929

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	121 Months
Due	Nov 1, 2023

Tax Assessment & Valuation

The 2025 property tax bill for 820 Liberty St was $896 with a homeowner's exemption.

Source: Fond Du Lac County assessment roll, as of March 26, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Fond Du Lac County
Municipality	Ripon City
Unified School District	Ripon Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$896.00	$45,800 Land $19,500 Building $26,300	$70,640 Land $30,076 Building $40,564
2023	$705.00 Homeowner's exemption	$45,800 Land $19,500 Building $26,300	$53,806 Land $22,909 Building $30,897

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 820 Liberty St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 820 Liberty St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIPON WATER UTILITY serves 7,716 people · EPA ID WI4200476
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Bertram Communications, Bug Tussel Wireless, Verizon.

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