Bradford County property record for 820 Lee St, Starke, FL 32091
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,163 sqft · built 2003 |
| Lot Size | 1.42 acres (61,855 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $236,900 (Dec 2025) |
| Tax Bill | $2,639 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Dec 2025 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04369-F-00100 |
| Primary APN | 04369-F-00100 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,163 sqft Living Area |
| Gross Area | 1,331 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 61,855 sqft (1.42 acres) |
| Porch | Finished/Open Porch |
| Utility Building | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 820 LEE ST |
|---|---|
| City | STARKE |
| State | FL |
| Zip | 32091-4319 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 33 6S 22 COM NE COR OF LOT 4 BLK 6 S89*25'13"W 208' FOR POB. S03*09'20'E 309.15' TO SLY BNDY OF BLK 6. S89*22'10"W 200', N03*09'17"W 309.33', N89*25'13"E 200' TO POB. BEING 1.42 ACRES M/L |
| Legal Range | 22E |
| Legal Township | 06S |
| Legal Section | 33 |
| Legal Subdivision | JOHNS J M |
| Legal Block | 6 |
| Legal Lot Number | 4 |
| Jurisdiction | BRADFORD FL |
| Township / Civil Division | STARKE |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 100 |
Source: Bradford County records, as of August 17, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 193, MIDDLEBURG, FL 32050-0193 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Woman |
| Date | Document |
|---|---|
| Jun 10, 2021 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Dec 29, 2025 | Warranty Deed, Transfer · Conventional Mortgage NAVY FCU |
| Jun 20, 2023 | Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Oct 30, 2019 | Warranty Deed, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 29, 2025 · Amount on Record |
| Deed Sale | Dec 29, 2025 · Amount on Record |
| Prior Sale | Jun 20, 2023 · Amount on Record |
| Deed Document Number | 202511204 |
| Deed Book / Page | 2188 / 309 |
| Prior Transfer Date | Feb 28, 2008 |
| Prior Transfer Doc | 0004215923 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRADFORD FL |
| Property Address | 820 LEE ST, STARKE, FL 32091-4319 |
| Transaction Type | Mortgage |
| Record Updated | Jan 9, 2026 |
| Name | Verified Name |
|---|---|
| Address | 820 LEE ST, STARKE, FL 32091-4319 |
| Document Number | 0004005430 |
|---|---|
| Date | Jun 10, 2021 |
| Book Page | 1907/144 |
| Instrument | 202104005430 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BRADFORD FL |
| Recording Date | Dec 29, 2025 |
| Property Address | 820 LEE ST, STARKE, FL 32091-4319 |
| Document Number | 0004011204 |
| Book / Page | 2188 / 309 |
| Map Reference | MB 1 PG 12 |
| Instrument Date | Dec 19, 2025 |
| Instrument | 202504011204 |
| Transaction Type | Transfer |
| Record Updated | Jan 9, 2026 |
| Title Company | TITLE AMERICA RE CLOSINGS INC, TITLE AMERICA RE CLOSINGS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,658.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 234 BUSH CT, GREEN COVE SPRINGS, FL 32043-9514 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 193, MIDDLEBURG, FL 32050-0193 |
| Document Number | 0002188312 |
|---|---|
| Date | Dec 29, 2025 |
| Instrument | 2188/312 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BRADFORD FL |
| Recording Date | Jun 20, 2023 |
| Property Address | 820 LEE ST, STARKE, FL 32091-4319 |
| Document Number | 0004005032 |
| Book / Page | 2030 / 352 |
| Map Reference | MB 1 PG 12 |
| Instrument Date | Jun 16, 2023 |
| Instrument | 202304005032 |
| Transaction Type | Transfer |
| Record Updated | Jul 4, 2023 |
| Title Company | SONSHINE TITLE SERVICES INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,365.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 714 COLLEY RD, STARKE, FL 32091-4213 |
| Name | Verified Name |
|---|---|
| Address | 820 LEE ST, STARKE, FL 32091-4319 |
| Document Number | 0002030354 |
|---|---|
| Date | Jun 20, 2023 |
| Instrument | 2030/354 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2053 |
| Document Number | 0004005034 |
|---|---|
| Date | Jun 20, 2023 |
| Book Page | 2030/374 |
| Instrument | 202304005034 |
| Name | FLORIDA HOUSING FINANCE CORP |
|---|---|
| Type | Government Agency |
| Address | TALLAHASSEE, FL 32301 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BRADFORD FL |
| Recording Date | Oct 30, 2019 |
| Property Address | 820 LEE ST, STARKE, FL 32091-4319 |
| Document Number | 0004009458 |
| Book / Page | 1816 / 241 |
| Map Reference | MB 1 PG 94 |
| Instrument Date | Oct 28, 2019 |
| Instrument | 201904009458 |
| Transaction Type | Transfer |
| Record Updated | Jan 7, 2022 |
| Title Company | SONSHINE TITLE SERVICES INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,043.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1000 LEE ST, 1000, STARKE, FL 32091-4319 |
| Name | Verified Name |
|---|---|
| Address | 820 LEE ST, STARKE, FL 32091-4319 |
| Document Number | 0004009459 |
|---|---|
| Date | Oct 30, 2019 |
| Instrument | 201904009459 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2049 |
Source: Bradford County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Bradford County |
| Municipality | Starke City |
| Unified School District | Bradford County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,639.00 (-20.7%) Homeowner's exemption | $175,580 (+5.8%) Land $32,200 Building $143,380 | $175,580 (+5.8%) Land $32,200 Building $143,380 |
| 2024 | $3,328.00 (+145.97%) | $165,949 (+52.18%) Land $30,200 Building $135,749 | $165,949 (+10.6%) Land $30,200 Building $135,749 |
| 2023 | $1,353.00 (+4.4%) Homeowner's exemption | $109,048 (+3%) | $150,045 (+20.26%) Land $22,200 Building $127,845 |
| 2022 | $1,296.00 Homeowner's exemption | $105,872 | $124,771 Land $19,200 Building $105,571 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 2, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 24 policies |
| Nearby Flood Policies | 24 in force |
| Nearby Flood Claims | 20 (1980–2024) |
| Claims Outside the SFHA | 9 of 20 |
| Most Recent Claim | Aug 2024 · Hurricane Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · lower than 79% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF STARKE serves 6,800 people · EPA ID FL2040211 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 5 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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