820 Laurel Rd, Beaufort, NC 28516 Property Records

Carteret County property record for 820 Laurel Rd, Beaufort, NC 28516

Property Summary

Property Type	Vacant Land
Lot Size	14.2 acres (622,647 sqft)
Owner	Company Name on Record
Last Sale	$475,000 (May 2026)
Tax Bill	$592 (2025)
Deeds & Mortgages	May 2026 Sale Aug 2025 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`7309.03.04.3966000`

Property Details

APN / Parcel Number

Primary APN	`7309.03.04.3966000`
Alternative APNs	`276120` `559373` `80574`

Exterior

Lot Area	622,647 sqft (14.2 acres)
Lean-To	192 sqft
Stable	768 sqft

Location & Zoning

Account Number	80574
Street Address	820 LAUREL RD
City	BEAUFORT
State	NC
Zip	28516-6547
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Local Zoning Code	R15M
Legal Description	TRACT B RONALD E LOVINGS
Legal Subdivision	SURVEY FOR RONALD E LOVINGS
Legal Tract	B
Legal Block	04
Jurisdiction	CARTERET NC
Township / Civil Division	BEAUFORT
Census Block Group	1
Census Block	1017
Census Tract	970301

Owner

Source: Carteret County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	110 WALLACE RD, BEAUFORT, NC 28516-9637
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
May 21, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Aug 20, 2025	Warranty Deed, Transfer · Non-Conforming Investor Loan FIRST CITIZENS BANK & TRUST CO
Aug 23, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage RONALD LOVINGS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 21, 2026 · Amount on Record
Deed Sale	May 21, 2026 · Amount on Record
Prior Sale	Aug 23, 2023 · Amount on Record
Deed Document Number	20261886339
Deed Book / Page	1886 / 339
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTERET NC
Recording Date	May 21, 2026
Property Address	820 LAUREL RD, BEAUFORT, NC 28516-6547
Document Number	0001886339
Book / Page	1886 / 339
Instrument Date	May 18, 2026
Instrument	20261886339
Transaction Type	Transfer
Record Updated	Jun 1, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$95,950.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	110 WALLACE RD, BEAUFORT, NC 28516-9637

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTERET NC
Recording Date	Aug 20, 2025
Property Address	820 LAUREL RD, BEAUFORT, NC 28516-6547
Document Number	0018640096
Book / Page	1864 / 96
Map Reference	MB 30 PG 811
Instrument Date	Aug 19, 2025
Instrument	1864096
Transaction Type	Transfer
Record Updated	Nov 24, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1280 COUNTRY CLUB RD, MOREHEAD CITY, NC 28557-4738

Mortgage

Document Number	0000186497
Date	Aug 20, 2025
Instrument	1864/97

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank

Agreement

Type	Non-Conforming Investor Loan
Amount	Amount Recorded

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTERET NC
Recording Date	Aug 23, 2023
Property Address	820 LAUREL RD, BEAUFORT, NC 28516-6547
Document Number	0018070260
Book / Page	1807 / 260
Map Reference	MB 694 PG 205
Instrument Date	Aug 23, 2023
Instrument	1807260
Transaction Type	Transfer
Record Updated	Nov 24, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$800.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	104 S 3RD ST # ST14, ST14, MOREHEAD CITY, NC 28557-4270

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	820 LAUREL RD, BEAUFORT, NC 28516-6547

Mortgage

Document Number	0001807261
Date	Aug 23, 2023
Instrument	1807261

Lender

Name	RONALD LOVINGS
Type	Private Party

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	24 Months
Due	Aug 23, 2025

Tax Assessment & Valuation

Source: Carteret County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Carteret County
Unified School District	Carteret County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$188,115 (-) Land $130,155 Building $57,960	$188,115 (-) Land $130,155 Building $57,960
2025	$592.00 (-18.12%)	$188,115 (+56.82%) Land $130,155 Building $57,960	$188,115 (+56.82%) Land $130,155 Building $57,960
2023		$119,955 (-) Land $92,026 Building $27,929	$119,955 (-) Land $92,026 Building $27,929
2022	$723.00	$119,955 Land $92,026 Building $27,929	$119,955 Land $92,026 Building $27,929

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 101 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	101 in force
Nearby Flood Claims	149 (1996–2022)
Most Recent Claim	Oct 2022 · Hurricane Ian
Claims by Event	Hurricane Florence, Sep 2018 · 28 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 34 claims Hurricane Bonnie, Aug 1998 · 27 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 92% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

4G LTE only, no 5G reported

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