Polk County property record for 820 Lamp Post Ln, Lakeland, FL 33809
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,337 sqft · built 1988 |
| Lot Size | 0.281 acres (12,249 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $185,000 (Nov 2017) |
| Tax Bill | $1,695 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit Nov 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-27-18-161212-000510 |
| Primary APN | 24-27-18-161212-000510 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,337 sqft Living Area |
| Gross Area | 1,817 sqft |
| 1st Floor Area | 1,337 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 12,249 sqft (0.281 acres) |
| Lot Dimensions | 140 ft deep x 72 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Pool Type | Enclosed Pool |
|---|---|
| Pool Area | 450 sqft |
| Porch | Unfinished Open Porch |
| Porch Area | 35 sqft |
| Cooling System | Central |
|---|
| Street Address | 820 LAMP POST LN |
|---|---|
| City | LAKELAND |
| State | FL |
| Zip | 33809-4635 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LEXINGTON GREEN PB 86 PG 34 LOT 51 |
| Legal Range | 24E |
| Legal Township | 27S |
| Legal Section | 18 |
| Legal Subdivision | LEXINGTON GREEN |
| Legal Tract | 161212 |
| Legal Block | 2 |
| Legal Lot Number | 51 |
| Jurisdiction | POLK FL |
| Township / Civil Division | LAKELAND |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 12303 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 820 LAMP POST LN, LAKELAND, FL 33809-4635 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 23, 2026 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Nov 7, 2017 | Warranty Deed, Transfer · Conventional with PMI FIRST BK FIN'L CTR |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 7, 2017 · Amount on Record |
| Deed Sale | Nov 7, 2017 · Amount on Record |
| Prior Sale | Feb 10, 2010 · Amount on Record |
| Deed Document Number | 2017212899 |
| Deed Book / Page | 10307 / 328 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jul 23, 2026 |
| Property Address | 820 LAMP POST LN, LAKELAND, FL 33809-4635 |
| Document Number | 0000175806 |
| Book / Page | 14086 / 825 |
| Instrument Date | Jul 14, 2026 |
| Instrument | 2026175806 |
| Transaction Type | Mortgage |
| Record Updated | Aug 4, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 820 LAMP POST LN, LAKELAND, FL 33809-4635 |
| Document Number | 0000175806, |
|---|---|
| Date | Jul 23, 2026 |
| Book Page | 14086/825 |
| Instrument | 2026175806 |
| Name | CITIZENS BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jul 19, 2051 |
| Rate | 6.47% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Nov 7, 2017 |
| Property Address | 820 LAMP POST LN, LAKELAND, FL 33809-4635 |
| Document Number | 0103070328 |
| Book / Page | 010307 / 000328 |
| Instrument Date | Nov 2, 2017 |
| Instrument | 212899 |
| Transaction Type | Transfer |
| Record Updated | Dec 8, 2017 |
| Title Company | UNITED TITLE GROUP/LAKELAND LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,295.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 820 LAMP POST LN LAKELAND FL 338094635, LAKELAND, FL 33809-4635 |
| Document Number | 103070330 |
|---|---|
| Date | Nov 7, 2017 |
| Book Page | 010307/000330 |
| Instrument | 212900 |
| Name | FIRST BK FIN'L CTR |
|---|---|
| Type | Bank |
| Address | OCONOMOWOC, WI 53066 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 6, 2047 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $175,960 (+2.7%) | $233,402 (+6.84%) Land $37,000 Building $196,402 | |
| 2025 | $1,695.00 (-21.09%) Homeowner's exemption | $171,334 (+5.99%) | $218,463 (-0.07%) Land $37,000 Building $181,463 |
| 2023 | $2,148.00 (+4.42%) Homeowner's exemption | $161,655 (+3%) | $218,613 (+11.71%) Land $36,000 Building $182,613 |
| 2022 | $2,057.00 Homeowner's exemption | $156,947 | $195,703 Land $30,000 Building $165,703 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 3 (1998–2024) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHWEST serves 28,082 people · EPA ID FL6532348 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 21 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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