820 King Rd, Clover, SC 29710 Property Records

York County property record for 820 King Rd, Clover, SC 29710

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,098 sqft · built 2019
Lot Size	9 acres (392,040 sqft)
Owner	2 Individual Names on File
Last Sale	$724,000 (Nov 2025)
Tax Bill	$1,652 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage Dec 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`196-00-00-051`

Property Details

APN / Parcel Number

Primary APN	`196-00-00-051`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	2,098 sqft Living Area
1st Floor Area	1,504 sqft
2nd Floor Area	594 sqft

Exterior

Year Built	Built 2019
Exterior Material	Aluminum/Vinyl
Lot Area	392,040 sqft (9 acres)
Porch	Porch
Porch Area	1,176 sqft

Location & Zoning

Street Address	820 KING RD
City	CLOVER
State	SC
Zip	29710-9794
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AGC-I
Legal Description	9 AC /TR# 2/CEDAR GROVE & KING KING ROAD
Legal Subdivision	CEDAR GROVE
Legal Tract	2
Jurisdiction	YORK SC
Township / Civil Division	YORK
Census Block Group	2
Census Block	2027
Census Tract	61503

Owner

820 King Rd is owned and occupied by two individuals who bought it in November 2025.

Source: York County records, as of November 25, 2025

Owner of Record	2 Individual Names on File
Co-owner	Co-owner on File
Mailing Address	820 KING RD, CLOVER, SC 29710-9794
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2025	Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Dec 17, 2020	Deed of Trust, Mortgage · VA Mortgage NORTH AMERICAN SAVINGS BANK FSB
Jan 21, 2020	Deed of Trust, Mortgage · VA Mortgage NORTH AMERICAN SAVINGS BANK FSB
May 9, 2018	Trustee's Deed, Construction Loan · Construction Mortgage SOUTH ST BK

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Nov 17, 2025 · Amount on File
Deed Sale	Nov 17, 2025 · Amount on File
Deed Document Number	2025039324
Deed Book / Page	22258 / 484
Record Updated	Jun 8, 2026

November 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	YORK SC
Recording Date	Nov 17, 2025
Property Address	820 KING RD, CLOVER, SC 29710-9794
Document Number	2225800484
Book / Page	22258 / 484
Map Reference	MB 147 PG 132
Instrument Date	Nov 14, 2025
Instrument	2025039324
Transaction Type	Transfer
Record Updated	Nov 26, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,882.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	820 KING RD, CLOVER, SC 29710-9794

Mortgage

Document Number	2025039325
Date	Nov 17, 2025
Instrument	2025039325

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	820 KING RD, CLOVER, SC 29710-9794
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TRANSTAR NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	820 KING RD, CLOVER, SC 29710-9794

Mortgage

Document Number	1884500045
Date	Dec 17, 2020
Book Page	18845/45
Instrument	2020062292

Lender

Name	NORTH AMERICAN SAVINGS BANK FSB
Type	Bank
Address	GRANDVIEW, MO 64030

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	358 Months
Due	Oct 1, 2050

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	820 KING RD, CLOVER, SC 29710-9794
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1803200001
Date	Jan 21, 2020
Book Page	18032/001
Instrument	2020002765

Lender

Name	NORTH AMERICAN SAVINGS BANK FSB
Type	Bank
Address	GRANDVIEW, MO 64030

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2050

May 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	YORK SC
Recording Date	May 9, 2018
Property Address	820 KING RD, CLOVER, SC 29710-9794
Book / Page	016963 / 000408
Instrument Date	May 7, 2018
Instrument	19330
Transaction Type	Construction Loan
Record Updated	May 28, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	820 KING RD YORK SC 29745, YORK, SC 29745

Mortgage

Document Number	1696300408
Date	May 9, 2018
Book Page	016963/000408
Instrument	19330

Lender

Name	SOUTH ST BK
Type	Bank
Address	N CHARLESTON, SC 29406

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 8, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.25%

Tax Assessment & Valuation

The 2025 property tax bill for 820 King Rd was $1,652.

Source: York County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	York County
Unified School District	York School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,652.00	$11,535 Land $857 Building $10,678	$420,160 Land $137,560 Building $282,600
2023	$1,381.00	$10,034 Land $426 Building $9,608	$319,913 Land $79,720 Building $240,193

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 820 King Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 820 King Rd is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 78% of South Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	YORK COUNTY WEST WD private · serves 18,273 people · EPA ID SC4620003
Water Source	Purchased surface water from CITY OF ROCK HILL
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Fiber	5,000 / 5,000

May also be available: Spectrum.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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