820 Josiah St, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 820 Josiah St, Saint Augustine, FL 32084

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,100 sqft · built 2009
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on Record
Last Sale	$279,900 (Jan 2022)
Tax Bill	$2,853 (2025)
Deeds & Mortgages	Mar 2020 Mortgage Jan 2022 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`115750-0210`

Property Details

APN / Parcel Number

Primary APN	`115750-0210`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,100 sqft Living Area
Gross Area	1,442 sqft
1st Floor Area	1,100 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	200 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	342 sqft
Parking Spaces	1 Parking Space
Porch	Finished/Open Porch
Porch Area	125 sqft
Patio Area	182 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	820 JOSIAH ST
City	SAINT AUGUSTINE
State	FL
Zip	32084-1741
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS3
Legal Description	4-28 AFRO AMERICAN SUB OF BLK 71 DANCY TRACT LOT 21 OR5481/1342
Legal Range	29E
Legal Township	07S
Legal Section	41
Legal Subdivision	AFRO-AMERICAN SUBDIVISION OF THE DANCY T
Legal Block	71
Legal Lot Number	21
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	2
Census Block	2001
Census Tract	21002

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	820 JOSIAH ST, SAINT AUGUSTINE, FL 32084-1741
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2020	Deed of Trust, Mortgage · VA Mortgage CARDINAL FINANCIAL COMPANY LP
Jan 31, 2022	Special Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 2, 2021	Special Warranty Deed, Transfer ACCOMODATION, ACCOMMODATION
Mar 22, 2021	Special Warranty Deed, Foreclosure OLD REPUBLIC TITLE, OLD REPUBLIC SERVICING SLN
Mar 22, 2021	Deed in Lieu of Foreclosure, Foreclosure OLD REPUBLIC TITLE, OLD REPUBLIC SERVICING SLN
Mar 18, 2019	Warranty Deed, Transfer · VA Mortgage HOME SOLUTION LENDERS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 31, 2022 · Amount on Record
Deed Sale	Jan 31, 2022 · Amount on Record
Prior Sale	Nov 2, 2021 · Amount on Record
Deed Document Number	202210989
Deed Book / Page	5481 / 1342
Record Updated	Jun 8, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	820 JOSIAH ST, SAINT AUGUSTINE, FL 32084-1741
Transaction Type	Mortgage
Record Updated	Aug 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0049040028
Date	Mar 18, 2020
Book Page	4904/28
Instrument	2020021641

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

January 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jan 31, 2022
Property Address	820 JOSIAH ST, SAINT AUGUSTINE, FL 32084-1741
Document Number	0054811342
Book / Page	5481 / 1342
Map Reference	MB 4 PG 28
Instrument Date	Jan 5, 2022
Instrument	2022010989
Transaction Type	Transfer
Record Updated	Aug 2, 2022
Title Company	NOT AVAILABLE, RIVER CITY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,959.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4745 SUTTON PARK CT STE 601, 4745, JACKSONVILLE, FL 32224-0256

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	820 JOSIAH ST, SAINT AUGUSTINE, FL 32084-1741

Mortgage

Document Number	0054811344
Date	Jan 31, 2022
Instrument	5481/1344

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

November 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Nov 2, 2021
Property Address	820 JOSIAH ST, SAINT AUGUSTINE, FL 32084-1741
Document Number	0054100192
Book / Page	5410 / 192
Map Reference	MB 4 PG 28
Instrument Date	Sep 30, 2021
Instrument	2021119326
Transaction Type	Transfer
Record Updated	Aug 2, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Tax	$1,438.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	810 VERMONT AVE NW, 810, WASHINGTON, DC 20420-0001

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4745 SUTTON PARK CT STE 601, 601, JACKSONVILLE, FL 32224-0256

March 2021: Special Warranty Deed, Foreclosure

Document Type	Special Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Mar 22, 2021
Property Address	820 JOSIAH ST, SAINT AUGUSTINE, FL 32084-1741
Document Number	0052131179
Book / Page	5213 / 1179
Map Reference	MB 4 PG 28
Instrument Date	Feb 4, 2021
Instrument	2021031133
Transaction Type	Foreclosure
Record Updated	Aug 2, 2022
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC SERVICING SLN

Transaction

Amount	Amount Recorded
Tax	$1,080.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1 CORPORATE DR STE 360, 1, LAKE ZURICH, IL 60047-8945

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3401 W END AVE # 760W, 760W, NASHVILLE, TN 37203-1042

March 2021: Deed in Lieu of Foreclosure, Foreclosure

Document Type	Deed in Lieu of Foreclosure
Jurisdiction	ST JOHNS FL
Recording Date	Mar 22, 2021
Property Address	820 JOSIAH ST, SAINT AUGUSTINE, FL 32084-1741
Document Number	0052131169
Book / Page	5213 / 1169
Map Reference	MB 4 PG 28
Instrument Date	Jan 26, 2021
Instrument	2021031131
Transaction Type	Foreclosure
Record Updated	Aug 2, 2022
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC SERVICING SLN

Transaction

Amount	Amount Recorded
Tax	$1,313.90
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2580 STATE ROAD 16204, 2580, ST AUGUSTINE, FL 32092

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 CORPORATE DR STE 360, 360, LAKE ZURICH, IL 60047-8945

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Mar 18, 2019
Property Address	820 JOSIAH ST, SAINT AUGUSTINE, FL 32084-1741
Document Number	0046950164
Book / Page	004695 / 000164
Instrument Date	Mar 15, 2019
Instrument	18074
Transaction Type	Transfer
Record Updated	Mar 27, 2019
Title Company	LAND TITLE/AMERICA INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,295.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	820 JOSIAH ST ST AUGUSTINE FL 320841741, ST AUGUSTINE, FL 32084-1741

Mortgage

Document Number	46950166
Date	Mar 18, 2019
Book Page	004695/000166
Instrument	18075

Lender

Name	HOME SOLUTION LENDERS
Type	Funding / Finance Company
Address	BARTOW, FL 33830

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 17, 2049

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$231,123 (+2.7%)	$246,541 (+5.56%) Land $45,000 Building $201,541
2025	$2,853.00 (+13.62%) Homeowner's exemption	$225,047 (+5.99%)	$233,546 (+5.87%) Land $45,000 Building $188,546
2024	$2,511.00 (+2.11%)
2023	$2,459.00 (-23.7%) Homeowner's exemption	$212,335 (-8.63%)	$220,599 (-5.07%) Land $30,888 Building $189,711
2022	$3,223.00	$232,388	$232,388 Land $21,294 Building $211,094

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	15 (1989–2020)
Claims Outside the SFHA	12 of 15
Most Recent Claim	Sep 2020 · river or lake flooding
Claims by Event	Hurricane Matthew, Oct 2016 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. AUGUSTINE WS serves 43,069 people · EPA ID FL2550210
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

820 Josiah St, Saint Augustine, FL 32084 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

March 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

January 2022: Special Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

November 2021: Special Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

March 2021: Special Warranty Deed, Foreclosure

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

March 2021: Deed in Lieu of Foreclosure, Foreclosure

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

March 2019: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Josiah St

Nearby Streets

Search Property Records by Address or Parcel Number