Boone County property record for 820 Johnstown Ct, Union, KY 41091
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,482 sqft · built 2005 |
| Lot Size | 0.577 acres (25,164 sqft) |
| Owner | Individual Name on File |
| Last Sale | $650,000 (Jun 2025) |
| Tax Bill | $5,243 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Apr 2022 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 064.44-07-041.00 |
| Primary APN | 064.44-07-041.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,482 sqft Finished Area |
| Upper Floors Area | 795 sqft |
| Basement Area | 1,623 sqft |
| Finished Basement | 1,298 sqft |
| Unfinished Basement | 325 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable |
| Lot Area | 25,164 sqft (0.577 acres) |
| Garage Type | Attached |
| Garage Area | 736 sqft |
| Parking Spaces | 3 Parking Spaces |
| Patio Area | 144 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 820 JOHNSTOWN CT |
|---|---|
| City | UNION |
| State | KY |
| Zip | 41091-7172 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 41 SEC 4 BLK II TRIPLE CROWN COUNTRY CLUB |
| Legal Subdivision | TRIPLE CROWN COUNTRY CLUB |
| Legal Block | 2 |
| Legal Lot Number | 41 |
| Jurisdiction | BOONE KY |
| Township / Civil Division | WALTON |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 70605 |
Source: Boone County records · APN 064.44-07-041.00
Assessment roll updated November 24, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2622 EUCLID AVE, CINCINNATI, OH 45219-2102 |
| Owner Type | Individual |
| Vesting | Unmarried Man |
| Date | Document |
|---|---|
| Mar 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION |
| Apr 11, 2022 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA |
| Apr 11, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage FIFTH THIRD BANK NA |
| Dec 13, 2024 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA |
| Jun 26, 2025 | Deed, Transfer BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC |
| Apr 28, 2020 | Warranty Deed, Transfer · Conventional Mortgage REPUBLIC BANK & TRUST CO |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 26, 2025 · Amount on Record |
| Deed Sale | Jun 26, 2025 · Amount on Record |
| Prior Sale | Apr 28, 2020 · Amount on Record |
| Deed Document Number | 20251143879 |
| Deed Book / Page | 1241 / 494 |
| Prior Transfer Date | Nov 13, 2006 |
| Prior Transfer Doc | 00D928/491 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOONE KY |
| Property Address | 820 JOHNSTOWN CT, UNION, KY 41091-7172 |
| Transaction Type | Mortgage |
| Record Updated | Nov 24, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0M4430/415 |
|---|---|
| Date | Mar 16, 2021 |
| Book Page | M4430/415 |
| Instrument | 829526 |
| Name | BETTER MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | NEW YORK, NY 10271 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 356 Months |
| Due | Nov 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOONE KY |
| Property Address | 820 JOHNSTOWN CT, UNION, KY 41091-7172 |
| Transaction Type | Mortgage |
| Record Updated | Nov 24, 2025 |
| Name | Verified Name |
|---|---|
| Address | 820 JOHNSTOWN CT, UNION, KY 41091-7172 |
| Document Number | 0M4589/881 |
|---|---|
| Date | Apr 11, 2022 |
| Book Page | M4589/881 |
| Instrument | 868436 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOONE KY |
| Property Address | 820 JOHNSTOWN CT, UNION, KY 41091-7172 |
| Transaction Type | Mortgage |
| Record Updated | Nov 24, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0M4589/862 |
|---|---|
| Date | Apr 11, 2022 |
| Book Page | M4589/862 |
| Instrument | 868435 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 236 Months |
| Due | Dec 01, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOONE KY |
| Property Address | 820 JOHNSTOWN CT, UNION, KY 41091-7172 |
| Transaction Type | Mortgage |
| Record Updated | Nov 24, 2025 |
| Name | Verified Name |
|---|---|
| Address | 820 JOHNSTOWN CT, UNION, KY 41091-7172 |
| Document Number | 0M4792/331 |
|---|---|
| Date | Dec 13, 2024 |
| Book Page | M4792/331 |
| Instrument | 1089702 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 25, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | BOONE KY |
| Recording Date | Jun 26, 2025 |
| Property Address | 820 JOHNSTOWN CT, UNION, KY 41091-7172 |
| Document Number | 0D1241/494 |
| Book / Page | D1241 / 494 |
| Map Reference | CAB 5 PG 89 |
| Instrument Date | Jun 25, 2025 |
| Instrument | 1143879 |
| Transaction Type | Transfer |
| Record Updated | Nov 24, 2025 |
| Title Company | BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $650.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 820 JOHNSTOWN CT, UNION, KY 41091-7172 |
| Name | Verified Name |
|---|---|
| Address | 820 JOHNSTOWN CT, UNION, KY 41091-7172 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BOONE KY |
| Recording Date | Apr 28, 2020 |
| Property Address | 820 JOHNSTOWN CT, UNION, KY 41091-7172 |
| Document Number | 0D1143/602 |
| Book / Page | D1143 / 602 |
| Map Reference | CAB 5 PG 89 |
| Instrument Date | Apr 27, 2020 |
| Instrument | 800019 |
| Transaction Type | Transfer |
| Record Updated | Nov 24, 2025 |
| Title Company | ECHELON TITLE SERVICES LLC, EXCEL TITLE SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 820 JOHNSTOWN CT, UNION, KY 41091-7172 |
| Document Number | 0000800020 |
|---|---|
| Date | Apr 28, 2020 |
| Instrument | 800020 |
| Name | REPUBLIC BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2050 |
Source: Boone County records · Assessment roll updated November 24, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Boone County |
| Unified School District | Boone County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,243.00 (-1.78%) | $462,500 (-) Land $65,000 Building $397,500 | |
| 2024 | $462,500 (-) Land $65,000 Building $397,500 | ||
| 2023 | $5,338.00 (+2.81%) | $462,500 (-) Land $65,000 Building $397,500 | $462,500 (-) Land $65,000 Building $397,500 |
| 2022 | $5,192.00 | $462,500 Land $65,000 Building $397,500 | $462,500 Land $65,000 Building $397,500 |
Source: FEMA National Flood Hazard Layer, Boone County (21015C), updated March 21, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 210150706052, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 300 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cincinnati Bell Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | BOONE CO WATER & SEWER DISTRICT serves 66,300 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2024 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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