820 Jared Rd, Sparta, TN 38583 Property Records

White County property record for 820 Jared Rd, Sparta, TN 38583

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,836 sqft · built 2023
Lot Size	6.2 acres (270,072 sqft)
Owner	2 Individual Names on Record
Last Sale	$839,900 (Jul 2026)
Tax Bill	$2,233 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jul 2023 Sale & Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`093061 00115`

Property Details

APN / Parcel Number

Primary APN	`093061 00115`
Alternative APN	`061 00115`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Building Area	2,836 sqft Living Area
1st Floor Area	2,348 sqft
Upper Floors Area	1,628 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Siding
Lot Area	270,072 sqft (6.2 acres)
Garage Type	Finished
Garage Area	950 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Patio Area	420 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	820 JARED RD
City	SPARTA
State	TN
Zip	38583-7216
Property Category	Residential
Property Type	Residential > Single Family > Home
Jurisdiction	WHITE TN
Township / Civil Division	6
Census Block Group	1
Census Block	1027
Census Tract	935200

Owner

Source: White County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	820 JARED RD, SPARTA, TN 38583-7216
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2026	Warranty Deed, Transfer · Conventional Mortgage MASON MCDUFFIE MORTGAGE CORPORATION
Jul 27, 2023	Warranty Deed, Transfer · Construction Mortgage CITIZENS BANK
Aug 15, 2022	Warranty Deed, Transfer · Commercial Mortgage FIRSTBANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 2026 · Amount on Record
Deed Sale	Jul 2, 2026 · Amount on Record
Prior Sale	Jul 27, 2023 · Amount on Record
Deed Document Number	20263029
Deed Book / Page	605 / 201
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITE TN
Recording Date	Jul 2, 2026
Property Address	820 JARED RD, SPARTA, TN 38583-7216
Document Number	0000003029
Book / Page	605 / 201
Instrument Date	Jun 29, 2026
Instrument	20263029
Transaction Type	Transfer
Record Updated	Jul 13, 2026
Title Company	LEDBETTER TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$313,870.63
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	820 JARED RD, SPARTA, TN 38583-7216

Mortgage

Document Number	0000003030,
Date	Jul 2, 2026
Instrument	20263030

Lender

Name	MASON MCDUFFIE MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.51%
Initial Type	Fixed Rate
Max Rate	-1%

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITE TN
Recording Date	Jul 27, 2023
Property Address	JARED RD, SPARTA, TN 38583
Document Number	0RB535/843
Book / Page	RB535 / 843
Instrument Date	Jul 13, 2023
Instrument	23002862
Transaction Type	Transfer
Record Updated	Aug 11, 2023
Title Company	VOLUNTEER T&E SVCS LLC

Transaction

Amount	Amount Recorded
Tax	$278.76
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7008 BRITTNEY CIR, BAXTER, TN 38544-4972

Mortgage

Document Number	0RB536/620
Date	Aug 10, 2023
Book Page	RB536/620
Instrument	23003046

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITE TN
Recording Date	Aug 15, 2022
Property Address	JARED RD, SPARTA, TN 38583
Document Number	0RB515/414
Book / Page	RB515 / 414
Instrument Date	Aug 5, 2022
Instrument	22003820
Transaction Type	Transfer
Record Updated	Aug 26, 2022
Title Company	NOT AVAILABLE, LEDBETTER TITLE COMPANY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$555.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	500 DRY VALLEY RD APT C301, C301, COOKEVILLE, TN 38506-2916

Mortgage

Document Number	0022003821
Date	Aug 15, 2022
Instrument	22003821

Lender

Name	FIRSTBANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Aug 5, 2025

Tax Assessment & Valuation

Source: White County assessment roll, as of January 26, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	White County
Unified School District	White County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,233.00 (+672.66%)	$158,375 (+1,602.96%) Land $13,850 Building $144,525	$633,500 (+1,023.23%) Land $55,400 Building $578,100
2023		$9,300 (-34.04%) Land $9,300
2022		$14,100 Land $14,100	$56,400 (+51.61%) Land $56,400
2021	$289.00
2020			$37,200 Land $37,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2007

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEWHITE UTILITY DISTRICT serves 8,467 people · EPA ID TN0000190
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2026
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ben Lomand Rural Telephone Cooperative Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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