Sherburne County property record for 820 Independence Dr, Big Lake, MN 55309
| Property Type | Townhouse |
|---|---|
| Details | 2 bd · 2 ba · 624 sqft · built 2004 |
| Lot Size | 0.03 acres (1,307 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $164,900 (Jun 2005) |
| Tax Bill | $2,822 (2025) |
| Deeds & Mortgages | Jun 2020 Construction Loan Jan 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 65-526-0720 |
| Primary APN | 65-526-0720 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 624 sqft Living Area |
| 1st Floor Area | 624 sqft |
| Breakfast Nook | Breakfast Nook |
| Family Room | Family Room |
| Utility Room | Utility Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Townhouse |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 1,307 sqft (0.03 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Driveway | Driveway |
| Porch | Open Porch |
|---|---|
| Porch Area | 25 sqft |
| Patio Area | 100 sqft |
| Wet Bar | Wet Bar |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 30629 |
|---|---|
| Street Address | 820 INDEPENDENCE DR |
| City | BIG LAKE |
| State | MN |
| Zip | 55309-4699 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | LOT 4, BLK 7 CIC# 39 |
| Legal Range | 28W |
| Legal Township | 33N |
| Legal Section | 25 |
| Legal Subdivision | HARRISONS COVE SECOND ADDITION |
| Legal Block | 7 |
| Legal Lot Number | 4 |
| Jurisdiction | SHERBURNE MN |
| Township / Civil Division | BIG LAKE |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 30410 |
Source: Sherburne County records, as of September 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 820 INDEPENDENCE DR, BIG LAKE, MN 55309-4699 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 1, 2020 | Deed of Trust, Mortgage · Construction Mortgage BELL BANK |
| Jan 6, 2022 | Deed of Trust, Mortgage · Line of Credit BELL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 29, 2005 · Amount on Record |
| Deed Sale | Jun 29, 2005 · Amount on Record |
| Prior Sale | Sep 29, 2004 · Amount on Record |
| Deed Document Number | 200569247 |
| Last Transfer Date | Jun 19, 2013 |
| Transfer Doc | 0000774720 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHERBURNE MN |
| Property Address | 820 INDEPENDENCE DR, BIG LAKE, MN 55309-4699 |
| Transaction Type | Mortgage |
| Record Updated | Oct 10, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000892559 |
|---|---|
| Date | Jun 1, 2020 |
| Instrument | 892559 |
| Name | BELL BANK |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHERBURNE MN |
| Property Address | 820 INDEPENDENCE DR, BIG LAKE, MN 55309-4699 |
| Transaction Type | Mortgage |
| Record Updated | Oct 10, 2022 |
| Name | Verified Name |
|---|---|
| Address | 820 INDEPENDENCE DR, BIG LAKE, MN 55309-4699 |
| Document Number | 0000935591 |
|---|---|
| Date | Jan 6, 2022 |
| Instrument | 935591 |
| Name | BELL BANK |
|---|---|
| Type | Bank |
| Address | OSSEO, MN 55369 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Dec 29, 2031 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Sherburne County assessment roll, as of September 15, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| Municipality | Big Lake City |
| County | Sherburne County |
| Unified School District | Big Lake Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $234,800 (-3.18%) Land $33,200 Building $201,600 | $234,800 (-3.18%) Land $33,200 Building $201,600 | |
| 2025 | $2,822.00 (+9.38%) | $242,500 (+7.44%) Land $32,900 Building $209,600 | $242,500 (+7.44%) Land $32,900 Building $209,600 |
| 2023 | $2,580.00 | $225,700 Land $39,400 Building $186,300 | |
| 2021 | $225,700 Land $39,400 Building $186,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 16, 2011
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Big Lake serves 13,056 people · EPA ID MN1710002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL | 200 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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