820 Illinois Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 820 Illinois Ave, Saint Cloud, FL 34769 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1 Baths
Year Built	Built 1999
Square Footage	864 sqft Living Area
Lot Size	9,583 sqft (0.22 acres)
Occupancy	Owner Occupied
Last Sale	$215,000 (2021)
Tax Bill	$2,562.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`01-26-30-0001-0108-0090`
Alternative APNs	`263001000101080090` `77507`

Interior

Bedrooms	3 Beds
Full Baths	1 Baths
Building Area	864 sqft Living Area
Gross Area	984 sqft Gross Area
1st Floor	864 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Wood Flooring
Interior Structure	Plaster Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1919
Effective Year Built	Effective 1999
Architectural Style	Custom Design Style
Exterior Material	Aluminum Siding Exterior
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	9,583 sqft (0.22 acres)
Depth X Width	144 ft x 75 ft Depth x Width
Shed	1 Shed
Shed Area	80 sqft Shed
Porch Area	90 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	820 ILLINOIS AVE
City	SAINT CLOUD
State	FL
Zip	34769-3471
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	ST CLOUD PB B PG 34 BLK 108 LOTS 9, 10, 11 LESS W 6 FT 2/26/30
Legal Range	30E
Legal Township	26S
Legal Section	01
Legal Subdivision	ST CLOUD 2ND PLAT TOWN OF
Legal Tract	1
Legal Block	108
Legal Lot Number	9
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	3
Census Block	3044
Census Tract	43500

Owner

Source: Osceola County records · APN 01-26-30-0001-0108-0090

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	820 ILLINOIS AVE, SAINT CLOUD, FL 34769-3471
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 07, 2021 · Amount on Record
Deed Sale	Apr 07, 2021 · Amount on Record
Prior Sale	Jan 25, 2012 · Amount on Record
Deed Doc Number	202151906
Deed Book / Page	5929 / 2472
Prior Transfer Date	Apr 11, 1999
Prior Transfer Doc	0028710284
Record Refreshed	Jun 08, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Apr 07, 2021
Property Address	820 ILLINOIS AVE, SAINT CLOUD, FL 34769-3471
Document Number	0059292472
Book / Page	5929 / 2472
Map Reference	MB B PG 33&34
Instrument Date	Apr 05, 2021
Instrument	2021051906
Transaction Type	Transfer
Record Updated	Feb 08, 2022
Title Company	LAND TITLE CORPORATION, LAND TITLE PROFESSIONALS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,505.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1321 ENSENADA DR, 1321, ORLANDO, FL 32825-8310

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	820 ILLINOIS AVE, SAINT CLOUD, FL 34769-3471

Mortgage

Document Number	0059292474
Date	Apr 07, 2021
Instrument	5929/2474

Lender

Name	SI MORTGAGE COMPANY
Type	Mortgage Company

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2051

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,655.00 (+3.63%) Homeowner's exemption	$191,259 (+5.99%)	$212,100 (+9.67%) Land $55,000 Building $157,100
2024	$2,562.00 (+2.85%)
2023	$2,491.00 (+3.88%) Homeowner's exemption	$180,456 (+3%)	$193,400 (+10.39%) Land $50,000 Building $143,400
2022	$2,398.00 Homeowner's exemption	$175,200 Land $45,000 Building $130,200	$175,200 Land $45,000 Building $130,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.