820 High Mountain Rd, Gardners, PA 17324 Property Records

Cumberland County property record for 820 High Mountain Rd, Gardners, PA 17324

Property Summary

Property Type	Misc Structure / Fixture
Details	2 bd · 1.5 ba · 1,354 sqft · built 1982
Lot Size	14.5 acres (635,105 sqft)
Owner	Individual Name on Record
Last Sale	$325,000 (Nov 2020)
Tax Bill	$3,336 (2026)
Deeds & Mortgages	Sep 2024 Line of Credit Dec 2018 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-14-0161-013E`

Property Details

APN / Parcel Number

Primary APN	`07-14-0161-013E`
Alternative APN	`07000055`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,354 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 2005
Exterior Material	Wood Siding
Lot Area	635,105 sqft (14.5 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	820 HIGH MOUNTAIN RD
City	GARDNERS
State	PA
Zip	17324-8836
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Misc Structure / Fixture
Legal Description	820 HIGH MOUNTAIN ROAD L-0006 LOT 6
Legal Lot Number	6
Jurisdiction	CUMBERLAND PA
Township / Civil Division	COOKE
Census Block Group	2
Census Block	2047
Census Tract	12702

Owner

Source: Cumberland County records, as of April 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	820 HIGH MOUNTAIN RD, GARDNERS, PA 17324-8836
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2024	Deed of Trust, Mortgage · Line of Credit MEMBERS 1ST FCU
Dec 3, 2018	Deed of Trust, Mortgage · Line of Credit PNC BANK N A
Nov 13, 2020	Grant Deed NOT AVAILABLE
Oct 8, 2020	Deed, Transfer · Conventional Mortgage RESIDENTIAL MORTGAGE SERVICES

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 13, 2020 · Amount on Record
Deed Sale	Nov 13, 2020 · Amount on Record
Prior Sale	Oct 8, 2020 · Amount on Record
Deed Document Number	202033187
Prior Transfer Date	Oct 16, 2020
Prior Transfer Doc	0000033187
Record Updated	Oct 29, 2026

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND PA
Property Address	820 HIGH MOUNTAIN RD, GARDNERS, PA 17324-8836
Transaction Type	Mortgage
Record Updated	May 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	820 HIGH MOUNTAIN RD, GARDNERS, PA 17324-8836

Mortgage

Document Number	0000018983
Date	Sep 30, 2024
Instrument	202418983

Lender

Name	MEMBERS 1ST FCU
Type	Credit Union
Address	ENOLA, PA 17025

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND PA
Property Address	820 HIGH MOUNTAIN RD, GARDNERS, PA 17324-8836
Transaction Type	Mortgage
Record Updated	Sep 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000029230
Date	Dec 3, 2018
Instrument	201829230

Lender

Name	PNC BANK N A

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

November 2020: Grant Deed

Document Type	Grant Deed
Jurisdiction	CUMBERLAND PA
Recording Date	Nov 13, 2020
Property Address	820 HIGH MOUNTAIN RD, GARDNERS, PA 17324-8836
Document Number	0000033187
Instrument Date	Oct 16, 2020
Instrument	33187
Record Updated	Mar 9, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$3,250.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	820 HIGH MOUNTAIN RD GARDNERS PA 173248836, GARDNERS, PA 17324-8836

October 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	CUMBERLAND PA
Recording Date	Oct 8, 2020
Property Address	820 HIGH MOUNTAIN RD, GARDNERS, PA 17324-8836
Document Number	0000028289
Instrument Date	Oct 2, 2020
Instrument	202028289
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,999.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	820 HIGH MOUNTAIN RD, GARDNERS, PA 17324-8836

Mortgage

Document Number	0000028290
Date	Oct 8, 2020
Instrument	202028290

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Cumberland County assessment roll, as of April 10, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Cumberland County
County Subdivision	Cooke Township
Unified School District	Big Spring School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,336.00 (+1.68%)	$161,500 (-) Land $42,600 Building $118,900
2024	$3,281.00	$161,500 Land $42,600 Building $118,900
2010			$161,500 Land $42,600 Building $118,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 99.1% of Pennsylvania
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Brightspeed DSL	80 / 10

May also be available: PA.net.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on High Mountain Rd

Nearby Streets

All Gardners, PA Property Records

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures