820 High Bridge Rd, Wilmore, KY 40390 Property Records

Jessamine County property record for 820 High Bridge Rd, Wilmore, KY 40390 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,438 sqft · built 1987
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on File
Last Sale	$237,500 (Apr 2020)
Tax Bill	$2,759 (2025)
Deeds & Mortgages	Mar 2017 Line of Credit Apr 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`013-00-00-017.00`

Property Details

APN / Parcel Number

Primary APN	`013-00-00-017.00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,438 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Exterior Material	Brick Veneer
Foundation Type	Block
Lot Area	217,800 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	820 HIGH BRIDGE RD
City	WILMORE
State	KY
Zip	40390-9703
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 1
Legal Subdivision	W E & R A LOWERY PROP
Legal Tract	1
Jurisdiction	JESSAMINE KY
Township / Civil Division	WILMORE
Census Block Group	3
Census Block	3011
Census Tract	60402

Owner

Source: Jessamine County records · APN 013-00-00-017.00

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	820 HIGH BRIDGE RD, WILMORE, KY 40390-9703
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2017	Deed of Trust, Mortgage · Line of Credit UNITED BANK & CAPITAL TRUST CO
Apr 22, 2020	Deed, Transfer · Conventional Mortgage EVANSVILLE TEACHERS FCU
Mar 21, 2018	Grant Deed, Transfer · VA Mortgage USAA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 22, 2020 · Amount on Record
Deed Sale	Apr 22, 2020 · Amount on Record
Prior Sale	Mar 21, 2018 · Amount on Record
Deed Document Number	387139
Deed Book / Page	D807 / 315
Record Updated	Jun 08, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JESSAMINE KY
Property Address	820 HIGH BRIDGE RD, WILMORE, KY 40390-9703
Transaction Type	Mortgage
Record Updated	Oct 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000352262
Date	Mar 13, 2017
Book Page	M1279/458
Instrument	352262

Lender

Name	UNITED BANK & CAPITAL TRUST CO
Address	FRANKFORT, KY 40601

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	239 Months
Due	Feb 27, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	JESSAMINE KY
Recording Date	Apr 22, 2020
Property Address	820 HIGH BRIDGE RD, WILMORE, KY 40390-9703
Document Number	0000387139
Book / Page	D807 / 315
Map Reference	CAB 3 SL 48-B
Instrument Date	Apr 17, 2020
Instrument	387139
Transaction Type	Transfer
Record Updated	Oct 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$237.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2540 ASHBROOKE DR, 2540, LEXINGTON, KY 40513-1431

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	820 HIGH BRIDGE RD, WILMORE, KY 40390-9703

Mortgage

Document Number	0000387140
Date	Apr 22, 2020
Instrument	387140

Lender

Name	EVANSVILLE TEACHERS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2050

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	JESSAMINE KY
Recording Date	Mar 21, 2018
Property Address	820 HIGH BRIDGE RD, WILMORE, KY 40390-9703
Document Number	0000363842
Book / Page	000773 / 000538
Instrument Date	Mar 15, 2018
Instrument	363842
Transaction Type	Transfer
Record Updated	Apr 16, 2018
Title Company	BLUEGRASS LAND TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$194.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	820 HIGH BRIDGE RD WILMORE KY 403909703, WILMORE, KY 40390-9703

Mortgage

Document Number	363843
Date	Mar 21, 2018
Book Page	001323/000560
Instrument	363843

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 20, 2048

Tax Assessment & Valuation

Source: Jessamine County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Jessamine County
Unified School District	Jessamine County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,759.00 (+3.92%) Homeowner's exemption	$289,700 (+21.98%) Land $103,700 Building $186,000	$289,700 (+21.98%) Land $103,700 Building $186,000
2023	$2,655.00	$237,500 Land $85,000 Building $152,500	$237,500 Land $85,000 Building $152,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Jessamine County (21113C), updated December 21, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 211130604023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 37% of Kentucky
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 19 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	25 / 3
Uniti Group	DSL	25 / 3

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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