820 Hidden Harbor Ct, Chesapeake, VA 23322 Property Records

Chesapeake City property record for 820 Hidden Harbor Ct, Chesapeake, VA 23322

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,342 sqft · built 1994
Lot Size0.344 acres (14,985 sqft)
OwnerIndividual Name on File
Last Sale$375,000 (Jul 2020)
Tax Bill$5,014 (2025)
Deeds & MortgagesJan 2010 Second Mortgage
Oct 2010 Mortgage
+ 2 more
APN0473004000040

Property Details

APN / Parcel Number

Primary APN0473004000040

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area2,342 sqft Living Area
1st Floor Area2,052 sqft
AtticAttic
Attic Area460 sqft
FlooringCarpet
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 2020
Exterior MaterialBrick
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
Lot Area14,985 sqft (0.344 acres)
Lot Dimensions170 ft deep x 113 ft wide
Garage TypeAttached
Garage Area460 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area40 sqft
Deck AreaDeck Area
Patio Area280 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address820 HIDDEN HARBOR CT
CityCHESAPEAKE
StateVA
Zip23322-7076
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR15S: RESI
Legal Description4 HARBOR LANDING
Legal SubdivisionSEABROOKE LANDING, HARBOR LANDING
JurisdictionCHESAPEAKE CITY VA
Township / Civil DivisionCHESAPEAKE
Census Block Group2
Census Block2011
Census Tract21005

Owner

820 Hidden Harbor Ct is owned and occupied by an individual who bought it in July 2020.

Source: Chesapeake City records, as of October 13, 2026

Owner of RecordIndividual Name on File
Mailing Address820 HIDDEN HARBOR CT, CHESAPEAKE, VA 23322-7076
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 13, 2010Deed of Trust, Mortgage · Stand-Alone Second Mortgage
NAVY FEDERAL CREDIT UNION
Oct 19, 2010Deed of Trust, Mortgage · Conventional Mortgage
NAVY FEDERAL CREDIT UNION
Mar 23, 2015Deed of Trust, Mortgage · Reverse Mortgage
TOWNEBANK MORTGAGE
Jul 30, 2020Warranty Deed, Transfer · Conventional Mortgage
MOVEMENT MORTGAGE LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 30, 2020 · Amount on File
Deed SaleJul 30, 2020 · Amount on File
Prior SaleAug 19, 2002 · Amount on File
Deed Document Number202025439
Deed Book / Page10189 / 1812
Record UpdatedOct 29, 2026

January 2010: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address820 HIDDEN HARBOR CT, CHESAPEAKE, VA 23322-7076
Transaction TypeMortgage
Record UpdatedMay 8, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number008028/845
DateJan 13, 2010
Book Page8028/845
Lender
NameNAVY FEDERAL CREDIT UNION
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term240 Months
DueJan 1, 2030
Interest
Rate TypeFixed Rate

October 2010: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address820 HIDDEN HARBOR CT, CHESAPEAKE, VA 23322-7076
Transaction TypeMortgage
Record UpdatedMay 8, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number008239/517
DateOct 19, 2010
Book Page8239/517
Lender
NameNAVY FEDERAL CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2040
Interest
Rate TypeFixed Rate
Rate4.63%

March 2015: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address820 HIDDEN HARBOR CT, CHESAPEAKE, VA 23322-7076
Transaction TypeMortgage
Record UpdatedMay 8, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number009490/943
DateMar 23, 2015
Book Page9490/943
Lender
NameTOWNEBANK MORTGAGE
Agreement
TypeReverse Mortgage
AmountAmount on Record
Term968 Months
DueNov 27, 2095
Interest
Rate TypeAdjustable Rate
Rate3.59%
Type Change DateApr 1, 2016

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHESAPEAKE CITY VA
Recording DateJul 30, 2020
Property Address820 HIDDEN HARBOR CT, CHESAPEAKE, VA 23322-7076
Document Number10189/1812
Book / Page10189 / 1812
Instrument DateJul 23, 2020
Instrument200025439
Transaction TypeTransfer
Record UpdatedSep 20, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address820 HIDDEN HARBOR CT, CHESAPEAKE, VA 23322-7076

Mortgage

Document Number200025440
DateJul 30, 2020
Instrument200025440
Lender
NameMOVEMENT MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount on Record
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 820 Hidden Harbor Ct was $5,014.

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityChesapeake City
Unified School DistrictChesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$512,600 (+3.26%) Land $180,000 Building $332,600$512,600 (+3.26%) Land $180,000 Building $332,600
2025$5,014.00$496,400 Land $170,000 Building $326,400$496,400 Land $170,000 Building $326,400
2023$456,100 (+9.56%) Land $150,000 Building $306,100$456,100 (+9.56%) Land $150,000 Building $306,100
2022$416,300 Land $130,000 Building $286,300$416,300 Land $130,000 Building $286,300
2019$3,203.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 820 Hidden Harbor Ct; there have been 63 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on File
median of 253 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies253 in force
Nearby Flood Claims63 (1978–2016)
Most Recent ClaimOct 2016 · Hurricane Matthew
Claims by Event
  • Hurricane Irene, Aug 2011 · 9 claims
  • Severe Storms And Flooding Associated With Tropical Depression Ida And A Nor'east, Nov 2009 · 9 claims
  • Hurricane Isabel, Sep 2003 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 820 Hidden Harbor Ct is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · above 60% of Virginia
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CHESAPEAKE - NORTHWEST RIVER SYS
serves 165,240 people · EPA ID VA3550051
Water SourceSurface water
Last State InspectionJun 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area
2,000 / 35
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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