820 Hearthstone Ln, Sinking Spring (Reading), PA 19608 Property Records

Berks County property record for 820 Hearthstone Ln, Sinking Spring, PA 19608

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,980 sqft · built 1985
Lot Size0.3 acres (13,068 sqft)
Owner2 Individual Names on File
Last Sale$128,000 (Jan 1994)
Tax Bill$2,593 (2026)
Deeds & MortgagesDec 2025 Line of Credit
Flood ZoneZone X (minimal risk)
APN4385-10-45-9858

Property Details

APN / Parcel Number

Primary APN4385-10-45-9858
Alternative APNs
  • 80-4385-10-45-9858
  • 80479997
  • 479997

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area1,980 sqft Living Area
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Exterior MaterialAluminum/Vinyl
Lot Area13,068 sqft (0.3 acres)
View / LotNeighborhood
Garage TypeAttached
PorchOpen Frame Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number80479997
Street Address820 HEARTHSTONE LN
CityREADING
StatePA
Zip19608-9412
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionGRINGS HILL ESTATES SEC 03
Legal Block45
Legal Lot Number51
JurisdictionBERKS PA
Township / Civil DivisionSPRING
Census Block Group1
Census Block1001
Census Tract10804

Owner

820 Hearthstone Ln is owned and occupied by two individuals who bought it in January 1994.

Source: Berks County records, as of May 27, 2026

Owner of Record2 Individual Names on File
Mailing Address820 HEARTHSTONE LN, READING, PA 19608-9412
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 10, 1994 · Amount on File
Deed SaleJan 10, 1994 · Amount on File
Deed Book / Page2506 / 2286
Record UpdatedSep 20, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERKS PA
Property Address820 HEARTHSTONE LN, SINKING SPRING, PA 19608-9412
Transaction TypeMortgage
Record UpdatedDec 15, 2025
Title CompanyUNKNOWN, MULTIPLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address820 HEARTHSTONE LN, SINKING SPRING, PA 19608-9412

Mortgage

Document Number0000037787
DateDec 3, 2025
Instrument2025037787
Lender
NameCITIZENS BANK NA
TypeBank
Address1 CITIZENS PLZ, PROVIDENCE, RI 02903
Agreement
TypeLine of Credit
AmountAmount on Record
Term299 Months
DueNov 19, 2050
Interest
Change FrequencyMonthly

Tax Assessment & Valuation

The 2026 property tax bill for 820 Hearthstone Ln was $2,593 with a homeowner's exemption.

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StatePennsylvania
CountyBerks County
County SubdivisionSpring Township
Unified School DistrictWilson School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,593.00 Homeowner's exemption$143,300 Land $28,900 Building $114,400$28,900 Land $28,900
2024$2,312.00$143,300 Land $28,900 Building $114,400
1994$143,300 Land $28,900 Building $114,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 820 Hearthstone Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 820 Hearthstone Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPAW PENN DISTRICT
private · serves 28,508 people · EPA ID PA3060069
Water SourceGroundwater
Last State InspectionJun 2025
Lead3 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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