820 Heard Bridge Rd, Wauchula, FL 33873 Property Records

Hardee County property record for 820 Heard Bridge Rd, Wauchula, FL 33873

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,667 sqft · built 2014
Lot Size	4.53 acres (197,327 sqft)
Owner	2 Individual Names on Record
Last Sale	$300,000 (Jun 2017)
Tax Bill	$6,164 (2025)
Deeds & Mortgages	Oct 2019 Mortgage Dec 2018 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`03-34-25-0000-00350-0000`

Property Details

APN / Parcel Number

Primary APN	`03-34-25-0000-00350-0000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,667 sqft Heated Area
Gross Area	3,873 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2014
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	197,327 sqft (4.53 acres)
Garage Type	Mixed
Garage Area	573 sqft
Carport	Carport
Carport Area	840 sqft
Driveway	Driveway
Driveway Area	620 sqft

Exterior Amenities

Porch	Porch
Porch Area	633 sqft
Deck Area	240 sqft
Patio Area	316 sqft
Utility Building	264 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	820 HEARD BRIDGE RD
City	WAUCHULA
State	FL
Zip	33873-2359
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	4.53 AC COM NW COR OF SEC RUN S 00 05 57 E 268 FT FOR POB THENCE N 89 22 52 E 391.61 FT THENCE S 03 12 32 E 316.44 FT THENCE
Legal Range	25E
Legal Township	34S
Legal Section	03
Jurisdiction	HARDEE FL
Township / Civil Division	WAUCHULA
Census Block Group	1
Census Block	1007
Census Tract	970301

Owner

Source: Hardee County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	820 HEARD BRIDGE RD, WAUCHULA, FL 33873-2359
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2019	Deed of Trust, Mortgage · Conventional Mortgage SUNCOAST CU
Dec 3, 2018	Deed of Trust, Mortgage · Conventional Mortgage MIDFLORIDA CU
Jun 27, 2017	Warranty Deed, Transfer · Conventional Mortgage SHELTER LNDG SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 27, 2017 · Amount on Record
Deed Sale	Jun 27, 2017 · Amount on Record
Deed Document Number	201725004052
Record Updated	Jun 8, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDEE FL
Property Address	820 HEARD BRIDGE RD, WAUCHULA, FL 33873-2359
Document Number	0025006264
Instrument Date	Oct 22, 2019
Transaction Type	Mortgage
Record Updated	Nov 26, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	820 HEARD BRIDGE RD WAUCHULA FL 338732359, WAUCHULA, FL 33873-2359

Mortgage

Document Number	0025006264
Date	Oct 29, 2019
Instrument	25006264

Lender

Name	SUNCOAST CU
Address	TAMPA, FL 33610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 28, 2034

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDEE FL
Property Address	820 HEARD BRIDGE RD, WAUCHULA, FL 33873-2359
Document Number	0025007675
Instrument Date	Dec 3, 2018
Transaction Type	Mortgage
Record Updated	Jan 3, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	820 HEARD BRIDGE RD WAUCHULA FL 338732359, WAUCHULA, FL 33873-2359

Mortgage

Document Number	0025007675
Date	Dec 14, 2018
Instrument	25007675

Lender

Name	MIDFLORIDA CU
Address	LAKELAND, FL 33802

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Dec 13, 2028

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARDEE FL
Recording Date	Jun 27, 2017
Property Address	820 HEARD BRIDGE RD, WAUCHULA, FL 33873-2359
Document Number	0025004052
Instrument Date	Jun 23, 2017
Instrument	25004052
Transaction Type	Transfer
Record Updated	Jan 30, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,100.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	100 INGLIS WAY WAUCHULA FL 338732404, WAUCHULA, FL 33873-2404

Mortgage

Document Number	25004053
Date	Jun 27, 2017
Instrument	25004053

Lender

Name	SHELTER LNDG SVCS
Address	BROWN DEER, WI 53209

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 26, 2047

Tax Assessment & Valuation

Source: Hardee County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hardee County
Municipality	Wauchula City
Unified School District	Hardee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,164.00 (+3.61%) Homeowner's exemption	$353,703 (+2.95%)	$539,192 (+8.25%) Land $93,998 Building $445,194
2024	$5,949.00 (+5.12%) Homeowner's exemption	$343,581 (+6.92%)	$498,121 (+13.06%) Land $73,600 Building $424,521
2023	$5,659.00 (+1.16%) Homeowner's exemption	$321,350 (+3%)	$440,598 (+24.49%) Land $73,600 Building $366,998
2022	$5,594.00 Homeowner's exemption	$311,990	$353,914 Land $55,200 Building $298,714

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 17 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	5 (2022)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 3 claims Hurricane Ian, Sep 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 45% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Rapid Systems Fixed Wireless	100 / 20

May also be available: AT&T.

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