Anne Arundel County property record for 820 Harmony Ave, Arnold, MD 21012 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,130 sqft · built 1994 |
| Lot Size | 0.172 acres (7,500 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,956 (2024) |
| Deeds & Mortgages | May 2021 Mortgage May 2021 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-115-90080954 |
| Primary APN | 03-115-90080954 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,130 sqft Living Area |
| 1st Floor Area | 792 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 7,500 sqft (0.172 acres) |
| Porch | Open Porch |
| Porch Area | 48 sqft |
| Deck Area | 126 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 11590080954 |
|---|---|
| Street Address | 820 HARMONY AVE |
| City | ARNOLD |
| State | MD |
| Zip | 21012-1413 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LTS 42 43 BK D PL A BELVEDERE BCH HARMONY PT |
| Legal Subdivision | BELVEDERE BCH HARMONY PT |
| Legal Block | D |
| Legal Lot Number | 42 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 5 |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 731104 |
Source: Anne Arundel County records · APN 03-115-90080954
Assessment roll updated August 13, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 820 HARMONY AVE, ARNOLD, MD 21012-1413 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| May 24, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NFM INC |
| May 09, 2021 | Intrafamily Transfer, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO |
| Nov 20, 2017 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Mar 03, 2021 |
| Transfer Doc | 0367460209 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 820 HARMONY AVE, ARNOLD, MD 21012-1413 |
| Transaction Type | Mortgage |
| Record Updated | Sep 27, 2023 |
| Name | Verified Name |
|---|---|
| Address | 820 HARMONY AVE, ARNOLD, MD 21012-1413 |
| Document Number | 0368350453 |
|---|---|
| Date | May 24, 2021 |
| Book Page | 36835/453 |
| Name | NFM INC |
|---|---|
| Type | Mortgage Company |
| Address | LINTHICUM HEIGHTS, MD 21090 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Apr 01, 2036 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | May 09, 2021 |
| Property Address | 820 HARMONY AVE, ARNOLD, MD 21012-1413 |
| Document Number | 0367460209 |
| Book / Page | 36746 / 209 |
| Map Reference | MB 1 PG 33 |
| Instrument Date | Mar 03, 2021 |
| Transaction Type | Transfer |
| Record Updated | Sep 27, 2023 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 820 HARMONY AVE, ARNOLD, MD 21012-1413 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 820 HARMONY AVE, ARNOLD, MD 21012-1413 |
| Document Number | 0316430242 |
| Book / Page | 031643 / 000242 |
| Instrument Date | Nov 20, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 03, 2018 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 335 ALAMEDA PKWY ARNOLD MD 210121408, ARNOLD, MD 21012-1408 |
| Document Number | 0316430242 |
|---|---|
| Date | Dec 07, 2017 |
| Book Page | 031643/000242 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Dec 06, 2027 |
Source: Anne Arundel County records · Assessment roll updated August 13, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $364,200 (+7.82%) | $384,800 (+8.73%) Land $225,500 Building $159,300 | |
| 2024 | $2,956.00 (+23.73%) | ||
| 2023 | $2,389.00 Homeowner's exemption | $337,800 | $353,900 Land $225,500 Building $128,400 |
Source: FEMA National Flood Hazard Layer, Anne Arundel County (24003C), updated January 16, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240037311042, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 14 individual NFIP policies nearby |
| Nearby Flood Policies | 14 in force 9 of 14 on primary residences |
| Nearby Flood Claims | 7 (1979–2003) |
| Most Recent Claim | Sep 2003, tidal / storm surge, Hurricane Isabel |
| Flood Events |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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