Shiawassee County property record for 820 Hammont St, Owosso, MI 48867
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 960 sqft · built 1971 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | Individual Name on File |
| Last Sale | $135,000 (May 2022) |
| Tax Bill | $2,152 (2025) |
| Deeds & Mortgages | May 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 050-602-004-014-00 |
| Primary APN | 050-602-004-014-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 960 sqft Living Area |
| 1st Floor Area | 960 sqft |
| Basement Area | 960 sqft |
| Unfinished Basement | 960 sqft |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Lot Area | 9,148 sqft (0.21 acres) |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 820 HAMMONT ST |
|---|---|
| City | OWOSSO |
| State | MI |
| Zip | 48867-4028 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 14 BLK 4 M L STEWART & CO'S 2ND ADD INCLUDING 12 CLOSED ALLEY |
| Legal Subdivision | M L STEWART & COS 2ND ADD |
| Legal Block | 4 |
| Legal Lot Number | 14 |
| Jurisdiction | SHIAWASSEE MI |
| Township / Civil Division | OWOSSO |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 30700 |
820 Hammont St is owned and occupied by an individual who bought it in May 2022.
Source: Shiawassee County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 820 HAMMONT ST, OWOSSO, MI 48867-4028 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 13, 2022 · Amount on File |
| Deed Sale | May 13, 2022 · Amount on File |
| Deed Document Number | 20223360515 |
| Deed Book / Page | 1296 / 590 |
| Prior Transfer Date | May 26, 2015 |
| Prior Transfer Doc | 0012120203 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | May 13, 2022 |
| Property Address | 820 HAMMONT ST, OWOSSO, MI 48867-4028 |
| Document Number | 0012960590 |
| Book / Page | 1296 / 590 |
| Map Reference | LB 1 PG 23 |
| Instrument Date | May 11, 2022 |
| Instrument | 3360515 |
| Transaction Type | Transfer |
| Record Updated | May 27, 2022 |
| Title Company | CRISLO TITLE COMPANY, CISLO TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,012.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1900 N HICKORY RD, 1900, OWOSSO, MI 48867-8301 |
| Name | Verified Name |
|---|---|
| Address | 820 HAMMONT ST, OWOSSO, MI 48867-4028 |
| Document Number | 0003360516 |
|---|---|
| Date | May 13, 2022 |
| Instrument | 3360516 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Document Number | 0012960592 |
|---|---|
| Date | May 13, 2022 |
| Book Page | 1296/592 |
| Instrument | 3360517 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60618 |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 820 Hammont St was $2,152 with a homeowner's exemption, up 4.9% from the year before.
Source: Shiawassee County assessment roll, as of July 16, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Shiawassee County |
| Municipality | Owosso City |
| Unified School District | Owosso Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $64,300 (+13.2%) | $128,600 (+13.2%) | |
| 2025 | $2,152.00 (+4.92%) Homeowner's exemption | $56,800 | $113,600 |
| 2024 | $2,051.00 | ||
| 2023 | $2,051.00 Homeowner's exemption | $47,000 | $94,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 820 Hammont St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 820 Hammont St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OWOSSO serves 16,353 people · EPA ID MI0005120 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 9 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Nov 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 379 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| DayStarr Fiber | 2,500 / 2,500 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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