820 Gray Fox Trl, Sumter, SC 29154 Property Records

Sumter County property record for 820 Gray Fox Trl, Sumter, SC 29154

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,106 sqft · built 1991
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Individual Names on Record
Last Sale	$185,000 (Oct 2025)
Tax Bill	$852 (2023)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Aug 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`227-15-01-009`

Property Details

APN / Parcel Number

Primary APN	`227-15-01-009`
Alternative APN	`39545`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,106 sqft Living Area
Gross Area	1,185 sqft
1st Floor Area	1,106 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1991
Effective Year Built	Effective 2004
Exterior Material	Brick
Construction Type	Brick
Roof Type	Hip
Roof Material	Asphalt
Lot Area	14,810 sqft (0.34 acres)
Porch	Covered/Finished Porch
Patio Area	180 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	39545
Street Address	820 GRAY FOX TRL
City	SUMTER
State	SC
Zip	29154-6219
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 PB91-550 PB98-342 0.34 AC PB91-1388
Legal Subdivision	HUNTINGTON PH 06
Legal Lot Number	3
Jurisdiction	SUMTER SC
Township / Civil Division	SUMTER
Census Block Group	2
Census Block	2012
Census Tract	1704

Owner

Source: Sumter County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	820 GRAY FOX TRL, SUMTER, SC 29154-6219
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2025	Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC
Aug 11, 2022	Deed, Transfer · VA Mortgage MOVEMENT MORTGAGE
Feb 8, 2018	Deed, Transfer · Conventional Mortgage SAFE FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 16, 2025 · Amount on Record
Deed Sale	Oct 16, 2025 · Amount on Record
Prior Sale	Aug 11, 2022 · Amount on Record
Deed Book / Page	1345 / 5522
Record Updated	Oct 29, 2026

October 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	SUMTER SC
Recording Date	Oct 16, 2025
Property Address	820 GRAY FOX TRL, SUMTER, SC 29154-6219
Document Number	0013455522
Book / Page	1345 / 5522
Map Reference	MB 98 PG 342
Instrument Date	Oct 15, 2025
Transaction Type	Transfer
Record Updated	Oct 29, 2025

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$481.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	820 GRAY FOX TRL, SUMTER, SC 29154-6219

Mortgage

Document Number	0013455525
Date	Oct 16, 2025
Instrument	1345/5525

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Mortgage

Document Number	0013455540
Date	Oct 16, 2025
Book Page	1345/5540

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company
Address	CHANTILLY, VA 20151

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	180 Months
Due	Oct 15, 2040

August 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	SUMTER SC
Recording Date	Aug 11, 2022
Property Address	820 GRAY FOX TRL, SUMTER, SC 29154-6219
Document Number	0013053010
Book / Page	1305 / 3010
Map Reference	MB 98 PG 342
Instrument Date	Aug 9, 2022
Transaction Type	Transfer
Record Updated	Jul 5, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$573.50
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	820 GRAY FOX TRL, SUMTER, SC 29154-6219

Mortgage

Document Number	0013053014
Date	Aug 11, 2022
Instrument	1305/3014

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

February 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	SUMTER SC
Recording Date	Feb 8, 2018
Property Address	820 GRAY FOX TRL, SUMTER, SC 29154-6219
Document Number	0012411313
Book / Page	1241 / 1313
Map Reference	MB98 PG342
Instrument Date	Feb 6, 2018
Instrument	1241-1313
Transaction Type	Transfer
Record Updated	Mar 8, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$368.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	820 GRAY FOX TRL, SUMTER, SC 29154-6219

Mortgage

Document Number	0012411317
Date	Feb 8, 2018
Instrument	1241-1317

Lender

Name	SAFE FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2048

Tax Assessment & Valuation

Source: Sumter County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Sumter County
Municipality	Sumter City
Unified School District	Sumter County Consolidated School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$4,470 (-) Land $880 Building $3,590	$111,615 (-) Land $22,000 Building $89,615
2024		$4,470 (-) Land $880 Building $3,590	$111,615 (-) Land $22,000 Building $89,615
2023	$852.00 (+0.47%)	$4,470 (-) Land $880 Building $3,590	$111,615 (-) Land $22,000 Building $89,615
2022	$848.00	$4,470 Land $880 Building $3,590	$111,615 Land $22,000 Building $89,615

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 24 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	24 in force
Nearby Flood Claims	16 (2015–2020)
Claims Outside the SFHA	8 of 16
Most Recent Claim	Sep 2020 · river or lake flooding
Claims by Event	Hurricane Matthew, Oct 2016 · 2 claims Severe Storms And Flooding, Oct 2015 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 92% of South Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SUMTER serves 53,070 people · EPA ID SC4310001
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: FTC.

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