820 Gates St, Aurora, IL 60505 Property Records

Kane County property record for 820 Gates St, Aurora, IL 60505

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,056 sqft · built 1955
Lot Size	0.152 acres (6,600 sqft)
Owner	2 Individual Names on Record
Last Sale	$175,000 (Oct 2020)
Tax Bill	$5,004 (2025)
Deeds & Mortgages	Oct 2020 Foreclosure
Flood Zone	Zone AE (high risk)
APN	`15-27-483-006`

Property Details

APN / Parcel Number

Primary APN	`15-27-483-006`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,056 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Construction Type	Frame
Lot Area	6,600 sqft (0.152 acres)
Lot Dimensions	132 ft deep x 50 ft wide
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	820 GATES ST
City	AURORA
State	IL
Zip	60505-5337
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W B MILLERS SUBDN : LOT 6 BLK 15 LOT DIMENSIONS: 50 X 132 APPROX LOT SQ FT 6600 SUBDIVISION: SEC 27&34 N ASHLAND RANGE CODE: 001
Legal Subdivision	W B MILLERS SUB
Legal Block	15
Legal Lot Number	6
Jurisdiction	KANE IL
Township / Civil Division	AURORA
Census Block Group	2
Census Block	2017
Census Tract	854302

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	820 GATES ST, AURORA, IL 60505-5337
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 8, 2020 · Amount on Record
Deed Sale	Oct 8, 2020 · Amount on Record
Prior Sale	Dec 27, 2000 · Amount on Record
Deed Document Number	202059759
Prior Transfer Date	May 16, 2003
Prior Transfer Doc	0000132724
Record Updated	Oct 29, 2026

October 2020: Commissioner's Deed, Foreclosure

Document Type	Commissioner's Deed
Jurisdiction	KANE IL
Recording Date	Oct 8, 2020
Property Address	820 GATES ST, AURORA, IL 60505-5337
Document Number	0000059759
Instrument Date	Sep 25, 2020
Instrument	2020K059759
Transaction Type	Foreclosure
Record Updated	Jul 27, 2021
Title Company	CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$175.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	224 SPRUCE ST, AURORA, IL 60506-4047

Mortgage

Document Number	0000059760
Date	Oct 8, 2020
Instrument	2020K059760

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Aurora City
County	Kane County
County Subdivision	Aurora Township
Unified School District	Aurora East Unit School District 131 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,004.00 (+15.41%) Homeowner's exemption	$84,627 (+9.39%) Land $3,429 Building $81,198	$253,983 (+9.39%) Land $10,291 Building $243,691
2024		$77,363 (+22.66%) Land $3,135 Building $74,228	$232,182 (+22.71%) Land $9,409 Building $222,773
2022	$4,336.00 (+1.9%) Homeowner's exemption	$63,069 (+7.41%) Land $2,556 Building $60,513	$189,207 (+7.41%) Land $7,668 Building $181,539
2021	$4,255.00 Homeowner's exemption	$58,718 Land $2,380 Building $56,338	$176,154 Land $7,140 Building $169,014

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	660.6 ft
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	19 (1983–2021)
Claims Outside the SFHA	2 of 19
Most Recent Claim	Mar 2021 · other causes
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 5 claims Severe Storms And Flooding, Jul 1996 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AURORA serves 183,000 people · EPA ID IL0894070
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	26 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

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