St. Louis County property record for 820 Forest Circle Trail Rd, Ballwin, MO 63021
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 4 ba · 5,732 sqft · built 2025 |
| Lot Size | 3 acres (130,680 sqft) |
| Owner | Individual Name on File |
| Last Sale | $105,000 (Apr 2022) |
| Tax Bill | $1,426 (2024) |
| Deeds & Mortgages | Oct 2024 Mortgage Oct 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 26S-4-2-020-2 |
| Primary APN | 26S-4-2-020-2 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 17 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 5,732 sqft Living Area |
| 1st Floor Area | 3,095 sqft |
| Basement Area | 2,630 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2025 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 130,680 sqft (3 acres) |
| Lot Dimensions | 489 ft deep x 263 ft wide |
| Garage Type | Detached |
| Garage Area | 1,220 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Balcony | Balcony |
| Balcony Area | 7 sqft |
| Heating System | Forced Air |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 820 FOREST CIRCLE TRAIL RD |
|---|---|
| City | BALLWIN |
| State | MO |
| Zip | 63021-7256 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | CASTLEWOOD LOTS 1 THRU 6 & 8 THRU 15 & 19 & 20 & A & B & LOT PTS 7 & 16 & SECS 15 & 22-44-4 BDY ADJ PARCEL 29 |
| Legal Subdivision | CASTLEWOOD LOTS 1 THRU 6 & 8 THRU 15 & |
| Legal Lot Number | 7,16 2 |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | MERAMEC |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 217921 |
Source: St. Louis County records · APN 26S-4-2-020-2
Assessment roll updated May 31, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 2350 MAYBROOK LN, SAINT LOUIS, MO 63122-5127 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 30, 2024 | Deed of Trust, Mortgage · Conventional Mortgage ASSOCIATED BANK NA |
| Oct 10, 2023 | Deed of Trust, Mortgage · Conventional Mortgage ASSOCIATED BANK NA |
| Apr 01, 2022 | Warranty Deed, Transfer EMPIRE TITLE COMPANY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 01, 2022 · Amount on Record |
| Deed Sale | Apr 01, 2022 · Amount on Record |
| Prior Sale | Nov 29, 2005 · Amount on Record |
| Deed Document Number | 2022040100755 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 820 FOREST CIRCLE TRAIL RD, BALLWIN, MO 63021-7256 |
| Transaction Type | Mortgage |
| Record Updated | Feb 06, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2350 MAYBROOK LN, KIRKWOOD, MO 63122-5127 |
| Document Number | 2024103000511 |
|---|---|
| Date | Oct 30, 2024 |
| Instrument | 2024103000511 |
| Name | ASSOCIATED BANK NA |
|---|---|
| Type | Bank |
| Address | GREEN BAY, WI 54301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.12% |
| Type Change Date | Oct 01, 2029 |
| Change Frequency | 6 Months |
| Min Rate At Change | 4.12% |
| Max Rate At Change | 8.12% |
| Index | SOFR Average 30-Day |
| Max Rate | 11.1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 820 FOREST CIRCLE TRAIL RD, BALLWIN, MO 63021-7256 |
| Transaction Type | Mortgage |
| Record Updated | Feb 06, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2350 MAYBROOK LN, KIRKWOOD, MO 63122-5127 |
| Document Number | 2023101000452 |
|---|---|
| Date | Oct 10, 2023 |
| Instrument | 2023101000452 |
| Name | ASSOCIATED BANK NA |
|---|---|
| Type | Bank |
| Address | STEVENS POINT, WI 54481 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.87% |
| Type Change Date | Oct 01, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 4.87% |
| Max Rate At Change | 8.87% |
| Index | 1-Year T-Bill |
| Max Rate | 11.8% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Apr 01, 2022 |
| Property Address | 820 FOREST CIRCLE TRAIL RD, BALLWIN, MO 63021-7256 |
| Document Number | 2022040100755 |
| Map Reference | MB 320 PG 43 |
| Instrument Date | Apr 01, 2022 |
| Instrument | 2022040100755 |
| Transaction Type | Transfer |
| Record Updated | Feb 06, 2026 |
| Title Company | EMPIRE TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3164 RINGER RD, SAINT LOUIS, MO 63125-5538 |
| Name | Verified Name |
|---|---|
| Address | 820 FOREST CIRCLE TRAIL RD, BALLWIN, MO 63021-7256 |
Source: St. Louis County records · Assessment roll updated May 31, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Louis County |
| Unified School District | Rockwood R-VI School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $25,080 (+22.22%) Land $25,080 | $132,000 (+22.22%) Land $132,000 | |
| 2024 | $1,426.00 (+0.07%) | ||
| 2023 | $1,425.00 | $20,520 Land $20,520 | $108,000 Land $108,000 |
Source: FEMA National Flood Hazard Layer as of August 10, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 23 (1982–2017) |
| Claims Outside the SFHA | 9 of 23 |
| Most Recent Claim | May 2017 · Severe Storms, Tornadoes, Straight-line Winds And Flooding |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| Bays-ET Highspeed Fixed Wireless | 100 / 10 |
| Brown Dog Networks Fixed Wireless | 50 / 10 |
| AT&T DSL · Fixed Wireless | 50 / 10 |
May also be available: Spectrum, Wisper ISP.
Based on FCC filings for 8 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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