820 Erwin Rd, Covington, TN 38019 Property Records

Tipton County property record for 820 Erwin Rd, Covington, TN 38019 · Last verified January 2026

Property Highlights

Property Type	Residential > Single Family > Home
Lot Size	43,560 sqft (1 acres)
Occupancy	Owner Occupied
Last Sale	$4,000 (1995)
Tax Bill	$65.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`084016 06516`
Alternative APN	`016 06516`

Exterior

Lot Area	43,560 sqft (1 acres)
Topography	Rolling Topography
Utility Building	320 sqft Utility Building

Location & Zoning

Street Address	820 ERWIN RD
City	COVINGTON
State	TN
Zip	38019-6120
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	DISTRICT: 12, COUNTY AREA: G61
Jurisdiction	TIPTON TN
Minor Civil Division	3
Census Blockgroup	1
Census Block	1012
Census Tract	40400

Owner

Source: Tipton County records · APN 084016 06516

Assessment roll updated May 20, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	820 ERWIN RD, COVINGTON, TN 38019-6120
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 13, 1995 · Amount on Record
Deed Sale	Jan 13, 1995 · Amount on Record
Deed Doc Number	0000073915
Record Refreshed	Jun 08, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TIPTON TN
Property Address	820 ERWIN RD, COVINGTON, TN 38019-6120
Document Number	1877792
Instrument Date	Dec 18, 2020
Transaction Type	Mortgage
Record Updated	Jan 20, 2021
Title Company	FAYETTE COUNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	820 ERWIN RD COVINGTON TN 380196120, COVINGTON, TN 38019-6120

Mortgage

Document Number	1877792
Date	Dec 30, 2020
Book Page	001877/000792
Instrument	240213

Lender

Name	VANDERBILT MTG & FIN
Type	Mortgage Company
Address	MARYVILLE, TN 37804

Agreement

Amount	Amount Recorded
Term	300 Months
Due	Dec 29, 2045

Tax Assessment & Valuation

Source: Tipton County records · Assessment roll updated May 20, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Tipton County
Unified School District	Tipton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$65.00 (+1.56%)	$4,275 (-) Land $3,950 Building $325
2023		$4,275 Land $3,950 Building $325
2022	$64.00
2020			$17,100 Land $15,800 Building $1,300

Flood & Wildfire

820 Erwin Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Tipton County (47167C), updated August 28, 2019

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 4th percentile of exposed land nationally · 3rd in Tennessee
Wildfire Likelihood	Low — less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.