Morgan County property record for 820 Emerson St, Brush, CO 80723
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 3,294 sqft · built 1957 |
| Lot Size | 0.152 acres (6,600 sqft) |
| Owner | Individual Name on File |
| Last Sale | $135,000 (Mar 2010) |
| Tax Bill | $2,420 (2025) |
| Deeds & Mortgages | May 2023 Mortgage Feb 2021 Mortgage + 4 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 1231-031-59-005 |
| Primary APN | 1231-031-59-005 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 3,294 sqft Total Area |
| 1st Floor Area | 1,680 sqft |
| 2nd Floor Area | 630 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1968 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 6,600 sqft (0.152 acres) |
| Lot Dimensions | 110 ft deep x 60 ft wide |
| Garage Type | Mixed |
| Garage Area | 910 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 132 sqft |
| Patio Area | 210 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 820 EMERSON ST |
|---|---|
| City | BRUSH |
| State | CO |
| Zip | 80723-1915 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBD RAY-OXFORD ADD REPLAT LTS 7-12 BLKS 3-5 BR BLOCK 04 LOT 11 |
| Legal Subdivision | RAY-OXFORD ADD |
| Legal Block | 4 |
| Legal Lot Number | 11 |
| Jurisdiction | MORGAN CO |
| Township / Civil Division | BRUSH |
| Census Block Group | 3 |
| Census Block | 3021 |
| Census Tract | 700 |
820 Emerson St is owned and occupied by an individual who bought it in March 2010.
Source: Morgan County records, as of July 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 820 EMERSON ST, BRUSH, CO 80723-1915 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 3, 2023 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Feb 5, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCING CORP |
| Jun 24, 2022 | Special Warranty Deed, Transfer · FHA Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Oct 26, 2019 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCING |
| Dec 1, 2017 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCING |
| Apr 13, 2017 | Quit Claim Deed, Mortgage · Conventional with PMI AMERICAN FINANCING |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 29, 2010 · Amount on File |
| Deed Sale | Mar 29, 2010 · Amount on File |
| Prior Sale | Dec 23, 2009 · Amount on File |
| Deed Document Number | 2010860690 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORGAN CO |
| Property Address | 820 EMERSON ST, BRUSH, CO 80723-1915 |
| Transaction Type | Mortgage |
| Record Updated | May 17, 2023 |
| Name | Verified Name |
|---|---|
| Address | 820 EMERSON ST, BRUSH, CO 80723-1915 |
| Document Number | 0000946095 |
|---|---|
| Date | May 3, 2023 |
| Instrument | 946095 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | May 1, 2063 |
| Index | 6-Month T-Bill |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORGAN CO |
| Property Address | 820 EMERSON ST, BRUSH, CO 80723-1915 |
| Transaction Type | Mortgage |
| Record Updated | Jun 21, 2022 |
| Title Company | FITCO |
| Name | Verified Name |
|---|
| Document Number | 0000930584 |
|---|---|
| Date | Feb 5, 2021 |
| Instrument | 930584 |
| Name | AMERICAN FINANCING CORP |
|---|---|
| Type | Lending Institution |
| Address | AURORA, CO 80014 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2051 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | MORGAN CO |
| Recording Date | Jun 24, 2022 |
| Property Address | 820 EMERSON ST, BRUSH, CO 80723-1915 |
| Document Number | 0000941405 |
| Map Reference | MB 3 PG PG 17 |
| Instrument Date | Jun 3, 2022 |
| Instrument | 941405 |
| Transaction Type | Transfer |
| Record Updated | Jul 1, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $37.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 820 EMERSON ST, BRUSH, CO 80723-1915 |
| Document Number | 0000941406 |
|---|---|
| Date | Jun 24, 2022 |
| Instrument | 941406 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORGAN CO |
| Property Address | 820 EMERSON ST, BRUSH, CO 80723-1915 |
| Document Number | 0000921765 |
| Instrument Date | Oct 26, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 21, 2019 |
| Title Company | FIRST INTEGRITY TITLE |
| Name | Verified Name |
|---|---|
| Address | 820 EMERSON ST BRUSH CO 807231915, BRUSH, CO 80723-1915 |
| Document Number | 0000921765 |
|---|---|
| Date | Nov 12, 2019 |
| Instrument | 921765 |
| Name | AMERICAN FINANCING |
|---|---|
| Type | Funding / Finance Company |
| Address | AURORA, CO 80014 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 11, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORGAN CO |
| Property Address | 820 EMERSON ST, BRUSH, CO 80723-1915 |
| Document Number | 0000909293 |
| Instrument Date | Dec 1, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2018 |
| Name | Verified Name |
|---|---|
| Address | 820 EMERSON ST BRUSH CO 807231915, BRUSH, CO 80723-1915 |
| Document Number | 0000909293 |
|---|---|
| Date | Dec 8, 2017 |
| Instrument | 909293 |
| Name | AMERICAN FINANCING |
|---|---|
| Type | Funding / Finance Company |
| Address | AURORA, CO 80014 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 7, 2047 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MORGAN CO |
| Recording Date | Apr 13, 2017 |
| Property Address | 820 EMERSON ST, BRUSH, CO 80723-1915 |
| Document Number | 0000904990 |
| Instrument Date | Apr 5, 2017 |
| Instrument | 904990 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 820 EMERSON ST BRUSH CO 807231915, BRUSH, CO 80723-1915 |
| Document Number | 904991 |
|---|---|
| Date | Apr 13, 2017 |
| Instrument | 904991 |
| Name | AMERICAN FINANCING |
|---|---|
| Type | Funding / Finance Company |
| Address | AURORA, CO 80014 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Apr 12, 2032 |
The 2025 property tax bill for 820 Emerson St was $2,420, up 25.6% from the year before.
Source: Morgan County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Morgan County |
| Municipality | Brush City |
| Unified School District | Brush School District RE-2J (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,420.00 (+25.65%) | $22,320 (+19.55%) Land $1,900 Building $20,420 | $357,090 (+28.17%) Land $30,400 Building $326,690 |
| 2024 | $1,926.00 (-0.41%) | $18,670 (-16.47%) Land $1,700 Building $16,970 | $278,600 (-16.49%) Land $25,390 Building $253,210 |
| 2023 | $1,934.00 (+9.27%) | $22,350 (+30.93%) Land $2,040 Building $20,310 | $333,600 (+35.85%) Land $30,400 Building $303,200 |
| 2022 | $1,770.00 | $17,070 Land $2,030 Building $15,040 | $245,560 Land $29,200 Building $216,360 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 820 Emerson St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 8, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 8 (1980–2010) |
| Claims Outside the SFHA | 2 of 8 |
| Most Recent Claim | Jun 2010 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 820 Emerson St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BRUSH serves 5,122 people · EPA ID CO0144001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Vero Fiber Fiber | 10,000 / 10,000 |
| Allo Communications Fiber | 2,300 / 2,300 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| ElektraFi Fixed Wireless | 400 / 80 |
| Verizon Fixed Wireless | 300 / 20 |
| Viaero Wireless Fixed Wireless | 150 / 40 |
| T-Mobile Fixed Wireless | 100 / 20 |
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