820 E Lake Shore Dr, Springfield, IL 62712 Property Records

Sangamon County property record for 820 E Lake Shore Dr, Springfield, IL 62712

Property Summary

Property Type	Single Family Home
Lot Size	1.84 acres (80,436 sqft)
Owner	Individual Name on Record
Tax Bill	$14,156 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit Oct 2022 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`23-19.0-201-001`

Property Details

APN / Parcel Number

Primary APN	`23-19.0-201-001`
Alternative APN	`23190201001 (CHECK DIGIT = 9)`

Exterior

Lot Area	80,436 sqft (1.84 acres)

Location & Zoning

Account Number	23190201001
Street Address	820 E LAKE SHORE DR
City	SPRINGFIELD
State	IL
Zip	62712-8966
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TR A-1 SEC 19 LAKE LANDS DIVIDING DAM AREA
Legal Subdivision	LAKE LANDS DIVIDING DAM AREA S
Jurisdiction	SANGAMON IL
Township / Civil Division	CAPITAL
Census Block Group	2
Census Block	2000
Census Tract	3100

Owner

Source: Sangamon County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	820 E LAKE SHORE DR, SPRINGFIELD, IL 62712-8966
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2023	Deed of Trust, Mortgage · Line of Credit INB NA
Oct 26, 2022	Deed of Trust, Mortgage · Line of Credit INB NA
Oct 1, 2018	Deed of Trust, Mortgage · VA Mortgage INLAND BANK & TRUST
Mar 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage INB NA
Mar 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage INB NA
Apr 16, 2020	Deed of Trust, Mortgage · Construction Mortgage INB NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 14, 1995
Deed Sale	Nov 14, 1995
Record Updated	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	820 E LAKE SHORE DR, SPRINGFIELD, IL 62712-8966
Transaction Type	Mortgage
Record Updated	Sep 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2023R15436
Date	Aug 23, 2023
Instrument	2023R15436

Lender

Name	INB NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Aug 16, 2033

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	820 E LAKE SHORE DR, SPRINGFIELD, IL 62712-8966
Transaction Type	Mortgage
Record Updated	Nov 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022R22852
Date	Oct 26, 2022
Instrument	2022R22852

Lender

Name	INB NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Oct 18, 2032

Interest

Rate Type	Fixed Rate

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	820 E LAKE SHORE DR, SPRINGFIELD, IL 62712-8966
Transaction Type	Mortgage
Record Updated	Jul 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018R20505
Date	Oct 1, 2018
Instrument	2018R20505

Lender

Name	INLAND BANK & TRUST
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2048

Interest

Rate Type	Fixed Rate

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	820 E LAKE SHORE DR, SPRINGFIELD, IL 62712-8966
Transaction Type	Mortgage
Record Updated	Jul 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021R08112
Date	Mar 25, 2021
Instrument	2021R08112

Lender

Name	INB NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

Interest

Rate Type	Fixed Rate

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	820 E LAKE SHORE DR, SPRINGFIELD, IL 62712-8966
Transaction Type	Mortgage
Record Updated	Jul 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021R08188
Date	Mar 26, 2021
Instrument	2021R08188

Lender

Name	INB NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	84 Months
Due	Feb 1, 2027

Interest

Rate Type	Fixed Rate

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	820 E LAKE SHORE DR, SPRINGFIELD, IL 62712-8966
Transaction Type	Mortgage
Record Updated	Jul 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020R08020
Date	Apr 16, 2020
Instrument	2020R08020

Lender

Name	INB NA
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Apr 15, 2021

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Sangamon County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Sangamon County
County Subdivision	Capital Township
Municipality	Springfield City
Unified School District	Springfield School District 186 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,156.00 (+19.95%)	$207,739 (+27.18%) Land $92,394 Building $115,345	$623,217 (+27.18%) Land $277,182 Building $346,035
2022	$11,802.00 Homeowner's exemption	$163,338 Land $74,664 Building $88,674	$490,014 Land $223,992 Building $266,022

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD serves 117,444 people · EPA ID IL1671200
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Rise Broadband.

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