820 E Harbour Ct, Ocoee, FL 34761 Property Records

Orange County property record for 820 E Harbour Ct, Ocoee, FL 34761 · Last verified May 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2000
Square Footage1,895 sqft Living Area
Lot Size11,407 sqft (0.262 acres)
OccupancyOwner Occupied
Last Sale$275,000 (2018)
Tax Bill$1,986.00 (2025)

Property Details

APN / Parcel Number

Primary APN20-22-28-3379-00-200
Alternative APNs
  • 282220337900200
  • 244127
  • 248971
  • 253540

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,895 sqft Living Area
Gross Area2,496 sqft Gross Area
1st Floor1,895 sqft 1st Floor
Stories1 Stories
Primary FlooringWood Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 2000
Exterior MaterialConcrete Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area11,407 sqft (0.262 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area441 sqft Garage
Porch Area160 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Street Address820 E HARBOUR CT
CityOCOEE
StateFL
Zip34761-3116
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionHARBOUR HIGHLANDS 12/8 LOT 20
Legal Range28E
Legal Township22S
Legal Section20
Legal SubdivisionHARBOUR HIGHLANDS
Legal Tract3379
Legal Lot Number20
JurisdictionORANGE FL
Minor Civil DivisionWINTER GARDEN-OCOEE
Census Blockgroup3
Census Block3035
Census Tract14906

Owner

Source: Orange County records · APN 20-22-28-3379-00-200

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address820 E HARBOUR CT, OCOEE, FL 34761-3116
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 19, 2023Deed of Trust, Mortgage · Line of Credit
FAIRWINDS CU
Sep 30, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS
Jun 14, 2019Deed of Trust, Mortgage · Conventional Mortgage
FREEDOM MTG
Oct 17, 2018Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 17, 2018 · Amount on Record
Deed SaleOct 17, 2018 · Amount on Record
Prior SaleAug 07, 2014 · Amount on Record
Deed Doc Number2018610515
Record RefreshedJun 08, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address820 E HARBOUR CT, OCOEE, FL 34761-3116
Transaction TypeMortgage
Record UpdatedNov 02, 2023
Title CompanyMORTGAGE TITLE SERVICES INC, MORTGAGEE TITLE SERVICES INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address820 E HARBOUR CT, OCOEE, FL 34761-3116
InvestorPossibly a Property Investor

Mortgage

Document Number0000606198
DateOct 19, 2023
Instrument20230606198
Lender
NameFAIRWINDS CU
TypeCredit Union
AddressORLANDO, FL 32826
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueOct 25, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address820 E HARBOUR CT, OCOEE, FL 34761-3116
Document Number0000518238
Instrument DateSep 30, 2020
Transaction TypeMortgage
Record UpdatedOct 22, 2020
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address820 E HARBOUR CT OCOEE FL 347613116, OCOEE, FL 34761-3116

Mortgage

Document Number0000518238
DateOct 05, 2020
Instrument518238
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 04, 2050

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address820 E HARBOUR CT, OCOEE, FL 34761-3116
Document Number0000409133
Instrument DateJun 14, 2019
Transaction TypeMortgage
Record UpdatedJul 19, 2019
Title CompanyCENTURION TITLE GROUP INC, CENTURION TITLE GRP INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address820 E HARBOUR CT OCOEE FL 347613116, OCOEE, FL 34761-3116

Mortgage

Document Number0000409133
DateJul 03, 2019
Instrument409133
Lender
NameFREEDOM MTG
TypeMortgage Company
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 02, 2049

October 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateOct 17, 2018
Property Address820 E HARBOUR CT, OCOEE, FL 34761-3116
Document Number0000610515
Map ReferenceMB 12 PG 8
Instrument DateOct 12, 2018
Instrument20180610515
Transaction TypeTransfer
Record UpdatedJan 03, 2022
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,925.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address12909 BLUE HERON CT, 12909, CLERMONT, FL 34711-9160

Transferred To (Grantee/Buyer)

NameVerified Name
Address820 E HARBOUR CT, OCOEE, FL 34761-3116
InvestorPossibly a Property Investor

Mortgage

Document Number0000610516
DateOct 17, 2018
Instrument20180610516
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2048

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
MunicipalityOcoee City
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$121,008 (+2.7%)$372,110 (-1.25%) Land $85,000 Building $287,110
2025$1,986.00 (+13.16%) Homeowner's exemption$117,827 (+5.99%)$376,830 (+11.09%) Land $85,000 Building $291,830
2024$1,755.00 (+3.72%)
2023$1,692.00 (+4.12%) Homeowner's exemption$111,171 (+3%)$339,200 (+17.25%) Land $85,000 Building $254,200
2022$1,625.00 Homeowner's exemption$107,933$289,301 Land $75,000 Building $214,301

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (12095C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on E Harbour Ct

Nearby Streets

Search Property Records by Address or Parcel Number