820 E Fox St, South Bend, IN 46613 Property Records

St. Joseph County property record for 820 E Fox St, South Bend, IN 46613

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 948 sqft · built 1925
Lot Size	0.123 acres (5,376 sqft)
Owner	Company Name on File
Last Sale	$82,000 (Oct 2022)
Tax Bill	$2,108 (2024)
Deeds & Mortgages	Aug 2023 Mortgage Aug 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`71-08-13-479-009.000-026`

Property Details

APN / Parcel Number

Primary APN	`71-08-13-479-009.000-026`
Alternative APN	`01870692547`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	948 sqft Living Area
Basement Area	474 sqft

Exterior

Year Built	Built 1925
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	5,376 sqft (0.123 acres)
Lot Dimensions	128 ft deep x 42 ft wide
Terrain	High
Garage Type	Detached
Garage Area	280 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	01870692547
Street Address	820 E FOX ST
City	SOUTH BEND
State	IN
Zip	46613-2931
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 43 OAK PARK 4TH ADD
Legal Subdivision	OAK PARK 4TH ADD
Legal Lot Number	43
Jurisdiction	ST JOSEPH IN
Township / Civil Division	PORTAGE
Census Block Group	2
Census Block	2054
Census Tract	3000

Owner

820 E Fox St is owned by a company that bought it in October 2022.

Source: St. Joseph County records, as of March 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	52120 WINDERMERE DR, GRANGER, IN 46530-8265
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2023	Deed of Trust, Mortgage · Commercial Mortgage NOTRE DAME FCU
Aug 16, 2023	Deed of Trust, Mortgage · Commercial Mortgage NOTRE DAME FCU
Oct 6, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 6, 2022 · Amount on File
Deed Sale	Oct 6, 2022 · Amount on File
Prior Sale	Apr 6, 2006
Deed Document Number	0002229019
Record Updated	Jun 8, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	820 E FOX ST, SOUTH BEND, IN 46613-2931
Transaction Type	Mortgage
Record Updated	Sep 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0002318714
Date	Aug 14, 2023
Instrument	2318714

Lender

Name	NOTRE DAME FCU
Type	Credit Union

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	60 Months
Due	Aug 15, 2028

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	820 E FOX ST, SOUTH BEND, IN 46613-2931
Transaction Type	Mortgage
Record Updated	Sep 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0002318972
Date	Aug 16, 2023
Instrument	2318972

Lender

Name	NOTRE DAME FCU
Type	Credit Union

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jul 20, 2024

Interest

Rate Type	Adjustable Rate

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Oct 6, 2022
Property Address	820 E FOX ST, SOUTH BEND, IN 46613-2931
Document Number	0002229019
Instrument Date	Oct 3, 2022
Instrument	2229019
Transaction Type	Transfer
Record Updated	May 23, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	82120 WINDERMERE DR, GRANGER, IN 46530

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Portage Township
Municipality	South Bend City
Unified School District	South Bend Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$93,100 Land $2,100 Building $91,000	$93,100 Land $2,100 Building $91,000
2024	$2,108.00 (+38.87%)
2023	$1,518.00 (+58.95%)	$60,100 (+51.01%) Land $2,100 Building $58,000	$60,100 (+51.01%) Land $2,100 Building $58,000
2022	$955.00	$39,800 Land $2,100 Building $37,700	$39,800 Land $2,100 Building $37,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 820 E Fox St in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective December 15, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	10 (1981–2016)
Most Recent Claim	Aug 2016 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 820 E Fox St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH BEND WATER WORKS serves 115,000 people · EPA ID IN5271014
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 897 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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