820 E Elza Ave, Hazel Park, MI 48030 Property Records

Oakland County property record for 820 E Elza Ave, Hazel Park, MI 48030

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 898 sqft · built 1950
Lot Size	0.099 acres (4,312 sqft)
Owner	2 Individual Names on File
Last Sale	$75,000 (Dec 2016)
Tax Bill	$1,800 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Sep 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-25-36-330-011`

Property Details

APN / Parcel Number

Primary APN	`28-25-36-330-011`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	898 sqft Living Area
1st Floor Area	898 sqft
Basement Area	898 sqft
Unfinished Basement	898 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	4,312 sqft (0.099 acres)
Lot Dimensions	107 ft deep x 40 ft wide
Porch	Slab
Porch Area	60 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	820 E ELZA AVE
City	HAZEL PARK
State	MI
Zip	48030-2285
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RI
Legal Description	T1N, R11E, SEC 36 HERMAN W MEINKE SUB LOT 223
Legal Range	11E
Legal Township	01N
Legal Section	36
Legal Subdivision	HERMAN W MEINKE
Legal Lot Number	223
Jurisdiction	OAKLAND MI
Township / Civil Division	HAZEL PARK
Census Block Group	2
Census Block	2007
Census Tract	175300

Owner

820 E Elza Ave is owned and occupied by two individuals who bought it in December 2016.

Source: Oakland County records, as of July 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	820 E ELZA AVE, HAZEL PARK, MI 48030-2285
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2026	Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN SCHOOLS AND GOV'T CREDIT UNION
Sep 6, 2023	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 27, 2016 · Amount on File
Deed Sale	Dec 27, 2016 · Amount on File
Prior Sale	Apr 7, 2016 · Amount on File
Deed Document Number	2016245100
Deed Book / Page	50219 / 738
Prior Transfer Date	May 25, 2004
Prior Transfer Doc	0000336349
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Recording Date	Jun 26, 2026
Property Address	820 E ELZA AVE, HAZEL PARK, MI 48030-2285
Document Number	0000092872
Book / Page	61321 / 588
Instrument Date	Jun 2, 2026
Instrument	202692872
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	820 E ELZA AVE, HAZEL PARK, MI 48030-2285

Mortgage

Document Number	0000092872,
Date	Jun 26, 2026
Book Page	61321/588
Instrument	202692872

Lender

Name	MICHIGAN SCHOOLS AND GOV'T CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 15, 2041

Interest

Rate Type	Fixed Rate
Rate	5.72%
Initial Type	Fixed Rate
Max Rate	-1%

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	820 E ELZA AVE, HAZEL PARK, MI 48030-2285
Transaction Type	Mortgage
Record Updated	Sep 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	820 E ELZA AVE, HAZEL PARK, MI 48030-2285

Mortgage

Document Number	0000097130
Date	Sep 6, 2023
Book Page	58854/650
Instrument	97130

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 820 E Elza Ave was $1,800 with a homeowner's exemption, down 4% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Hazel Park City
Unified School District	Hazel Park City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,800.00 (-4%) Homeowner's exemption	$45,770	$91,540
2024	$1,875.00
2023		$36,880	$73,760
2021	$1,780.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 820 E Elza Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 820 E Elza Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HAZEL PARK serves 16,400 people · EPA ID MI0003100
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Mar 2025
Lead	7 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 895 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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