820 E Desert Flower Ln, Phoenix, AZ 85048 Property Records

Maricopa County property record for 820 E Desert Flower Ln, Phoenix, AZ 85048

Property Summary

Property Type	Single Family Home
Details	5 ba · 3,711 sqft · built 1996
Lot Size	0.303 acres (13,216 sqft)
Owner	Individual Name on Record
Last Sale	$1,090,000 (Apr 2024)
Tax Bill	$7,472 (2025)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Mar 2021 Line of Credit + 2 more
Flood Zone	Zone X (moderate risk)
APN	`300-97-059`

Property Details

APN / Parcel Number

Primary APN	`300-97-059`

Interior

Full Baths	5 Baths
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,711 sqft Living Area
1st Floor Area	2,077 sqft
2nd Floor Area	1,634 sqft

Exterior

Year Built	Built 1996
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	13,216 sqft (0.303 acres)
View / Lot	Excellent
Parking Spaces	3 Parking Spaces
Pool Area	500 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	820 E DESERT FLOWER LN
City	PHOENIX
State	AZ
Zip	85048-4465
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-8
Legal Description	FOOTHILLS PARCEL 9F MCR 385/39
Legal Range	03E
Legal Township	01S
Legal Section	28
Legal Quarter	NW
Quarter-Quarter Section	NW
Legal Subdivision	FOOTHILLS PARCEL 9F
Legal Lot Number	16
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	3
Census Block	3000
Census Tract	116728

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	820 E DESERT FLOWER LN, PHOENIX, AZ 85048-4465
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 18, 2024	Warranty Deed, Transfer · Conventional Mortgage US BANK NA
Mar 22, 2021	Deed of Trust, Mortgage · Line of Credit US BANK NA
Mar 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC
Feb 6, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 18, 2024 · Amount on Record
Deed Sale	Apr 18, 2024 · Amount on Record
Prior Sale	Sep 26, 2012 · Amount on Record
Deed Document Number	20240203584
Record Updated	Jun 8, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Apr 18, 2024
Property Address	820 E DESERT FLOWER LN, PHOENIX, AZ 85048-4465
Document Number	0000203584
Map Reference	MB 385 PG 39
Instrument Date	Apr 17, 2024
Instrument	20240203584
Transaction Type	Transfer
Record Updated	May 3, 2024
Title Company	SURETY TITLE AGENCY INC, SECURITY TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	104 DARTMOUTH RD APT 622, 622, RALEIGH, NC 27609-8421

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	820 E DESERT FLOWER LN, PHOENIX, AZ 85048-4465

Mortgage

Document Number	0000203585
Date	Apr 18, 2024
Instrument	20240203585

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.12%
Type Change Date	May 1, 2031
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	11.1%
Index	1-Year T-Bill
Max Rate	11.1%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	820 E DESERT FLOWER LN, PHOENIX, AZ 85048-4465
Transaction Type	Mortgage
Record Updated	Apr 2, 2021
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	820 E DESERT FLOWER LN, PHOENIX, AZ 85048-4465

Mortgage

Document Number	0000316881
Date	Mar 22, 2021
Instrument	20210316881

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 4, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	820 E DESERT FLOWER LN, PHOENIX, AZ 85048-4465
Transaction Type	Mortgage
Record Updated	Mar 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	820 E DESERT FLOWER LN, PHOENIX, AZ 85048-4465

Mortgage

Document Number	0000246208
Date	Mar 4, 2021
Instrument	20210246208

Lender

Name	NEWREZ LLC
Type	Non-Lending Institution
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	820 E DESERT FLOWER LN, PHOENIX, AZ 85048-4465
Document Number	0000121628
Instrument Date	Feb 6, 2017
Transaction Type	Mortgage
Record Updated	Feb 28, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	820 E DESERT FLOWER LN PHOENIX AZ 850484465, PHOENIX, AZ 85048-4465

Mortgage

Document Number	0000121628
Date	Feb 21, 2017
Instrument	121628

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 20, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Elementary School District	Kyrene Elementary District (PK - 08)
Secondary School District	Tempe Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$97,810 (+2.8%)	$978,100 (+2.8%) Land $195,600 Building $782,500
2025	$7,472.00 (+5.31%)
2024		$95,150	$951,500 Land $190,300 Building $761,200
2023	$7,095.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · above 59% of Arizona
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber	2,000 / 35
CenturyLink DSL · Fiber in parts of the area	140 / 20
AirFiber WISP Fixed Wireless	100 / 25
AT&T Fixed Wireless	100 / 20

May also be available: Tristate Wi-Fi by Wi-Fiber.

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