820 E Chicago Ave, Naperville, IL 60540 Property Records

DuPage County property record for 820 E Chicago Ave, Naperville, IL 60540

Property Summary

Property TypeSingle Family Home
Details5.5 ba · 6,293 sqft · built 2015
Lot Size0.34 acres (14,810 sqft)
Owner2 Individual Names on Record
Last Sale$950,000 (Jul 2016)
Tax Bill$27,126 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Flood ZoneZone X (moderate risk)
APN08-18-417-041

Property Details

APN / Parcel Number

Primary APN08-18-417-041

Interior

Full Baths5.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area6,293 sqft Living Area
Gross Area6,672 sqft
1st Floor Area2,179 sqft
2nd Floor Area2,314 sqft
Basement Area2,179 sqft
Finished Basement1,800 sqft
Unfinished Basement379 sqft

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2015
Lot Area14,810 sqft (0.34 acres)
Garage Area838 sqft

Location & Zoning

Street Address820 E CHICAGO AVE
CityNAPERVILLE
StateIL
Zip60540-5508
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCAMPS SECOND SUB ALL
Legal SubdivisionCAMPS SECOND SUB
Legal Lot Number1
JurisdictionDU PAGE IL
Township / Civil DivisionLISLE
Census Block Group2
Census Block2001
Census Tract846209

Owner

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address820 E CHICAGO AVE, NAPERVILLE, IL 60540-5508
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 8, 2016 · Amount on Record
Deed SaleJul 8, 2016 · Amount on Record
Deed Document Number201669626
Last Transfer DateMay 18, 2017
Transfer Doc0000057309
Record UpdatedSep 20, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address820 E CHICAGO AVE, NAPERVILLE, IL 60540-5508
Transaction TypeMortgage
Record UpdatedDec 14, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000026876
DateFeb 18, 2021
InstrumentR2021-026876
Lender
NameCOMMERCE BANK
TypeBank
AddressKANSAS CITY, MO 64106
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueMar 1, 2036

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDuPage County
County SubdivisionLisle Township
MunicipalityNaperville City
Unified School DistrictNaperville Community Unit District 203 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$27,126.00 (+20.77%)$480,803 (+34.29%) Land $156,922 Building $323,881$1,442,409 (+34.29%) Land $470,766 Building $971,643
2022$22,460.00 Homeowner's exemption Senior Citizen's exemption$358,040 Land $144,530 Building $213,510$1,074,120 Land $433,590 Building $640,530

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies11 in force
Nearby Flood Claims4 (2008–2020)
Claims Outside the SFHA3 of 4
Most Recent ClaimMay 2020 · rainfall accumulation
Claims by Event
  • Severe Storms And Flooding, Sep 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 86% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNAPERVILLE
serves 156,406 people · EPA ID IL0434670
Water SourcePurchased surface water from DU PAGE WATER COMMISSION
Last State InspectionSep 2025
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting15
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 417 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fixed Wireless in parts of the area
100 / 20

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