820 E Bay Cir, Tupelo, MS 38801 Property Records

Lee County property record for 820 E Bay Cir, Tupelo, MS 38801 · Last verified November 2025

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,871 sqft · built 1993
Lot Size0.285 acres (12,438 sqft)
OwnerIndividual Name on File
Last Sale$248,000 (Sep 2023)
Tax Bill$2,886 (2025)
Deeds & MortgagesSep 2023 Mortgage
Jun 2023 Line of Credit
Flood ZoneZone X (minimal risk)
APN078H-27-232-00

Property Details

APN / Parcel Number

Primary APN078H-27-232-00
Alternative APNs
  • 030824
  • 30824

Interior

Full Baths1 Bath
Total Rooms6 Rooms
Building Area1,871 sqft Heated Area
Gross Area2,232 sqft
1st Floor Area1,871 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1993
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialAsphalt
Lot Area12,438 sqft (0.285 acres)
Lot Dimensions135 ft deep x 92 ft wide
Utility Building80 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number030824
Old Parcel Number078H-27-232-00
Street Address820 E BAY CIR
CityTUPELO
StateMS
Zip38801-0338
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT PT W1/2 SE1/4 LOT 98
Legal Range05
Legal Township09
Legal Section27
Legal SubdivisionWILDWOOD 4 PHASE 1 & 2
Legal Lot Number98
JurisdictionLEE MS
Township / Civil Division2
Census Block Group1
Census Block1023
Census Tract950601

Owner

Source: Lee County records · APN 078H-27-232-00

Assessment roll updated September 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address820 E BAY CIR, TUPELO, MS 38801-0338
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 29, 2023Warranty Deed, Transfer · Conventional Mortgage
STOCKTON MORTGAGE CORP
Jun 09, 2023Deed of Trust, Mortgage · Line of Credit
CADENCE BANK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 29, 2023 · Amount on Record
Deed SaleSep 29, 2023 · Amount on Record
Deed Document Number0202311444
Deed Book / Page2023 / 11444
Record UpdatedJun 08, 2026

September 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLEE MS
Recording DateSep 29, 2023
Property Address820 E BAY CIR, TUPELO, MS 38801-0338
Document Number2023011444
Instrument DateSep 29, 2023
Instrument2023011444
Transaction TypeTransfer
Record UpdatedOct 30, 2025

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address820 E BAY CIR, TUPELO, MS 38801-0338

Transferred To (Grantee/Buyer)

NameVerified Name
Address820 E BAY CIR, TUPELO, MS 38801-0338

Mortgage

Document Number2023011445
DateSep 29, 2023
Instrument2023011445
Lender
NameSTOCKTON MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2053

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEE MS
Property Address820 E BAY CIR, TUPELO, MS 38801-0338
Transaction TypeMortgage
Record UpdatedAug 31, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address820 E BAY CIR, TUPELO, MS 38801-0338

Mortgage

Document Number2023006514
DateJun 09, 2023
Instrument2023006514
Lender
NameCADENCE BANK NA
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueJun 26, 2048

Tax Assessment & Valuation

Source: Lee County records · Assessment roll updated September 1, 2025 · Last verified November 2025

Property Jurisdictions

TypeName
StateMississippi
CountyLee County
MunicipalityTupelo City
Unified School DistrictTupelo Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,886.00 (+55.75%) Homeowner's exemption$21,232 (+53.31%)$212,320 (+53.31%) Land $25,000 Building $187,320
2023$1,853.00 (+159.52%) Senior Citizen's exemption$13,849 (-)$138,490 (-) Land $25,000 Building $113,490
2022$714.00 Senior Citizen's exemption$13,849$138,490 Land $25,000 Building $113,490

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lee County (28081C), updated November 27, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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