820 E 6th St, El Dorado, AR 71730 Property Records

Union County property record for 820 E 6th St, El Dorado, AR 71730

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,614 sqft · built 1987
Lot Size	0.296 acres (12,894 sqft)
Owner	Individual Name on Record
Last Sale	$128,000 (Nov 2025)
Tax Bill	$125 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02780-00001-0000`

Property Details

APN / Parcel Number

Primary APN	`02780-00001-0000`
Alternative APN	`31622`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,614 sqft Living Area
1st Floor Area	1,614 sqft
Flooring	Carpet

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Baked Enamel
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	12,894 sqft (0.296 acres)
Lot Dimensions	150 ft deep x 86 ft wide
Garage Type	Carport
Garage Area	180 sqft
Carport	Carport
Carport Area	180 sqft
Driveway	Concrete Driveway
Driveway Area	1,120 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	144 sqft
Patio Area	192 sqft
Utility Building	336 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	820 E 6TH ST
City	EL DORADO
State	AR
Zip	71730-4014
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MCKINNEY RE-SUB AS CONVD BK1354 PG621 #04-7343 #15R000271(RLE) #20R006698 1
Legal Range	00
Legal Township	00
Legal Section	00
Legal Subdivision	MCKINNEY RE-SUB
Legal Block	B
Legal Lot Number	5
Jurisdiction	UNION AR
Township / Civil Division	EL DORADO
Census Block Group	4
Census Block	4004
Census Tract	950600

Owner

Source: Union County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	820 E 6TH ST, EL DORADO, AR 71730-4014
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2025	Deed of Trust, Mortgage · FHA Mortgage FIRSTTRUST HOME LOANS INC
Oct 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST FINANCIAL BANK FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 3, 2025 · Amount on Record
Deed Sale	Nov 3, 2025 · Amount on Record
Prior Sale	Jan 13, 2015
Deed Document Number	20255970
Transfer Doc	0000000271
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION AR
Property Address	820 E 6TH ST, EL DORADO, AR 71730-4014
Transaction Type	Mortgage
Record Updated	Nov 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 N TATE RD, EL DORADO, AR 71730-8834

Mortgage

Document Number	2025R005971
Date	Nov 3, 2025
Instrument	2025R005971

Lender

Name	FIRSTTRUST HOME LOANS INC
Type	Mortgage Company
Address	SHERIDAN, AR 72150

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2055

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION AR
Property Address	820 E 6TH ST, EL DORADO, AR 71730-4014
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020R006699
Date	Oct 16, 2020
Instrument	2020R006699

Lender

Name	FIRST FINANCIAL BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	144 Months
Due	Oct 15, 2032

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Union County assessment roll, as of November 13, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Union County
Municipality	El Dorado City
Unified School District	El Dorado School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$14,110 (-) Land $3,000 Building $11,110	$70,550 (-) Land $15,000 Building $55,550
2025	$125.00 (-82.76%) Homeowner's exemption	$14,110 (-) Land $3,000 Building $11,110
2024			$70,550 (-) Land $15,000 Building $55,550
2023	$725.00	$14,110 Land $3,000 Building $11,110	$70,550 Land $15,000 Building $55,550

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 9, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1978–1991)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Apr 1991 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 83% of Arkansas
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EL DORADO WATERWORKS serves 17,932 people · EPA ID AR0000550
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Oct 2025 Asbestos resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TCW Fiber	2,000 / 2,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Right Fiber, T-Mobile.

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