Norfolk City property record for 820 E 28th St, Norfolk, VA 23504
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,870 sqft · built 1907 |
| Lot Size | 0.108 acres (4,687 sqft) |
| Owner | Individual Name on File |
| Last Sale | $299,000 (Feb 2025) |
| Tax Bill | $3,691 (2025) |
| Deeds & Mortgages | Aug 2023 Refinance Jul 2020 Mortgage + 2 more |
| APN | 49088000 |
| Primary APN | 49088000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 12 Rooms |
| Stories | 2 Stories |
| Building Area | 1,870 sqft Living Area |
| Attic | Attic |
| Attic Area | 920 sqft |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1907 |
|---|---|
| Effective Year Built | Effective 1907 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Fiberglass |
| Lot Area | 4,687 sqft (0.108 acres) |
| Porch | Porch |
| Porch Area | 144 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Street Address | 820 E 28TH ST |
|---|---|
| City | NORFOLK |
| State | VA |
| Zip | 23504-1808 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R11 |
| Legal Description | 10 & 12.5FT-9 BLK 20 |
| Legal Subdivision | VILLA HEIGHTS |
| Legal Block | 20 |
| Jurisdiction | NORFOLK CITY VA |
| Township / Civil Division | NORFOLK |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 2900 |
Source: Norfolk City records · APN 49088000
Assessment roll updated September 25, 2025 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 820 E 28TH ST, NORFOLK, VA 23504-1808 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 01, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE LLC |
| Jul 08, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| May 01, 2018 | Warranty Deed, Transfer · Conventional Mortgage NEWTOWNE MORTGAGE |
| Dec 14, 2017 | Warranty Deed, Construction Loan · Construction Mortgage TOWNEBANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 24, 2025 · Amount on Record |
| Deed Sale | Feb 24, 2025 · Amount on Record |
| Prior Sale | May 01, 2018 · Amount on Record |
| Deed Document Number | 20252903 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORFOLK CITY VA |
| Property Address | 820 E 28TH ST, NORFOLK, VA 23504-1808 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0230013358 |
|---|---|
| Date | Aug 01, 2023 |
| Instrument | 230013358 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 01, 2043 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORFOLK CITY VA |
| Property Address | 820 E 28TH ST, NORFOLK, VA 23504-1808 |
| Transaction Type | Mortgage |
| Record Updated | Sep 06, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0200015314 |
|---|---|
| Date | Jul 08, 2020 |
| Instrument | 200015314 |
| Name | QUICKEN LOANS LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 01, 2040 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.99% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NORFOLK CITY VA |
| Recording Date | May 01, 2018 |
| Property Address | 820 E 28TH ST, NORFOLK, VA 23504-1808 |
| Document Number | 0180008621 |
| Instrument Date | Apr 25, 2018 |
| Instrument | 180008621 |
| Transaction Type | Transfer |
| Record Updated | Sep 06, 2022 |
| Title Company | NOT AVAILABLE, SUN TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 820 E 28TH ST, NORFOLK, VA 23504-1808 |
| Document Number | 0180008622 |
|---|---|
| Date | May 01, 2018 |
| Instrument | 180008622 |
| Name | NEWTOWNE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NORFOLK CITY VA |
| Recording Date | Dec 14, 2017 |
| Property Address | 820 E 28TH ST, NORFOLK, VA 23504-1808 |
| Document Number | 0170027828 |
| Instrument Date | Dec 07, 2017 |
| Instrument | 170027828 |
| Transaction Type | Construction Loan |
| Record Updated | Sep 06, 2022 |
| Title Company | LIBERTY TITLE AND ESCROW LLC, LIBERTY TITLE & ESCR CO LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1504 PINE GROVE LN, CHESAPEAKE, VA 23321-1844 |
| Document Number | 0170027829 |
|---|---|
| Date | Dec 14, 2017 |
| Instrument | 170027829 |
| Name | TOWNEBANK |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Norfolk City records · Assessment roll updated September 25, 2025 · Last verified May 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Norfolk City |
| Unified School District | Norfolk City Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,691.00 (+11.68%) | $300,100 (+13.5%) Land $29,500 Building $270,600 | $300,100 (+13.5%) Land $29,500 Building $270,600 |
| 2023 | $3,305.00 | $264,400 Land $24,000 Building $240,400 | $264,400 Land $24,000 Building $240,400 |
Source: FEMA National Flood Hazard Layer · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 24 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 24 in force |
| Nearby Flood Claims | 11 (1999–2016) |
| Claims Outside the SFHA | 1 of 11 |
| Most Recent Claim | Oct 2016 · Hurricane Matthew |
| Claims by Event |
|
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026
| Historic District | Within the Norfolk and Western Railroad Historic District listed 2015 · 38 contributing resources · NRIS 15000253 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Holdings Fiber | 5,120 / 5,120 |
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Verizon.
Based on FCC filings for 322 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF NORFOLK serves 234,220 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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