820 E 1st St, Sumner, IA 50674 Property Records

Bremer County property record for 820 E 1st St, Sumner, IA 50674 · Last verified June 2026

Property Summary

Property TypeRestaurant
Details1,700 sqft · built 1969
Lot Size0.4 acres (17,424 sqft)
OwnerCompany Name on File
Last Sale$40,160 (Dec 2022)
Tax Bill$1,400 (2025)
Deeds & MortgagesApr 2026 Line of Credit
Oct 2022 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN04-24-476-006

Property Details

APN / Parcel Number

Primary APN04-24-476-006

Interior

Stories1 Story
Building Area1,700 sqft Gross Area
1st Floor Area1,020 sqft

Exterior

Year BuiltBuilt 1969
Effective Year BuiltEffective 1969
Exterior MaterialConcrete Block
Construction TypeFrame
Roof MaterialShingle
Lot Area17,424 sqft (0.4 acres)
Lot Dimensions132 ft deep x 132 ft wide
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Water SourceCommercial

Location & Zoning

Street Address820 E 1ST ST
CitySUMNER
StateIA
Zip50674-1614
Property CategoryCommercial
Property TypeCommercial > Retail > Restaurant
Legal Description24-93-11 E 132' W 462' S 132' SE SE
Legal Range11W
Legal Township93N
Legal Section24
JurisdictionBREMER IA
Township / Civil DivisionSUMNER
Census Block Group2
Census Block2008
Census Tract4700

Owner

Source: Bremer County records · APN 04-24-476-006

Assessment roll updated September 18, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address22671 W AVE, HAWKEYE, IA 52147-8201
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Apr 06, 2026Deed of Trust, Mortgage · Line of Credit
IOWA STATE BANK
Oct 19, 2022Deed of Trust, Mortgage · Commercial Mortgage
IOWA STATE BANK
Sep 19, 2022Warranty Deed, Transfer
Sep 19, 2022Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 01, 2022 · Amount on Record
Deed SaleDec 01, 2022 · Amount on Record
Prior SaleSep 19, 2022 · Amount on Record
Deed Document Number20224286
Record UpdatedSep 20, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBREMER IA
Recording DateApr 06, 2026
Property Address820 E 1ST ST, SUMNER, IA 50674-1614
Document Number0000000987
Instrument DateMar 30, 2026
Instrument2026987
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership, 266
Address800 E 1ST ST, SUMNER, IA 50674-1614

Mortgage

Document Number0000000987,
DateApr 06, 2026
Instrument2026987
Lender
NameIOWA STATE BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate5.98%
Max Rate-1%

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBREMER IA
Property Address820 E 1ST ST, SUMNER, IA 50674-1614
Transaction TypeMortgage
Record UpdatedOct 20, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0020223877
DateOct 19, 2022
Instrument20223877
Lender
NameIOWA STATE BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBREMER IA
Recording DateSep 19, 2022
Property Address820 E 1ST ST, SUMNER, IA 50674-1614
Document Number0020223480
Instrument DateSep 08, 2022
Instrument20223480
Transaction TypeTransfer
Record UpdatedOct 20, 2023

Transaction

AmountAmount Recorded
Tax$138.40
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address22671 W AVE, HAWKEYE, IA 52147-8201
InvestorPossibly a Property Investor

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBREMER IA
Recording DateSep 19, 2022
Property Address820 E 1ST ST, SUMNER, IA 50674-1614
Document Number0020223479
Instrument DateSep 08, 2022
Instrument20223479
Transaction TypeTransfer
Record UpdatedOct 20, 2023

Transaction

AmountAmount Recorded
Tax$111.20
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address109 1 2 W 1ST ST STOP 1 STOP 1, 1, SUMNER, IA 50674-8702

Tax Assessment & Valuation

Source: Bremer County records · Assessment roll updated September 18, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateIowa
CountyBremer County
MunicipalitySumner City
Unified School DistrictSumner-Fredericksburg Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,400.00$102,100 (+23.67%) Land $26,400 Building $75,700$102,100 (-0.81%) Land $26,400 Building $75,700
2024$1,400.00 (+0.14%)
2023$82,560 Land $17,420 Building $65,140$102,930
2022$1,398.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bremer County (19017C), updated January 28, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 190170047002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 8 individual NFIP policies nearby
Nearby Flood Policies8 in force
5 of 8 on primary residences
Nearby Flood Claims9 (2004–2017)
Claims Outside the SFHA1 of 9
Most Recent ClaimJul 2017, rainfall accumulation
Flood Events
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding (Jul 2017), 3 claims
  • Severe Storms, Tornadoes, And Flooding (Jun 2008), 2 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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