820 Dover Ave, Middletown, OH 45044 Property Records

Butler County property record for 820 Dover Ave, Middletown, OH 45044

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,256 sqft · built 1975
Lot Size	2.21 acres (96,398 sqft)
Owner	Individual Name on Record
Last Sale	$220,000 (Dec 2024)
Tax Bill	$3,631 (2025)
Deeds & Mortgages	Dec 2023 Mortgage Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`Q6542-081.000-015`

Property Details

APN / Parcel Number

Primary APN	`Q6542-081.000-015`
Alternative APNs	`0000900` `503719` `507727`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,256 sqft Living Area
Gross Area	1,176 sqft
1st Floor Area	1,176 sqft
Basement Area	624 sqft
Finished Basement	624 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Architectural Style	Raised Ranch
Exterior Material	Combination
Lot Area	96,398 sqft (2.21 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0000900
Old Parcel Number	Q6542081.000015
Street Address	820 DOVER AVE
City	MIDDLETOWN
State	OH
Zip	45044-5403
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	13477 ENT
Legal Subdivision	AYERSHIRE
Legal Lot Number	13477
Jurisdiction	BUTLER OH
Township / Civil Division	MIDDLETOWN
Census Block Group	1
Census Block	1010
Census Tract	12500

Owner

Source: Butler County records, as of March 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	820 DOVER AVE, MIDDLETOWN, OH 45044-5403
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2023	Deed of Trust, Mortgage · FHA Mortgage FIFTH THIRD BANK NA
Aug 10, 2017	Warranty Deed, Transfer · FHA Mortgage NATIONS RELIABLE LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 5, 2024 · Amount on Record
Deed Sale	Dec 5, 2024 · Amount on Record
Prior Sale	Aug 10, 2017 · Amount on Record
Deed Document Number	0000040051
Deed Book / Page	10162 / 855
Record Updated	Jun 8, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTLER OH
Property Address	820 DOVER AVE, MIDDLETOWN, OH 45044-5403
Transaction Type	Mortgage
Record Updated	Dec 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000038282
Date	Dec 4, 2023
Book Page	10037/1670
Instrument	2023-00038282

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45227

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUTLER OH
Recording Date	Aug 10, 2017
Property Address	820 DOVER AVE, MIDDLETOWN, OH 45044-5403
Document Number	0000031498
Book / Page	009066 / 001446
Instrument Date	Aug 8, 2017
Instrument	31498
Transaction Type	Transfer
Record Updated	Aug 23, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$318.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	820 DOVER AVE MIDDLETOWN OH 450445403, MIDDLETOWN, OH 45044-5403

Mortgage

Document Number	31499
Date	Aug 10, 2017
Book Page	009066/001448
Instrument	31499

Lender

Name	NATIONS RELIABLE LNDG
Address	HOUSTON, TX 77098

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 9, 2047

Tax Assessment & Valuation

Source: Butler County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Butler County
Municipality	Middletown City
Unified School District	Middletown City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,631.00 (+2.48%)	$68,970 (-) Land $16,610 Building $52,360	$197,060 (-) Land $47,460 Building $149,600
2023	$3,543.00 (+18.26%)	$68,970 (+33.87%) Land $16,610 Building $52,360	$197,060 (+33.88%) Land $47,460 Building $149,600
2022	$2,996.00	$51,520 Land $16,610 Building $34,910
2020			$147,190 Land $47,460 Building $99,730

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLETOWN CITY PWS serves 51,229 people · EPA ID OH0901712
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: altafiber Network Solutions.

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