Collin County property record for 820 Derby Dr, Allen, TX 75002
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 5,835 sqft · built 2023 |
| Lot Size | 2.31 acres (100,624 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $45,760 (2025) |
| Deeds & Mortgages | Aug 2025 Line of Credit Mar 2023 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | R-12895-00A-0110-1 |
| Primary APN | R-12895-00A-0110-1 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 5,835 sqft Living Area |
| Gross Area | 8,210 sqft |
| 1st Floor Area | 5,835 sqft |
| Flooring | Ceramic Tile |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Lot Area | 100,624 sqft (2.31 acres) |
| Garage Type | Attached |
| Garage Area | 1,557 sqft |
| Porch | Covered Patio/Porch |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 820 DERBY DR |
|---|---|
| City | LUCAS |
| State | TX |
| Zip | 75002-1113 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BARRATT LAKE ESTATES, BLK A, LOT 11 |
| Legal Subdivision | BARRATT LAKE ESTATES (CLU) |
| Legal Block | A |
| Legal Lot Number | 11 |
| Jurisdiction | COLLIN TX |
| Township / Civil Division | PLANO |
| Census Block Group | 2 |
| Census Block | 2039 |
| Census Tract | 31420 |
Source: Collin County assessment roll, APN R-12895-00A-0110-1, as of March 16, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 820 DERBY DR, ALLEN, TX 75002-1113 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 22, 2025 | Deed of Trust, Mortgage · Line of Credit MOBILITY CU |
| Mar 08, 2023 | Special Warranty Deed, Construction Loan · Construction Mortgage PROSPERITY BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 08, 2023 |
| Deed Sale | Mar 08, 2023 |
| Deed Document Number | 202323541 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLLIN TX |
| Property Address | 820 DERBY DR, ALLEN, TX 75002-1113 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2025 |
| Name | Verified Name |
|---|
| Document Number | 2025000107186 |
|---|---|
| Date | Aug 22, 2025 |
| Instrument | 2025000107186 |
| Name | MOBILITY CU |
|---|---|
| Type | Credit Union |
| Address | IRVING, TX 75063 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 21, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | COLLIN TX |
| Recording Date | Mar 08, 2023 |
| Property Address | 820 DERBY DR, ALLEN, TX 75002-1113 |
| Document Number | 2023000023541 |
| Map Reference | MB 2023 PG 87 |
| Instrument Date | Mar 03, 2023 |
| Instrument | 2023000023541 |
| Transaction Type | Construction Loan |
| Record Updated | Oct 24, 2025 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 2023000023543 |
|---|---|
| Date | Mar 08, 2023 |
| Instrument | 2023000023543 |
| Name | PROSPERITY BANK |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 379 Months |
| Due | Oct 01, 2054 |
Source: Collin County assessment roll as of March 16, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Collin County |
| Municipality | Lucas City |
| Unified School District | Lovejoy Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $45,760.00 (+11.19%) Homeowner's exemption | $3,339,381 Land $751,905 Building $2,587,476 | $3,339,381 Land $751,905 Building $2,587,476 |
| 2024 | $41,154.00 |
Source: FEMA National Flood Hazard Layer, Collin County (48085C), as of October 13, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 480850314202, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding |
| Wildfire Risk | Moderate above 40% of the US · lower than 85% of Texas |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 58 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Cable | 940 / 35 |
| 360 Communications, Inc. (OK, AR & TX) Fixed Wireless | 400 / 50 |
| JAB Wireless Fixed Wireless | 300 / 60 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T.
Source: EPA Safe Drinking Water Information System, water system TX0430054, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF LUCAS serves 8,378 people |
|---|---|
| Water Source | Purchased surface water from NORTH TEXAS MWD WYLIE WTP |
| Last State Inspection | Nov 2025 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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