820 David St, Kewanee, IL 61443 Property Records

Henry County property record for 820 David St, Kewanee, IL 61443

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,104 sqft · built 1977
Lot Size	0.21 acres (9,000 sqft)
Owner	Individual Name on File
Last Sale	$150,000 (Sep 2023)
Tax Bill	$4,966 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Oct 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`25-04-158-003`

Property Details

APN / Parcel Number

Primary APN	`25-04-158-003`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,104 sqft Living Area
1st Floor Area	1,104 sqft
Basement Area	1,104 sqft
Finished Basement	1,104 sqft

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Construction Type	Frame
Lot Area	9,000 sqft (0.21 acres)
Lot Dimensions	120 ft deep x 75 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	820 DAVID ST
City	KEWANEE
State	IL
Zip	61443-3363
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 28 COUNTRY CLUB EST INC 1ST ADD VILLAGE OF WETHERSFIELD CITY OF KEWANEE
Legal Subdivision	COUNTRY CLUB EST INC 1ST ADD
Legal Block	158
Legal Lot Number	28
Jurisdiction	HENRY IL
Township / Civil Division	WETHERSFIELD
Census Block Group	2
Census Block	2013
Census Tract	31000

Owner

820 David St is owned and occupied by an individual who bought it in September 2023.

Source: Henry County records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	820 DAVID ST, KEWANEE, IL 61443-3363
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2023	Warranty Deed, Transfer · Conventional Mortgage CENTRAL BANK ILLINOIS
Oct 25, 2022	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Aug 16, 2017	Warranty Deed, Transfer · FHA Mortgage FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 14, 2023 · Amount on File
Deed Sale	Sep 14, 2023 · Amount on File
Prior Sale	Aug 16, 2017 · Amount on File
Deed Document Number	20234127
Record Updated	Sep 20, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENRY IL
Recording Date	Sep 14, 2023
Property Address	820 DAVID ST, KEWANEE, IL 61443-3363
Document Number	0000004127
Map Reference	DOC 69R2499
Instrument Date	Sep 12, 2023
Instrument	20-2304127
Transaction Type	Transfer
Record Updated	Oct 2, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$150.00
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	820 DAVID ST, KEWANEE, IL 61443-3363

Mortgage

Document Number	0000004128
Date	Sep 14, 2023
Instrument	20-2304128

Lender

Name	CENTRAL BANK ILLINOIS
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

Interest

Rate Type	Fixed Rate
Rate	7.25%

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENRY IL
Property Address	820 DAVID ST, KEWANEE, IL 61443-3363
Transaction Type	Mortgage
Record Updated	Nov 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	820 DAVID ST, KEWANEE, IL 61443-3363

Mortgage

Document Number	0000006256
Date	Oct 25, 2022
Instrument	20-2206256

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	EDGEWOOD, MD 21040

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2052

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENRY IL
Recording Date	Aug 16, 2017
Property Address	820 DAVID ST, KEWANEE, IL 61443-3363
Document Number	0000004765
Map Reference	DOC69R2499
Instrument Date	Aug 3, 2017
Instrument	20-1704765
Transaction Type	Transfer
Record Updated	Jun 15, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$198.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	820 DAVID ST, KEWANEE, IL 61443-3363

Mortgage

Document Number	0000004766
Date	Aug 16, 2017
Instrument	20-1704766

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2047

Interest

Rate Type	Fixed Rate
Rate	4.5%

Tax Assessment & Valuation

The 2025 property tax bill for 820 David St was $4,966 with a homeowner's exemption.

Source: Henry County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Henry County
County Subdivision	Wethersfield Township
Municipality	Kewanee City
Unified School District	Wethersfield Community Unit School District 230 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,966.00	$52,904 Land $4,447 Building $48,457	$158,712 Land $13,341 Building $145,371
2022		$42,785 Land $3,597 Building $39,188	$128,355 Land $10,791 Building $117,564
2021	$4,207.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 820 David St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 2, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 820 David St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KEWANEE serves 12,509 people · EPA ID IL0730650
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
Nextlink Fixed Wireless	200 / 50

May also be available: Cambridge Telcom Services, Verizon.

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