820 Cypress Dr, Ada, OK 74820 Property Records

Pontotoc County property record for 820 Cypress Dr, Ada, OK 74820

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,256 sqft · built 2007
Lot Size	0.214 acres (9,342 sqft)
Owner	2 Individual Names on File
Last Sale	$325,000 (Feb 2026)
Tax Bill	$3,612 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Jan 2015 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`17758`

Property Details

APN / Parcel Number

Primary APN	`17758`
Alternative APN	`0623-00-002-014-0-000-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	11 Rooms
Stories	1 Story
Building Area	2,256 sqft Living Area
1st Floor Area	2,256 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Traditional
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	9,342 sqft (0.214 acres)
Lot Dimensions	119 ft deep x 78.5 ft wide
Garage Type	Attached
Garage Area	594 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Patio Area	30 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	17758
Street Address	820 CYPRESS DR
City	ADA
State	OK
Zip	74820-8485
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 14 BLOCK 2 ROSE CREEK ADD.
Legal Subdivision	ROSE CREEK -ADA SD- N2 SW 3-3-6
Legal Block	2
Legal Lot Number	14
Jurisdiction	PONTOTOC OK
Township / Civil Division	ADA
Census Block Group	1
Census Block	1021
Census Tract	89300

Owner

820 Cypress Dr is owned and occupied by two individuals who bought it in February 2026.

Source: Pontotoc County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	820 CYPRESS DR, ADA, OK 74820-8485
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2020	Deed of Trust, Mortgage · Commercial Mortgage VISION BANK NA
Jan 8, 2015	Deed of Trust, Mortgage VISION BANK NA
Aug 7, 2007	Deed of Trust, Mortgage CITIZENS BANK OF ADA
Feb 3, 2026	Warranty Deed, Transfer · Conventional Mortgage GATEWAY FIRST BANK
Sep 5, 2023	Intrafamily Transfer, Transfer
Dec 20, 2007	Warranty Deed, Transfer · Conventional Mortgage VISION BANK NA
Jul 24, 2007	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 3, 2026 · Amount on File
Deed Sale	Feb 3, 2026 · Amount on File
Prior Sale	Dec 20, 2007 · Amount on File
Deed Document Number	2026502
Deed Book / Page	3975 / 182
Prior Transfer Date	Aug 7, 2023
Prior Transfer Doc	003728/295
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PONTOTOC OK
Property Address	820 CYPRESS DR, ADA, OK 74820-8485
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18315 COUNTY ROAD 1557, ADA, OK 74820-3757

Mortgage

Document Number	003439/280
Date	Oct 9, 2020
Book Page	3439/280
Instrument	2020-005562

Lender

Name	VISION BANK NA
Type	Bank
Address	ADA, OK 74821

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	143 Months
Due	Sep 29, 2032

Interest

Rate Type	Adjustable Rate

January 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PONTOTOC OK
Property Address	820 CYPRESS DR, ADA, OK 74820-8485
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002902/106
Date	Jan 8, 2015
Book Page	2902/106
Instrument	2015-000095

Lender

Name	VISION BANK NA
Type	Bank
Address	ADA, OK 74821

Agreement

Amount	Amount on Record
Term	120 Months
Due	Jan 6, 2025

Interest

Rate Type	Adjustable Rate

August 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PONTOTOC OK
Property Address	820 CYPRESS DR, ADA, OK 74820-8485
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	002198/173
Date	Aug 7, 2007
Book Page	2198/173
Instrument	2007-005120

Lender

Name	CITIZENS BANK OF ADA
Address	ADA, OK 74821

Agreement

Amount	Amount on Record

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PONTOTOC OK
Recording Date	Feb 3, 2026
Property Address	820 CYPRESS DR, ADA, OK 74820-8485
Document Number	003975/182
Book / Page	3975 / 182
Instrument Date	Jan 2, 2026
Instrument	I-2026-000502
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	HOMERUN TITLE, HOME TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$487.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	820 CYPRESS DR, ADA, OK 74820-8485

Mortgage

Document Number	I2026000503
Date	Feb 3, 2026
Instrument	I-2026-000503

Lender

Name	GATEWAY FIRST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PONTOTOC OK
Recording Date	Sep 5, 2023
Property Address	820 CYPRESS DR, ADA, OK 74820-8485
Document Number	003728/295
Book / Page	3728 / 295
Instrument Date	Aug 8, 2023
Instrument	I-2023-004688
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

December 2007: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PONTOTOC OK
Recording Date	Dec 20, 2007
Property Address	820 CYPRESS DR, ADA, OK 74820-8485
Document Number	002233/194
Book / Page	2233 / 194
Instrument Date	Dec 18, 2007
Instrument	2007-008129
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$360.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	820 CYPRESS DR, ADA, OK 74820-8485

Mortgage

Document Number	2007008130
Date	Dec 20, 2007
Instrument	2007-008130

Lender

Name	VISION BANK NA

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2038

July 2007: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PONTOTOC OK
Recording Date	Jul 24, 2007
Property Address	820 CYPRESS DR, ADA, OK 74820-8485
Document Number	002194/076
Book / Page	2194 / 076
Instrument Date	Jul 20, 2007
Instrument	2007-004727
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Amount	Amount on Record
Tax	$45.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14816 COUNTY ROAD 3599, ADA, OK 74820-3147
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 820 Cypress Dr was $3,612, up 1.3% from the year before.

Source: Pontotoc County assessment roll, as of January 23, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
Municipality	Ada City
County	Pontotoc County
Unified School District	Ada Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$36,409 (+5%) Land $4,300 Building $32,109	$303,402 (-18.82%) Land $35,831 Building $267,571
2025	$3,612.00 (+1.32%)	$34,675 (+5%) Land $4,095 Building $30,580	$373,760 (+14.15%) Land $45,000 Building $328,760
2024	$3,565.00 (+9.86%)	$33,024 (+5%) Land $3,900 Building $29,124	$327,441 (+9.49%) Land $32,500 Building $294,941
2023	$3,245.00 (+3.41%)	$31,451 (+5%) Land $3,900 Building $27,551	$299,069 (+19.81%) Land $32,500 Building $266,569
2022	$3,138.00	$29,953 Land $3,900 Building $26,053	$249,612 Land $32,500 Building $217,112

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 820 Cypress Dr in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective July 17, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	6 (2009–2025)
Claims Outside the SFHA	2 of 6
Most Recent Claim	May 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 820 Cypress Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 92% of Oklahoma
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ADA serves 22,600 people · EPA ID OK2006201
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
360 Broadband Fixed Wireless	400 / 50
Atlink Services Fixed Wireless	100 / 20

May also be available: AT&T.

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