820 Cumberland St, Hoffman Estates, IL 60169 Property Records

Cook County property record for 820 Cumberland St, Hoffman Estates, IL 60169

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,522 sqft · built 1960
Lot Size	0.208 acres (9,040 sqft)
Owner	2 Individual Names on Record
Last Sale	$315,000 (Nov 2022)
Tax Bill	$7,672 (2023)
Deeds & Mortgages	Aug 2021 Mortgage Nov 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-15-403-008`

Property Details

APN / Parcel Number

Primary APN	`07-15-403-008`
Alternative APN	`07-15-403-008-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,522 sqft Living Area
1st Floor Area	1,522 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1961
Architectural Style	Bungalow
Exterior Material	Brick/Stone
Construction Type	Frame
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	9,040 sqft (0.208 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	820 CUMBERLAND ST
City	HOFFMAN ESTATES
State	IL
Zip	60169-1837
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(HOFFMAN) ESTATES (II) SUB OF THAT PT LYING SOUTH OF HIGGINS ROAD OF NW SW SEC14 & NE & NH SE SEC15 EH SEC 15-41-10
Legal Range	10E
Legal Township	41N
Legal Section	15
Legal Subdivision	HOFFMAN ESTATES II
Legal Block	37
Legal Lot Number	8
Jurisdiction	COOK IL
Township / Civil Division	SCHAUMBURG
Census Block Group	2
Census Block	2004
Census Tract	804608

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	820 CUMBERLAND ST, HOFFMAN ESTATES, IL 60169-1837
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Aug 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Nov 28, 2022	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Feb 22, 2017	Deed of Trust, Mortgage · Conventional Mortgage PNC BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 28, 2022 · Amount on Record
Deed Sale	Nov 28, 2022 · Amount on Record
Prior Sale	Jun 7, 2018 · Amount on Record
Deed Document Number	202228044
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	820 CUMBERLAND ST, HOFFMAN ESTATES, IL 60169-1837
Transaction Type	Mortgage
Record Updated	Jan 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0022545139
Date	Aug 13, 2021
Instrument	2122545139

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.49%

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Nov 28, 2022
Property Address	820 CUMBERLAND ST, HOFFMAN ESTATES, IL 60169-1837
Document Number	0033228044
Instrument Date	Oct 11, 2022
Instrument	2233228044
Transaction Type	Transfer
Record Updated	Jan 19, 2023
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$315.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	820 CUMBERLAND ST, HOFFMAN ESTATES, IL 60169-1837

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	820 CUMBERLAND ST, HOFFMAN ESTATES, IL 60169-1837

Mortgage

Document Number	0033228045
Date	Nov 28, 2022
Instrument	2233228045

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	CLEVELAND, OH 44114

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

Interest

Rate Type	Fixed Rate
Rate	6.75%

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	820 CUMBERLAND ST, HOFFMAN ESTATES, IL 60169-1837
Document Number	1706018032
Instrument Date	Feb 22, 2017
Transaction Type	Mortgage
Record Updated	Aug 16, 2018
Title Company	NATIONALLINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	820 CUMBERLAND ST HOFFMAN ESTATES IL 601691837, HOFFMAN ESTATES, IL 60169-1837

Mortgage

Document Number	1706018032
Date	Mar 1, 2017
Instrument	6018032

Lender

Name	PNC BK
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 29, 2032

Interest

Rate	3.5%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Schaumburg Township
Municipality	Hoffman Estates Village
Secondary School District	Township High School District 211 (09 - 12)
Elementary School District	Schaumburg Community Consolidated School District 54 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$30,071 (+20.28%) Land $6,328 Building $23,743	$300,710 (+20.28%) Land $63,280 Building $237,430
2023	$7,672.00 (+19.73%)
2022	$6,408.00	$25,000 Land $5,424 Building $19,576	$250,000 Land $54,240 Building $195,760

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOFFMAN ESTATES serves 50,179 people · EPA ID IL0311290
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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