820 Cottage Pl, Dubuque, IA 52001 Property Records

Dubuque County property record for 820 Cottage Pl, Dubuque, IA 52001

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 1,292 sqft · built 1978
Lot Size	0.158 acres (6,900 sqft)
Owner	Company Name on Record
Last Sale	$220,000 (Oct 2024)
Tax Bill	$2,782 (2024)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Dec 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`10-23-235-016`

Property Details

APN / Parcel Number

Primary APN	`10-23-235-016`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,292 sqft Living Area
Basement Area	1,292 sqft
Finished Basement	618 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Wood Frame
Lot Area	6,900 sqft (0.158 acres)
Lot Dimensions	115 ft deep x 60 ft wide
Deck Area	288 sqft
Patio Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Street Address	820 COTTAGE PL
City	DUBUQUE
State	IA
Zip	52001-3127
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 68 & E 1/2 OF LOT 67 PLEASANT VIEW ADD
Legal Subdivision	IRVING
Legal Lot Number	67,68
Jurisdiction	DUBUQUE IA
Township / Civil Division	DUBUQUE
Census Block Group	1
Census Block	1006
Census Tract	600

Owner

Source: Dubuque County records, as of October 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	477 416TH AVE, PRESTON, IA 52069
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2022	Warranty Deed, Transfer · Conventional Mortgage GREENSTATE CU
Dec 7, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 8, 2024 · Amount on Record
Deed Sale	Oct 8, 2024 · Amount on Record
Prior Sale	Oct 6, 2020 · Amount on Record
Deed Document Number	0020249572
Prior Transfer Date	Jun 9, 2022
Prior Transfer Doc	2022-00007250
Record Updated	Jun 8, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUBUQUE IA
Recording Date	Jun 9, 2022
Property Address	820 COTTAGE PL, DUBUQUE, IA 52001-3127
Document Number	0000007250
Instrument Date	Jun 3, 2022
Instrument	2022-00007250
Transaction Type	Transfer
Record Updated	Jun 27, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$303.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1812 15TH AVE SE, DYERSVILLE, IA 52040-1226

Mortgage

Document Number	0000007251
Date	Jun 9, 2022
Instrument	2022-00007251

Lender

Name	GREENSTATE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 5, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Jun 5, 2032
Change Frequency	Annually
Min Rate At Change	5%
Max Rate At Change	5.25%
Index	1-Year CMT
Max Rate	9.25%

Mortgage

Document Number	0000007252
Date	Jun 9, 2022
Instrument	2022-00007252

Lender

Name	GREENSTATE CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jun 5, 2032

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DUBUQUE IA
Recording Date	Dec 7, 2020
Property Address	820 COTTAGE PL, DUBUQUE, IA 52001-3127
Document Number	0000019316
Instrument Date	Nov 13, 2020
Instrument	19316
Transaction Type	Transfer
Record Updated	Dec 29, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1105 14TH ST SE BONDURANT IA 500354432, BONDURANT, IA 50035-4432

Tax Assessment & Valuation

Source: Dubuque County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Dubuque County
Municipality	Dubuque City
Unified School District	Dubuque Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$218,800 (+7.41%) Land $25,200 Building $193,600	$218,800 (+7.41%) Land $25,200 Building $193,600
2024	$2,782.00 (+8.5%)
2023		$203,700 (+29.29%) Land $23,700 Building $180,000	$203,700 (+29.29%) Land $23,700 Building $180,000
2022	$2,564.00	$157,550 Land $17,780 Building $139,770
2021			$157,550 Land $17,780 Building $139,770

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 9, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUBUQUE WATER WORKS serves 59,667 people · EPA ID IA3126052
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 599 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ImOn Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20

May also be available: Comelec Internet Services, Nextlink.

Cell Coverage

5G (outdoors only) and 4G LTE

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