Black Hawk County property record for 820 Cornwall Ave, Waterloo, IA 50702 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1950 |
| Square Footage | 842 sqft Living Area |
| Lot Size | 5,166 sqft (0.119 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $95,000 (2025) |
| Tax Bill | $2,204.00 (2025) |
| Primary APN | 8913-35-407-004 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 4 Rooms |
| Building Area | 842 sqft Living Area |
| 1st Floor | 624 sqft 1st Floor |
| Attic Area | 218 sqft Attic |
| Attic | 1 Attic |
| Basement Area | 624 sqft Basement |
| Unfinished Basement | 624 sqft Unfinished |
| Game Room | Game Room |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Plaster Interior Structure |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Exterior Material | Vinyl Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 5,166 sqft (0.119 acres) |
| Depth X Width | 123 ft x 42 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 576 sqft Garage |
| Deck Area | 84 sqft Deck |
| Patio Area | 378 sqft Patio |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 820 CORNWALL AVE |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50702-3954 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LINCOLN HEIGHTS ADDITION LOT 6 BLK 6 |
| Legal Range | 13W |
| Legal Township | 89N |
| Legal Section | 35 |
| Legal Subdivision | LINCOLN HEIGHTS ADDITION |
| Legal Block | 6 |
| Legal Lot Number | 6 |
| Jurisdiction | BLACK HAWK IA |
| Minor Civil Division | WATERLOO |
| Census Blockgroup | 1 |
| Census Block | 1012 |
| Census Tract | 1200 |
Source: Black Hawk County records · APN 8913-35-407-004
Assessment roll updated October 17, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 820 CORNWALL AVE, WATERLOO, IA 50702-3954 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 28, 2010 | Deed of Trust, Mortgage · Conventional Mortgage VERIDIAN CU |
| Feb 03, 2026 | Warranty Deed, Transfer · Conventional Mortgage GREENSTATE CU |
| Jul 15, 2025 | Warranty Deed, Transfer TITLE SERVICES CORPORATION |
| Jul 16, 2024 | Intrafamily Transfer, Transfer |
| Mar 01, 2013 | Warranty Deed, Transfer · Conventional Mortgage IOWA COMMUNITY CU |
| Sep 19, 2007 | Legal Action/Court Order, Foreclosure · Conventional Mortgage VERIDIAN CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 15, 2025 · Amount on Record |
| Deed Sale | Jul 15, 2025 · Amount on Record |
| Prior Sale | Mar 01, 2013 · Amount on Record |
| Deed Doc Number | 202510103 |
| Prior Transfer Date | Jul 15, 2024 |
| Prior Transfer Doc | 0202417371 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 820 CORNWALL AVE, WATERLOO, IA 50702-3954 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2010024542 |
|---|---|
| Date | Jun 28, 2010 |
| Instrument | 2010024542 |
| Name | VERIDIAN CU |
|---|---|
| Type | Credit Union |
| Address | WATERLOO, IA 50704 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jul 01, 2025 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Feb 03, 2026 |
| Property Address | 820 CORNWALL AVE, WATERLOO, IA 50702-3954 |
| Document Number | 0202601427 |
| Instrument Date | Jan 30, 2026 |
| Instrument | 2026-01427 |
| Transaction Type | Transfer |
| Record Updated | Feb 11, 2026 |
| Title Company | TITLE SERVICES CORPORATION |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $250.40 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 820 CORNWALL AVE, WATERLOO, IA 50702-3954 |
| Document Number | 0202601428 |
|---|---|
| Date | Feb 03, 2026 |
| Instrument | 2026-01428 |
| Name | GREENSTATE CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Jul 15, 2025 |
| Property Address | 820 CORNWALL AVE, WATERLOO, IA 50702-3954 |
| Document Number | 0202510103 |
| Instrument Date | Jul 14, 2025 |
| Instrument | 2025-10103 |
| Transaction Type | Transfer |
| Record Updated | Feb 11, 2026 |
| Title Company | TITLE SERVICES CORPORATION |
| Amount | Amount Recorded |
|---|---|
| Tax | $168.20 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 820 CORNWALL AVE, WATERLOO, IA 50702-3954 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Jul 16, 2024 |
| Property Address | 820 CORNWALL AVE, WATERLOO, IA 50702-3954 |
| Document Number | 0202417371 |
| Instrument Date | Jul 15, 2024 |
| Instrument | 2024-17371 |
| Transaction Type | Transfer |
| Record Updated | Feb 11, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 820 CORNWALL AVE, WATERLOO, IA 50702-3954 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Mar 01, 2013 |
| Property Address | 820 CORNWALL AVE, WATERLOO, IA 50702-3954 |
| Document Number | 2013018045 |
| Instrument Date | Feb 27, 2013 |
| Instrument | 2013018045 |
| Transaction Type | Transfer |
| Record Updated | Feb 11, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $127.20 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 820 CORNWALL AVE, WATERLOO, IA 50702-3954 |
| Document Number | 2013018046 |
|---|---|
| Date | Mar 01, 2013 |
| Instrument | 2013018046 |
| Name | IOWA COMMUNITY CU |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 01, 2028 |
| Document Type | Legal Action/Court Order |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Sep 19, 2007 |
| Property Address | 820 CORNWALL AVE, WATERLOO, IA 50702-3954 |
| Document Number | 2008006389 |
| Instrument Date | Sep 18, 2007 |
| Instrument | 2008006389 |
| Transaction Type | Foreclosure |
| Record Updated | Apr 03, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $122.40 |
| Amount Accuracy | Rounded Values by County |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 820 CORNWALL AVE, WATERLOO, IA 50702-3954 |
| Document Number | 2008006390 |
|---|---|
| Date | Sep 19, 2007 |
| Instrument | 2008006390 |
| Name | VERIDIAN CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2037 |
Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,204.00 | $112,810 (+10.99%) Land $14,110 Building $98,700 | $112,810 (+10.99%) Land $14,110 Building $98,700 |
| 2024 | $2,204.00 (+18.75%) | ||
| 2023 | $101,640 (+20.23%) Land $14,110 Building $87,530 | $101,640 (+20.23%) Land $14,110 Building $87,530 | |
| 2022 | $1,856.00 | $84,540 Land $14,110 Building $70,430 | |
| 2021 | $84,540 Land $14,110 Building $70,430 |
Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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