820 Cole St, Charlottesville, VA 22901 Property Records

Albemarle County property record for 820 Cole St, Charlottesville, VA 22901

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 1,824 sqft · built 2011
Lot Size	0.082 acres (3,572 sqft)
Owner	2 Individual Names on File
Last Sale	$430,000 (May 2019)
Tax Bill	$6,474 (2026)
Deeds & Mortgages	Apr 2023 Transfer Apr 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`062G0-01-6B-07600`

Property Details

APN / Parcel Number

Primary APN	`062G0-01-6B-07600`
Alternative APN	`27799`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,824 sqft Finished Area
Basement Area	962 sqft
Finished Basement	812 sqft
Unfinished Basement	150 sqft
Family Room	Family Room

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Exterior Material	Composition/Composite
Construction Type	Wood
Roof Material	Wood
Lot Area	3,572 sqft (0.082 acres)
View / Lot	Proximity to Airport

Exterior Amenities

Porch	Slab
Porch Area	16 sqft
Deck Area	115 sqft
Patio Area	160 sqft
Balcony Area	115 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	820 COLE ST
City	CHARLOTTESVILLE
State	VA
Zip	22901-3207
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NEIGHBORHO
Legal Description	BELVEDERE 6B 76 PH I
Legal Subdivision	BELVEDERE
Jurisdiction	ALBEMARLE VA
Township / Civil Division	RIO
Census Block Group	1
Census Block	1011
Census Tract	10602

Owner

820 Cole St is owned by two individuals who acquired it in April 2023.

Source: Albemarle County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	760 BELVEDERE BLVD, CHARLOTTESVILLE, VA 22901-3200
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 25, 2023	Gift Deed, Transfer
Apr 25, 2023	Deed of Distribution, Transfer
May 15, 2019	Grant Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 15, 2019 · Amount on File
Deed Sale	May 15, 2019 · Amount on File
Prior Sale	Jun 8, 2016 · Amount on File
Deed Document Number	20194646
Deed Book / Page	5166 / 475
Last Transfer Date	Apr 25, 2023
Transfer Doc	0000003179
Record Updated	Sep 20, 2026

April 2023: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Apr 25, 2023
Property Address	820 COLE ST, CHARLOTTESVILLE, VA 22901-3207
Document Number	202300003179
Map Reference	MB 3545 PG 54
Instrument Date	Apr 25, 2023
Instrument	202300003179
Transaction Type	Transfer
Record Updated	May 24, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	760 BELVEDERE BLVD, CHARLOTTESVILLE, VA 22901-3200

April 2023: Deed of Distribution, Transfer

Document Type	Deed of Distribution
Jurisdiction	ALBEMARLE VA
Recording Date	Apr 25, 2023
Property Address	820 COLE ST, CHARLOTTESVILLE, VA 22901-3207
Document Number	202300003178
Map Reference	DD 3545 PG 54-70
Instrument Date	Apr 25, 2023
Instrument	202300003178
Transaction Type	Transfer
Record Updated	May 24, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	760 BELVEDERE BLVD, CHARLOTTESVILLE, VA 22901-3200

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALBEMARLE VA
Recording Date	May 15, 2019
Property Address	820 COLE ST, CHARLOTTESVILLE, VA 22901-3207
Document Number	0000004646
Book / Page	005166 / 000475
Instrument Date	May 1, 2019
Instrument	4646
Transaction Type	Transfer
Record Updated	Jun 12, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

Amount	Amount on Record
Tax	$430.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	820 COLE ST CHARLOTTESVILLE VA 229013207, CHARLOTTESVILLE, VA 22901-3207

Tax Assessment & Valuation

The 2026 property tax bill for 820 Cole St was $6,474, up 6.1% from the year before.

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,474.00 (+6.11%)	$724,200 (+6.11%) Land $233,000 Building $491,200	$724,200 (+6.11%) Land $233,000 Building $491,200
2025	$6,101.00	$682,500 Land $205,000 Building $477,500	$682,500 Land $205,000 Building $477,500
2023	$2,472.00	$579,100 Land $175,000 Building $404,100	$579,100 Land $175,000 Building $404,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 820 Cole St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 820 Cole St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ACSA URBAN AREA serves 77,408 people · EPA ID VA2003053
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ting Fiber	1,000 / 1,000

May also be available: T-Mobile, Verizon, Xfinity.

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