820 Calle Pluma, San Clemente, CA 92673 Property Records

Orange County property record for 820 Calle Pluma, San Clemente, CA 92673

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,524 sqft · built 1975
Lot Size	0.034 acres (1,467 sqft)
Owner	Trust Name on File
Last Sale	$1,080,000 (Nov 2022)
Tax Bill	$11,353 (2025)
Deeds & Mortgages	Sep 2023 Transfer Nov 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`675-123-11`

Property Details

APN / Parcel Number

Primary APN	`675-123-11`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,524 sqft Living Area
Gross Area	2,000 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Traditional
Exterior Material	Stucco
Roof Material	Tile
Lot Area	1,467 sqft (0.034 acres)
View / Lot	Ocean
Garage Area	476 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	820 CALLE PLUMA
City	SAN CLEMENTE
State	CA
Zip	92673-2719
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	N TR 7437 BLK LOT 48
Legal Subdivision	7137
Legal Tract	7437
Legal Lot Number	48
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	3
Census Block	3002
Census Tract	42205

Owner

820 Calle Pluma is held in a trust since August 2023.

Source: Orange County records, as of August 4, 2026

Owner of Record	Trust Name on File
Mailing Address	820 CALLE PLUMA, SAN CLEMENTE, CA 92673-2719
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 6, 2023	Intrafamily Transfer, Transfer
Nov 21, 2022	Grant Deed, Transfer · Conventional Mortgage MUFG UNION BANK NA
Apr 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 21, 2022 · Amount on File
Deed Sale	Nov 21, 2022 · Amount on File
Prior Sale	Jun 3, 2002 · Amount on File
Deed Document Number	2022384984
Last Transfer Date	Aug 28, 2023
Transfer Doc	0000216857
Record Updated	Sep 20, 2026

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Sep 6, 2023
Property Address	820 CALLE PLUMA, SAN CLEMENTE, CA 92673-2719
Document Number	0000216857
Map Reference	MB 345 PG 1-6
Instrument Date	Aug 28, 2023
Instrument	2023000216857
Transaction Type	Transfer
Record Updated	Sep 20, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	820 CALLE PLUMA, SAN CLEMENTE, CA 92673-2719

November 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Nov 21, 2022
Property Address	820 CALLE PLUMA, SAN CLEMENTE, CA 92673-2719
Document Number	0000384984
Map Reference	MB 345 PG 1-6
Instrument Date	Nov 15, 2022
Instrument	2022000384984
Transaction Type	Transfer
Record Updated	Dec 2, 2022
Title Company	WESTERN RESOURCES TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	820 CALLE PLUMA, SAN CLEMENTE, CA 92673-2719

Mortgage

Document Number	0000384985
Date	Nov 21, 2022
Instrument	2022000384985

Lender

Name	MUFG UNION BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2037

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	820 CALLE PLUMA, SAN CLEMENTE, CA 92673-2719
Transaction Type	Mortgage
Record Updated	Apr 19, 2021
Title Company	TITLE CONNECTION, TITLE CONNECT INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	820 CALLE PLUMA, SAN CLEMENTE, CA 92673-2719

Mortgage

Document Number	0000237083
Date	Apr 7, 2021
Instrument	2021000237083

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 820 Calle Pluma was $11,353, up 1.7% from the year before.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	San Clemente City
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,146,104 (+2%) Land $1,028,541 Building $117,563
2025	$11,353.00 (+1.69%)	$1,123,632 Land $1,008,374 Building $115,258
2024	$11,164.00 (+2.16%)
2023	$10,928.00 (+263.9%)	$1,080,000 Land $969,216 Building $110,784
2022	$3,003.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 820 Calle Pluma in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1980–2024)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Feb 2024 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 820 Calle Pluma is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN CLEMENTE serves 51,545 people · EPA ID CA3010036
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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